Services Fees COUNTER SERVICES HKD Cashier's Order   Issuance commission     - for Premier Banking customers - NIL   - for Wise Banking customers - HKD25 per transaction   - for general account customers - HKD50 per transaction   - for non-account customers - HKD100 per transaction Repurchase - HKD50 per transaction Loss and reissuance - HKD50 per transaction plus HKD300 for sending lost notice to the HK Interbank Clearing Ltd. USD Cashier's Order   Issuance commission     - for Premier Banking customers - NIL   - for Wise Banking customers - USD3.5 per transaction   - for general account customers - USD7 per transaction   - for non-account customers - USD15 per transaction Repurchase - USD7 per transaction Loss and reissuance - USD15 per transaction plus HKD300 or equivalent for sending lost notice to the HK Interbank Clearing Ltd. Gift Check   For Premier Banking customers - NIL For Wise Banking customers - HKD5 per transaction For general account customers - HKD10 per transaction For non-account customers - HKD20 per transaction Foreign Currency Deposit (including RMB and subject to acceptance)   Cash deposit into the same currency account - 0.25% on amount, min. HKD50 Non-cash deposit into the same currency account - Varies according to method of deposit Encashment of Traveler's Check and Other Clean Foreign Currency Check   USD check     - Paid out in HKD - HKD10 per transaction, min. HKD60   - Paid out in USD - 0.25% on amount, min. HKD60   - Credited to USD account - 0.25% on amount, min. HKD60; plus 7 days transit interest Non-USD foreign currency check     - Paid out in HKD - HKD10 per transaction, min. HKD60   - Paid out in the same currency - 0.375% on amount, min. HKD60 (subject to availability of relevant currency notes)   - Credited to the same currency account - 0.375% on amount, min. HKD60; plus 14 days transit interest Foreign Currency Clean Check Sent for Collection   Handling commission (check issued by Bank outisde Macau) - HKD300 per check plus correspondent bank charges, if applicable Handling commission (check issued by Macau Bank) - HKD200 per check plus correspondent bank charges, if applicable Return of foreign currency check - HKD150 per check plus out-of-pocket expenses Mark "Good" Check - HKD60 if dispatched by customer; HKD200 if dispatched by our Bank Foreign Currency Note Exchange (including CNY) - HKD50 for non-customers Coin Deposit     Below 100 pieces - Free 100 - 300 pieces - 1% on amount, min. HKD50 Over 300 pieces - 2% on amount, min. HKD100 Coin Exchange - HKD2 per bag Mail Held for Collection - HKD100 or equivalent per month CHECKING ACCOUNT Account Closed Within 3 Months - HKD150 or equivalent per account Company Business Search - HKD150 per search Returned Check   For insufficient funds     - HKD - HKD130 per check   - USD - USD17 per check   - RMB - RMB200 per check For technical or other errors on the check     - HKD - HKD130 per check   - USD - USD17 per check   - RMB - RMB50 per check RMB Check Handling Fee   Transfer/Cash deposit into account to cover insufficient fund - 1% on the total amount of transfer/deposit (min. RMB200) Temporary Overdraft     - HKD - HK Prime + 8% p.a., min. HKD100 per month   - USD - US Prime + 8% p.a., min. USD15 per month Stop Payment of Check   HKD/USD - HKD100 or equivalent per check RMB - RMB100 per check Dormant Account   (No Account Activity for 12 Months)   HKD account with balance below HKD2,000 - HKD100 per quarter until balance is reduced to zero RMB account with balance below RMB2,000 - RMB100 per quarter until balance is reduced to zero Foreign currency account with balance below USD200 or equivalent - USD10 per quarter until balance is reduced to zero Special Printed Check - at cost Original or Copy of the Paid Check   HKD/USD - HKD150 or equivalent per check RMB - RMB150 per check Copy of the Digital Image of the Paid Check   HKD/USD - HKD50 or equivalent per check RMB - RMB50 per check Check Book Mailing   By registered mail     - for Premier Banking customers - NIL   - for other customers' HKD/USD account - HKD25 or equivalent   - for other customers' RMB account - RMB25 By ordinary mail     - for Premier Banking customers - NIL   - for other customers' HKD/USD account - HKD10 or equivalent   - for other customers' RMB account - RMB10 SAVINGS ACCOUNT Account Closed Within 3 Months - HKD150 per account Dormant Account   (No Account Activity for 12 Months)   HKD account with balance below HKD2,000 - HKD100 per quarter until balance is reduced to zero RMB account with balance below RMB2,000 - RMB100 per quarter until balance is reduced to zero Foreign currency account with balance below USD200 or equivalent - USD10 per quarter until balance is reduced to zero Passbook Account History Report   within 12 months - HKD300 per account within 13-24 months - HKD750 per account within 25-36 months - HKD1,000 per account 37 months or above - HKD2,000 with an increment of HKD1,000 per every 12 month thereafter Replacement of Lost or Damaged Passbook - HKD50 per passbook SAFE DEPOSIT BOX Security Deposit - 1 year's rental Loss of a Renter's Key - HKD300 Force Opening of Safe Deposit Box - HKD800 plus out-of-pocket expenses INWARD REMITTANCE * Credit to Account with Our Bank   For Premier Banking customers - NIL For Wise Banking customers       - Telegraphic Transfer - HKD50 per transaction   - CHATS - HKD10 per transaction For general account customers       - Telegraphic Transfer - HKD60 per transaction   - CHATS - HKD15 per transaction Credit to Account with Other Bank - HKD200 per transaction OUTWARD REMITTANCE * Demand Draft   Issuance commission     - for Premier Banking customers - NIL   - for Wise Banking customers - HKD30 per transaction   - for general account customers - HKD80 per transaction   - for non-account customers - HKD180 per transaction Repurchase - HKD80 per transaction Loss and reissuance - HKD250 per transaction plus other relevant cost Payment by Clearing House Automatic Transfer System (CHATS)   Within Hong Kong in HKD/USD         - for Premier Banking customers - HKD75 or equivalent per transaction     - for Wise Banking customers - HKD150 or equivalent per transaction     - for general account customers - HKD180 or equivalent per transaction     - non-account customers - HKD300 or equivalent per transaction To Shenzhen in HKD         - for Premier Banking customers - HKD100 per transaction     - for Wise Banking customers - HKD200 per transaction     - for general account customers - HKD240 per transaction     - for non-account customers - HKD300 per transaction Telegraphic Transfer   Issuance commission     - Through Internet - HKD80 or HKD100** per transaction (An additional HKD150 shall be charged if payment details are in Chinese)   - Through Branches       - for Premier Banking customers - HKD40 or HKD60** per transaction       - HKD140 for RMB remitance to Mainland China     - for Wise Banking customers - HKD80 or HKD100** per transaction       - HKD188 for RMB remitance to Mainland China     - for general account customers - HKD200 or HKD220** per transaction       - HKD220 for RMB remitance to Mainland China   - HKD80 per transaction for credit to same name account maintained with China Construction Bank (Macau)     - for non-account customers - HKD300 per transaction An additional HKD150 shall be charged if payment details are in Chinese Cable charge to amend or cancel or enquiry - HKD200 or USD25 per transaction, plus correspondent bank charge   Commission in Lieu of Exchange   Notes or demand draft of the same currency is tendered - 0.25% of the remittance amount, min. HKD50 A foreign currency account in the same currency is debited - NIL LOAN SERVICES Handling Fee Related to Payment of Overdue Government Rate or Management Fee on Behalf of Customers - HKD500 per payment Request for Loan Repayment Statement - HKD100 per request Title Deed Copy - HKD50 per page, max. HKD1,000 Copy of Customer Information Letter - HKD50 per letter Loan Confirmation Letter Copy - HKD100 per letter Request for Repayment Schedule - HKD100 per request Change of Loan Terms - HKD1,000 per request Valuation Fee (For Replacement Value) - HKD1,000 per request Custodian Fee for safe keeping of title deed (only applicable to customers who have paid off the mortage) - HKD200 per month AUTO FINANCE Licence Copy - HKD20 per set Change of Vehicle Registration Mark - HKD550 per transaction Change of Vehicle Particulars/Issue Duplicate Documents - HKD200 per transaction Nominee Agreement (Cross Border Vehicles) - HKD1,000 per transaction (With 6 complimentary sets of licence copies) Assigment of Hire Purchase/Lease Agreement - HKD1,000 per transaction Hire Purchase/Lease Agreement Copy - HKD50 per set Photocopy of Title Deed/Chattel Mortgage - HKD500 per document Account Statement - HKD50 per account per year Repayment Schedule of Account - HKD50 per request Copy of Non-Current Records - HKD500 per document Copy of Other Documents - HKD20 per page (Minimum HKD20) Express Renewal of Licence Fee - HKD100 per transaction Handling Fee for Application of 3rd Party Insurance Coverage - HKD1,000 per request Handling Fee for Release of Repossessed Vehicle - HKD1,000 per request SECURITIES SERVICES(HONG KONG SECURITIES) Trade-related Services Brokerage+   Through Internet - 0.20% flat, min. HKD125 Through manned hotline or branches     - Premier Banking or Securities Margin Trading customers - 0.25% flat, min. HKD125   - Wise Banking or Corporate Employee Privilege Program customers         - Below HKD500,000 - 0.30% flat, min. HKD125     - HKD500,000 or above - 0.25% General customers     - Below HKD300,000 - 0.35% flat, min. HKD125   - HKD300,000 - HKD499,999 - 0.30%   - HKD500,000 or above - 0.25% Subscription of IPO   Brokerage - 1% on transaction amount New Issues Handling Fee Through Internet, Manned Hotline or Branches - HKD100 per application (non-refundable) Transaction Levy (collected by HKSFC) - 0.004% on transaction amount Investor Compensation Levy (collected by HKSFC) - 0.002% on transaction amount Trading Fee (collected by HKEx) - 0.005% on transaction amount Stamp Duty (collected by HKSAR Gov't) - HKD1 for every HKD1,000 of transaction amount (or part thereof) Scrip Handling and Settlement-related Services Stock Settlement Fee for CCASS - 0.002% on transaction amount, min. HKD2 and max. HKD100 Money Settlement Fee (collected by CCASS) - HKD1.2 per transaction Deposit of Stocks - HKD5 per board lot#, min. HKD30 and max. HKD500 (Charge of Deposit of stocks will be waived if shares purchased are sold through the same transaction channel on the same day) Settlement Instruction Fee - HKD1 per transaction Transfer Deed Stamp Duty - HKD5 for each transfer deed Information Services Real-time Quote Service (per month)   Securities Customers - 50 free quotes Securities Customers with holdings in securities accounts - 350 free quotes Securities Customers with monthly transaction amount less than HK$100,000 - 700 free quotes Securities Customers with monthly transaction amount HK$100,000 or above - 3,000 free quotes Streaming Stock Quotes (per month)   Quote Winner - HKD380 Quote Winner + AAStocks News - HKD400 Quote Winner + DJ News - HKD460 Account Maintenance Safe Custody Fee - Paid semi-annually on May 31 and November 30   - also applies to accounts closed between the two fee collection dates Premier Banking customers - semi-annual fee is HKD120 flat Wise Banking customers - semi-annual fee is HKD150 flat General Account customers - semi-annual fee is HKD210 flat Nominee Services and Corporate Actions Collection of Dividend - 0.5% on dividend amount, min. HKD50 (Collection of Dividend fee also applicable to investors who opt for shares in lieu of cash dividend) - 0.12% on transaction amount, max. HKD10,000 (collected by CCASS) Share Bonus Issues, Right Issues, Warrants or Scrips in Lieu of Cash Dividends - HKD5 per board lot#, min. HKD30 and max. HKD500 Registration with Registrar   - Registration fee - HKD1.5 per board lot # - Transfer fee - HKD2.5 per share certificate # Corporate Action Scrip Fee - HKD1.5 per board lot# (collected by CCASS) - HKD0.75 per board lot# (Deem Book Close) Conversion of Covered Warrant (collected by CCASS) - HKD200 per transaction Corporate Action Service Fee (collected by CCASS) - HKD0.8 per board lot# Privatization - 0.5% on the transaction amount Financing and Other Services<