Flexi-Annuity Savings Plan

Enjoy a Happy Retirement Life with Lifelong Income!

To let you enjoy a worry-free retirement and lifelong fixed income, China Construction Bank (Asia) proudly presents MassMutual Asia Ltd.'s Flexi-Annuity Savings Plan. You don't need to be a civil servant to enjoy the many advantages of lifelong income in your golden years!

Advantages

  1. Guarantees you a lifetime fixed-income monthly annuity even if you live to be over 90, 100 or even 110 years old, leaving you with nothing to worry about but to enjoy your golden years. You have total freedom to determine when to exercise the annuity option and convert the cash value into a lifetime fixed-income monthly annuity for life1.

  2. Provides you with the widest range of annuity options in the market to meet all your needs whatever the future may bring.
    Option 1 - Lifetime fixed-income annuity
    Option 2 - "Lifetime fixed-income annuity with 10 years or 15 years guaranteed payment"
    Option 3 - Joint annuitant fixed-income lifetime annuity
        You have the option of sharing a 100% fixed-income annuity with your spouse2. In the event of the death of either annuitant, the other will continue to receive 50% of the annuity for the rest of his/her life.


  3. Higher returns - Provides extra bonuses at compound rates.

  4. Provides guaranteed interest rate3.

  5. Permits flexible premium payments and cash withdrawals to suit your needs.

For inquiries, please call our Bank By Phone at 2903 8388 or visit any of our Branches.

Remarks:

  1. The earliest annuity date is at the 10th policy anniversary or the policy anniversary on which the insured has reached age 55, whichever is later. Current requirement on minimum cash value for annuity conversion is USD10,000 / HK$80,000.
  2. Current requirement of the age of spouse when exercising the "joint annuitant fixed-amount lifetime annuity" option is 40 or above.
  3. The "guaranteed interest rate" is only applicable to a policy that has been in force for 15 years or more.

The above contains general information only. For full details, please refer to policy document. China Construction Bank (Asia) is an appointed insurance agent of MassMutual Asia Ltd. (ˇ§MassMutual Asiaˇ¨). This plan is underwritten by MassMutual Asia, an authorized insurer approved by the Office of the Commissioner of Insurance of Hong Kong.