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Savings Account

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Keep your options open with our Hong Kong Dollar Savings Account, which offers you the choice of receiving account updates, or with our Multi-Currency Statement Savings Account, enabling you to save in 11 different currencies.

HKD/USD/RMB Savings Account


Simple interest accrued daily and paid monthly
Minimum opening deposit of HKD1,000 equivalent/RMB1,000*
Choice of passbook or monthly statements for account updates
Manageable via ATM with the CCB (Asia) UnionPay Dual Currency Debit Card
(Only balance enquiry service is available for USD account)

Multi-Currency Statement Savings Account


Choice of 11 currencies including HKD, USD, RMB, GBP, CAD, AUD, NZD, JPY, CHF, EUR, SGD
Simple interest accrued daily and paid monthly
Minimum opening deposit of HKD1,000* or equivalent
Monthly statement detailing all account activities


Note *:A maintenance fee of HKD50 or equivalent will apply if the combined daily average deposit balance is less than HKD5,000.


RMB Currency Risk
RMB is subject to the PRC government's control (for example, exchange restrictions). Besides, there is no guarantee that RMB will not depreciate. If customers convert Hong Kong Dollar or any other currency into RMB so as to invest in RMB denominated investment products and subsequently convert the RMB redemption proceeds back into Hong Kong Dollar or any other currency, you may suffer a loss if RMB depreciates against Hong Kong Dollar or other currency.


Currency switching
Currency exchange rates are affected by a wide range of factors, including national and international financial and economic conditions and political and natural events. The effect of normal market force may at times be countered by intervention by central banks and other bodies. At times, exchange rates, and price linked to such rates, may rise or fall rapidly.



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