How it works?

1. Simply open two accounts with us: a main account and a beneficiary account.
   
   
   
2. You'll receive a China Construction Bank (Asia) ATM Card for yourself and a China Construction Bank (Asia) ATM Remittance Card for the recipient.
   
   
   
3. You can transfer money from your main account to your beneficiary account via any Bank of America (Asia) ATMs, JETCO ATMs, our banking centers, Bank By Phone and Online Banking Service
   
   
   
4. The recipient can use the ATM Remittance Card to withdraw cash instantly from your beneficiary account via ATMs overseas.