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Checking Account

Keep your spending in check
with a convenient form of payment
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With our low minimum deposits requirement, it’s easy to open a HKD, USD or RMB Checking Account. Our Renminbi Checking Account enables you to issue checks in Guangdong Province, including Shenzhen.

Hong Kong Dollar Checking Account


Minimum opening deposit of HKD1,000
Monthly statement detailing all account activities
Manageable via ATM with the CCB (Asia) UnionPay Dual Currency Debit Card

US Dollar Checking Account


Minimum opening deposit of USD500
Monthly statement detailing all account activities

Renminbi Checking Account


Minimum opening deposit of RMB1,000
Free to issue RMB checks in Hong Kong
Checks issued in Guangdong Province (including Shenzhen) have to be for payment of consumer expenses and should not exceed the aggregate amount of RMB 80,000 per account per day *
Monthly statement detailing all account activities
* Applicable to Hong Kong Identity Card holders only



RMB Currency Risk
RMB is subject to the PRC government's control (for example, exchange restrictions). Besides, there is no guarantee that RMB will not depreciate. If customers convert Hong Kong Dollar or any other currency into RMB so as to invest in RMB denominated investment products and subsequently convert the RMB redemption proceeds back into Hong Kong Dollar or any other currency, you may suffer a loss if RMB depreciates against Hong Kong Dollar or other currency.


Currency switching
Currency exchange rates are affected by a wide range of factors, including national and international financial and economic conditions and political and natural events. The effect of normal market force may at times be countered by intervention by central banks and other bodies. At times, exchange rates, and price linked to such rates, may rise or fall rapidly.


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  1. Documents Requirement
    for Opening a
    Personal Account

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  2. Deposit Rate
    Enquiry

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  3. Exchange Rate
    Enquiry

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