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Time Deposit

Maximize your interest
earnings with time

Our Hong Kong Dollar and Renminbi Time Deposits offer flexible deposit periods ranging from 1 day to 24 months. For Foreign Currency Time Deposits, choose from a wide range of currencies with deposit tenor ranges from 1 day to 12 months.

Our Time Deposit Services Include

Time Deposit Maturity eAlerts (SMS/email) to remind you when your time deposit is approaching its maturity date (for Online Banking customers only, please click here for the registration, then you can setup the service under eAlerts section)
Comprehensive options for renewal:
Renew Principal and Interest
Renew Principal only
Renew with an additional amount
Renew with a reduced amount
The choice to withdraw or refund the principal in different accounts during your account’s renewal period or initial deposit placement

Hong Kong Dollar Time Deposit Account

Competitive interest rates
Flexible deposit periods from 1 day to 24 months
Minimum opening deposit: HKD10,000

Renminbi Time Deposit Account

Flexible deposit period
Minimum opening deposit of RMB10,000

Foreign Currency Time Deposit Account

Choice of currencies including USD, GBP, CAD, AUD, NZD, JPY, CHF, EUR and SGD.
Flexible deposit periods from 1 day to 12 months
Minimum opening deposit of HKD30,000 equivalent


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  1. Documents Requirement
    for Opening a
    Personal Account

  2. Deposit Rate

  3. Exchange Rate

    Learn More