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It is only with parents' dedicated care and support that a child's dreams can reach fruition. To help you achieve the savings goals necessary to fund your child's education, China Construction Bank (Asia) proudly presents MassMutual Asia Ltd.'s "FLEXI-ULife Jr. Insurance Plan" which offers interest rates higher than regular bank deposits.
Higher Returns with Monthly Interest Credit
Interest is credited monthly at a compound rate that helps your education fund grow much faster. Moreover, you will be offered "Extra Interest Bonuses" to help you stretch your dollars more than ever before.
4% Guaranteed Interest Rate
The policy value is guaranteed to have accumulated to at least an amount as if the interest rate credited had been 4% p.a1.
Total peace of mind with Payor's Benefit
In the event of the policyowner's death, or total disability for over 6 consecutive months, before age 65, no premium has to be paid until the insured child reaches age 25.
Flexible tailor-made plan to suit your needs
Allow the flexibility to change the sum insured, premium amount, and even payment period anytime.
Guaranteed future insurability
The initial sum insured may be increased by up to five times, up to a maximum of US$300,000 at the policy anniversary following your child's 21st birthday2.

For inquiries, please call our Bank By Phone at 2903 8388 or visit any of our Branches.
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Remarks:
- The "guaranteed interest rate" is only applicable to a policy that has been in force for 15 years or more.
- When increasing the sum insured, the insured child may be required to prove that he or she is free from HIV infection and/or related conditions including AIDS at that time.
The above contains general information only. For full details, please refer to policy document. China Construction Bank (Asia) is an appointed insurance agent of MassMutual Asia Ltd. (ˇ§MassMutual Asiaˇ¨). This plan is underwritten by MassMutual Asia, an authorized insurer approved by the Office of the Commissioner of Insurance of Hong Kong.
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