An up-to-date insurance plan should cater to more than just your savings and protection needs!
China Construction Bank (Asia) proudly presents MassMutual Asia
Ltd.'s FLEXI-Gold Saver Insurance Plan which not only can
give you fast-growing savings and life-long protection,
but it also offers a wealth of Gold Bonuses!
Monthly Interest Credit plus Extra Bonuses
FLEXI-Gold Saver earns you better returns than ordinary bank deposits and even other insurance savings plans. It credits interest monthly at a compound rate that helps your savings grow much faster. On top of that, you will be offered an "Extra Interest Bonus" to help you stretch your dollars further than ever before.
4% Guaranteed Interest Rate
Offers you a guaranteed interest rate. The policy value is guaranteed to have accumulated to at least an amount as if the interest rate credited had been 4% p.a.1
Guaranteed Lifelong Coverage
You can rest assured that FLEXI-Gold Saver will offer you guaranteed lifelong protection up to the age of 1002.
Flexible Premium Contributions
You can pay in extra premiums for savings and for extra interest at any time in addition to the predetermined schedule. You may also reduce the premium amount or even skip payments to cope with any financial emergencies.
Unemployment Protection
With "Unemployment Protection", there is an option which allows suspension of premium payments for 12 months should the policyowner be made redundant.
Extraordinary Rewards with Gold Bonuses
You may redeem the Gold Bonuses3 to the same amount in 999.9 Gold Coupons4 or you may convert them into unscheduled premiums and deposit them into your policy to earn extra returns.
For inquiries, please call our Bank By Phone at 2903 8388 or visit any of our Branches.
Remarks:
- Guaranteed interest rate is only applicable to a policy which has been in force for at least 15 years.
- The total premium paid during the policy lifetime net of any withdrawals should not be less than the required cumulative planned premiums; and the total premium paid within the payment period net of any withdrawals should not fall below the required cumulative planned premiums.
- Gold Bonus is credited to the policy at the end of every policy year and is calculated in the same currency as the policy. You may convert the Gold Bonus into unscheduled premium or redeem the bonus for any gift that is available at the time of redemption. Gold coupons are now available as gift item, but the Company reserves the right to replace it with other item.
- Gold Coupon is only available in HKD. The minimum value
of each Gold Coupon redemption will be HKD500 with higher
values in multiples of HKD100. For Gold Coupon redemption
of USD policies, the redemption rate will be based
on the current exchange rate on the redemption date. Any
Gold Bonus balance is only valid if the policy is in force.
The above contains general information only. For full details, please refer to policy document. China Construction Bank (Asia) is an appointed insurance agent of MassMutual Asia Ltd. (ˇ§MassMutual Asiaˇ¨). This plan is underwritten by MassMutual Asia, an authorized insurer approved by the Office of the Commissioner of Insurance of Hong Kong.
|
