Banking convenience in your pocket

Your China Construction Bank (Asia) ATM Card provides you access to your HKD Savings or HKD Checking accounts whether you are in HK or abroad.

Important Note: Please click here to read the security tips of using ATM Card and useful customer hotline for reporting card loss and complaints

With your ATM card, you can enjoy many convenient services!

Financial Management and Cash Withdrawal Services
  China Construction Bank (Asia) ATMs and JETCO ATMs China Construction Bank (Macau) and JETCO ATMs Plus ATMs
Balance Enquiry HKD Account HKD Account HKD Account
Cash Withdrawal HKD/ RMB withdrawal from HKD Account HKD/ RMB/ MOP withdrawal from HKD Account Local Currency from HKD Account
Funds Transfer to Own/ Third Party Account Transfer to another HKD Account Transfer to another HKD Account Nil
Other Services
  Hong Kong Macau
China Construction Bank (Asia) ATMs JETCO ATMs China Construction Bank (Macau) ATMs JETCO ATMs
Mini Statement - -
Bill Payment - -
Password Change
HKD Account Check Book Request
Statement Request
  • In Hong Kong, through EPS, you can:

    • Reload the Octopus card
    • Pay for goods and services anywhere you see the EPS logo
    • Pay your utilities and other bills over the phone through PPS or ATMs that provide "JET Payment Service"
    • Settle your utility bills at any PET terminal
    • Transfer funds to and from Telebet accounts at EFT terminals at Hong Kong Jockey Club outlets
Where can you use it?
Important Notes:
  • Due to the different dispensing limit of ATMs, customers may have to perform more than one transaction in order to obtain the amount of cash required.
  • The daily cash withdrawal/fund tansfer limit is a master limit shared between all accounts among all accounts under the same card and is calculated in HKD or its equivalent.
  • Some banks overseas may charge you ATM handling fee and some ATMs overseas may not accept the Bank's ATM Card. Customers should contact the overseas banks for details.

  • ATM Fund Transfer made after 8 p.m. on Mondays through Saturdays, on Sundays or legal Bank holidays will be considered as transaction of the next working day.
What are the fees?
  • Annual card fee in Hong Kong is HK$50.

  • No handling fee will be charged by the Bank at local JETCO ATMs, ATMs of the Bank, China Construction Bank ATMs in Mainland China, Bank of America ATMs in the U.S.


  • The handling fee for each cash withdrawal at JETCO ATMs in Macau is HKD25.

  • All other PLUS ATMs -- handling fee of HK$25 for each cash withdrawal and HK$5 for each balance enquiry will be charged by the Bank.

  • PLUS ATM overseas cash withdrawal exchange rate is determined by Visa from a range of wholesale market rates or the government mandated rate, plus 1.9% exchange fee on the withdrawal amount.


What are the limits?
  • Daily cash withdrawal/ funds transfer limit for ATM Card is HKD10,000 or equivalent and HKD20,000 or equivalent per card for ATM Platinum Card.


  • Unlimited transfer of funds between the accounts in a card


  • For exchanging HKD to RMB or exchanging RMB to HKD, the daily limit is RMB20,000.


  • Daily limit for JETCO bill payment and tax payment is HKD50,000 and HKD100,000 respectively.


  • Daily limit for EPSCO is HK$50,000 per card.

To apply, please call Bank By Phone at 2805 2383 or visit any of our Branches.