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Value Added Payroll Service

Empower your wealth
with uplifting interest

CCB (Asia) Value Added Payroll Service is the pioneer to launch the HKD/RMB Auto-Exchange Plan to maximize your salary. By adding an extra high interest rate and monthly bonus rewards, you can make the most of your monthly salary!

Latest Promotion

Pioneer launch RMB Value Added Payroll Service

With the HKD/RMB Auto-Exchange Plan, you can customize an amount from your Payroll Account to exchange to RMB, so that you can reap the potential benefit of RMB appreciation by using Dollar Cost Averaging to grow wealth.

Super High RMB Savings Account Interest Rate

Provides a higher bonus savings interest rate on RMB Savings Account so you can gain greater returns while you enjoy the flexibility.
Monthly Average
Account Balance
RMB Savings Account Interest Rate
Savings Interest Rate (p.a)   Bonus Interest Rate (p.a.)   Total Interest Rate (p.a)
$10,000 to $200,000 below 0.4% + 0.8% = 1.2%
$200,000 to $1,000,000 0.5% 1% 1.5%


Superior 「Fun Plus」Rewards Scheme


Through daily banking transactions (such as payroll transactions, monthly RMB auto-exchange instructions, or monthly average account balance under payroll service), you can earn 「Fun Plus」Bonus Points more easily. What's more, the Bonus Points can also be accumulated together with the Bonus Points earned from other banking products and services for redeeming rewards, enjoying fabulous extra benefits.


Service Type Monthly Bonus Points Earned
Payroll Transaction
100 Points
(maximum 200 Points each month)
RMB Auto-Exchange Instruction
under the HKD/RMB Exchange Plan
100 Points
(maximum 100 Points each month)
Monthly average balance of HKD Payroll Account Every HKD20,000 balance can earn:
HKD20,000 to HKD200,000 200 Points
Above HKD200,000 to HKD1,000,000 400 Points
Above HKD1,000,000 to HKD3,000,000 600 Points


Show Example:


Checking Account Enjoy Savings Account Interest Rate


Free to choose either a Savings Account or a Checking Account as your HKD Payroll Account. Even if you select a Checking Account, you can also enjoy the same Savings Account interest rate.


Enjoy Fee Waiver for ATM Card and Low Balance Account


Customers can enjoy perpetual fee waivers for ATM card annual fee and Low Balance Account Monthly Maintenance Fee.


Enjoy Packaged Banking Service Privileges


Dedicated Relationship Manager to serve your banking needs
「Fun Plus」Rewards Scheme
Monthly Maintenance Fee Waiver
Discount offers on banking services, investment and insurance products*

*Offers are subject to terms & conditions.


Learn more about Premier Select / Premier Banking


Please click here for the Terms & Conditions of Value Added Payroll Service.

Risk Disclosure
Investment involves risks. The prices of investment products fluctuate, sometimes dramatically, and may become valueless. Investment products are not alternative of normal time deposits. Before making any investment decision, customers are encouraged to consult their own independent financial advisors and read the relevant offering documents in order to ensure that they fully understand the risks associated with the investment products.

Customers should read and understand the details of the insurance plan(s) (including but not limited to exact terms, conditions, coverage and exclusions) before any enrollment to assure the insurance products meet their personal needs. Specific details, terms and conditions applicable to insurance products are set out in respective insurance policies to be issued by the relevant insurance companies.

RMB Currency Risk
RMB is subject to the PRC government's control (for example, exchange restrictions). Besides, there is no guarantee that RMB will not depreciate. If customers convert Hong Kong Dollar or any other currency into RMB so as to invest in RMB denominated investment products and subsequently convert the RMB redemption proceeds back into Hong Kong Dollar or any other currency, you may suffer a loss if RMB depreciates against Hong Kong Dollar or other currency.

This website does not constitute advice to buy or sell, or an offer with respect to any investment or insurance products. Any offer, invitation or recommendation to any customers to enter into any investment transaction does not constitute any prediction of likely future movements in prices of any investment products. China Construction Bank (Asia) Corporation Limited is an appointed insurance agency.

Apply Online Hotline 2903 8308 Visit Our Branches

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  1. Documents Requirement
    for Opening a
    Personal Account

  2. Deposit Rate

  3. Exchange Rate

    Learn More