Golden Years Banking of China Construction Bank (Asia), is the first comprehensive banking service dedicated to citizens aged 60 years or above in Hong Kong. In line with our beliefs in professionalism and commitment to serve the community, Golden Years Banking is tailored to provide customers with attentive banking convenience so as to enjoy retirement living to the fullest.
Super High Interest Rate For Deposits
Golden Years HKD savings with account balance of HKD10,000 or above can enjoy the Bankˇ¦s prevailing highest tier HKD savings interest rate. And enjoy preferential interest rate when place time deposit with new fund or upon deposit renewals.
Free Medical Checkup or Accidental Emergency Medical Insurance Coverage
After the first anniversary, Golden Years Banking customers are eligible for a free annual Basic Health Screening Test or free coverage of Accidental Emergency Medical Insurance every 12 months. You can now enjoy health protection and financial management at the same time.
Banking Privileges Designed Just for You
| Product |
Rewards |
| Investment Privileges |
| Securities Trading |
- Brokerage rate of 0.2%
- Safe custody fee HKD150 per semi-annual
|
| Mutual fund subscription |
1.5% off the subscription fee
|
| Insurance Discount |
- Travel Insurance
- Domestic Helper Insurance
- Home Contents Insurance
- Fire Insurance
|
15% discount on premium |
- China Medical Card
- Medical Insurance
- Senior Citizen Personal Accident
|
10% discount on premium |
| Banking Service Fee Privileges |
- Cashierˇ¦s order
- Gift check
- Inward remittance credit to account with our Bank
- Demand draft
- Setting up or amendment of standing instruction
- ATM annual fee
|
Fee waiver |
| Safe Deposit box |
50% discount on the 1st year rental |
| Foreign exchange |
Preferential exchange rate for buy / sell of designated foreign currencies |
Free 24 hours Electronic Banking Service
ATM Cards
- Withdraw cash at over 23,000 China Construction Bank ATMs in China and over 16,000 Bank of America ATMs in the United States with no handling fees.
- Manage your Hong Kong dollar or RMB accounts with any ATMs at China Construction Bank (Asia), JETCO, China Unionpay and PLUS networks.
Bank by Phone Service
Conduct account enquiries and manage your finances via convenient and flexible telephone banking service.
Online Banking
Free eAlert service allows you to receive ATM withdrawal alert, investment order confirmation, stock price, important date and personal matter reminder via SMS and email in HK and even overseas.
Apply Now
With only HKD10,000 or above to be a Golden Years Banking customer, you can enjoy a host of unique banking privileges and financial conveniences. Call our Bank by Phone hotline at 2805 2383 or visit any of our branches.
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