China Construction Bank (Asia) Value Added Payroll Service offers
you an array of banking privileges. Enjoy higher flexibility
to achieve better financial performance.
Your salary can be credited to a HKD deposit account or a
checking account. You can enjoy the same deposit interest
rates as a regular HKD savings account if you select the checking
account as your payroll account.
As a Value Added Payroll Service customer, you can enjoy
preferential interest rates when you open a time deposit or
renew an existing time deposit with us.
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Product
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Rewards
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Preferential Interest Rates for Loans
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¡PUnsecured personal overdraft
¡P Personal installment loan
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Enjoy the lowest published rate for respective loan amount tier
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Auto loan
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Up to 0.25% p.a. off our standard rate
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Insurance Premium Discount
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¡P Travel Insurance
¡P
Domestic Helper Insurance
¡P
Home Contents Insurance
¡P
Personal Accidents Insurance
¡P
Golfer's Protection
¡P
Office Protection Package
¡P
Shop Protection Package
¡P
Fire Insurance
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15% off the insurance premium
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¡P Motor Insurance
¡P
Medical Insurance
¡P China Medical Card
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10% off the insurance premium
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Mutual Fund Investment Privilege
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Fund Subscription Amount
HKD500,000 or above
HKD100,000 - HKD499,999
Below HKD100,000
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Percentage Off the Subscription Fee
2%
1.5%
1%
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Securities Trading Privilege
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¡P Safe custody fee HKD75 per account
per semi-annual
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¡P Preferential brokerage rate (0.3% of transaction amount, minimum
charge HKD100)
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ATM Card
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First year annual fee waiver
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- Withdraw cash at over 32,000 China Construction Bank ATMs
in China and over 16,000 Bank of America ATMs in the United
States with no ATM cash withdrawal handling fees.
- Manage your Hong Kong dollar or RMB accounts with any
ATMs at China Construction Bank (Asia), JETCO, China Unionpay
and PLUS networks.
Enjoy access to your account conveniently anytime and anywhere.
The free eAlert service allows you to receive ATM withdrawal
alert, investment order confirmation, stock price, important
dates and personal matters reminder via SMS and email in HK
and even overseas.
Conduct account enquiries and manage your finances via convenient
and flexible telephone banking service.
To become a Value Added Payroll Service customer, simply open
a HKD savings / checking account with HKD100 or above.
- Authorize your Human Resources Department to use China Construction
Bank (Asia) as your payroll bank with monthly salary payment of HKD10,000 or above; or
- Arrange to transfer at least 50% of your salary (minimum HKD10,000)
every month from your payroll account at other bank to China
Construction Bank(Asia) through a standing instruction arrangement.
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For inquiries, please call our Bank By Phone at (852) 277 95533
or visit any of our Branches.
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