Terms and Conditions

Terms and Conditions of the Welcome Gifts:

1. THE PROGRAM - This Program is only available to successful applicants (“Cardmembers”, “you” or “your”) for principal card of CCB (Asia) AIA VISA Credit Card and CCB (Asia) Octopus UnionPay Dual Currency Credit Card (“Card(s)”) issued by China Construction Bank (Asia) Corporation Limited (“Bank”, “we”, “us” or “our”) simultaneously with applications made under this program from now till December 31, 2017 (both dates inclusive) or within such extended or shortened period as we deem appropriate (“Promotion Period”), who at any time in the 6 months ending on the date of application did not hold any principal CCB (Asia) Credit Cards issued by the Bank.
2. ELIGIBILITY - The Cardmember who successfully applied both CCB (Asia) AIA VISA Credit Card and CCB (Asia) Octopus UnionPay Dual Currency Credit Card and accumulates the required spending (“Spending Requirement”) (listed below) on his/her new Card(s) within first 3 monthly statement periods from Card issuance will be entitled to a welcome gift (“Welcome Gift(s)”) as follows:
Welcome Gifts Minimum Spending Requirement or criteria for both cards
CCB (Asia) AIA VISA Credit Card CCB (Asia) Octopus UnionPay Dual Currency Credit Card
HKD 500 Cash Rebate(“Cash Rebate”); or Minimum spending of HKD4,000 in the first 3 monthly statements Minimum spending of HKD4,000 in the first 3 monthly statements (including 1 time Octopus Auto Reload)
Jabra Halo Free Bluetooth Headphones (“Bluetooth Headphones”) Minimum spending of HKD4,000 in the first 3 monthly statements Minimum spending of HKD4,000 in the first 3 monthly statements
3. ELIGIBLE SPENDING - Only posted transactions are counted towards the above Spending Requirement. For the avoidance of doubt, all handling / administration fees, finance charges, late charges, reversed transactions and any transaction or transfer made via mobile app or which we otherwise decide to be not eligible at our sole and absolute discretion will not be counted for this purpose. All transactions in RMB shall be converted to HKD using the prevailing exchange rate adopted by Credit Card of the Bank on the date of conversion in order to count the Spending Requirement.
4. APPROVAL - Your eligibility for the Welcome Gift shall be subject to our final decision (at our discretion), for which we are not obliged to provide any reason.
5. Cash Rebate - If you choose HKD500Cash Rebate, you have to successfully activate the Automatic Add Value Service of your CCB (Asia) Octopus UnionPay Dual Currency Credit Card and auto reload once within 3 months after the Card has been issued. Cash Rebate of HKD250 will be automatically credited to Cardmembers’ CCB (Asia) AIA VISA Credit Card and CCB (Asia) Octopus UnionPay Dual Currency Credit Card card accounts respectively within 4 months once you have fulfilled the Spending Requirements of CCB (Asia) AIA VISA Credit Card and CCB (Asia) Octopus UnionPay Dual Currency Credit Card receptively, and will be shown in the monthly statement. If only application of CCB (Asia) AIA VISA Credit Card is approved, Cash Rebate of HKD250 will be automatically credited to Cardmembers' Card account within 1 week once you have fulfilled the Spending Requirement of that Card and will be shown in the monthly statement. Cash Rebate cannot be converted into cash, and / or withdrawn as cash advance and is not transferable.
6. Bluetooth Headphones - If you choose Bluetooth Headphones, the gift redemption letters will be mailed to your correspondence address within 4 to 6 weeks once you have fulfilled the Spending Requirements of CCB (Asia) AIA VISA Credit Card and CCB (Asia) Octopus UnionPay Dual Currency Credit Card respectively. You must collect both redemption letters to redeem the above-mentioned gift. If you can only fulfill the Spending Requirement of one of the Cards or the application of only one of the Cards is approved, you cannot redeem Bluetooth Headphones or any other Welcome Gifts. Please refer to the redemption letter for the redemption requirements and details of the Gift.
7. RESTRICTIONS - If you cancel your Card(s) within 12 months from the date of Card issuance, we may charge you an administration fee of an amount equivalent to the cost of Welcome Gift given to you from each of your cancelled HKD Card account without prior notice. No change of choice of the Welcome Gift will be accepted. You may only receive one Welcome Gift of a specific card type, notwithstanding the number of successful applications of that card type during the program.
8. DISCLAIMER - The validity and use of any Welcome Gift item under the Program shall be subject to the relevant usage instructions and terms and conditions set by the suppliers. We shall not act as, or assume any liability of, a product/service supplier (or its agent). Any claim, complaint, or dispute concerning any Welcome Gift must be referred to and resolved between the relevant supplier and the Cardmember, which shall in no way relieve such Cardmember from his / her payment or other obligations to us.
9. SUBJECT TO AVAILABILITY - The Welcome Gifts are subject to availability at the point of redemption on first-come-first-served basis. Even if a redemption letter is issued, we may substitute another item/offer in case of non-availability. We will not provide notice of non-availability or substitution.
10. ENGLISH VERSION PREVAILS - In case of any inconsistency between the English and Chinese versions of these Terms and Conditions, the English version shall prevail.
 

Terms and Conditions of the Credit Card Welcome Lucky Draw:

1. Promotion period - The promotion period is from now to January 31, 2018, both dates inclusive (“Promotion Period”).
2. Promotion requirement - Unless otherwise specified, this Program is only available for the successful applicants (“Cardmembers”, “you” or “your”) for principal card of CCB (Asia) AIA Visa Credit Card and CCB (Asia) Octopus UnionPay Dual Currency Credit Card (“Card(s)”) issued by China Construction Bank (Asia) Corporation Limited (“Bank”, “we”, “us” or “our”) simultaneously.
3. Eligibility - Cardmembers must successfully apply and activate the CCB (Asia) AIA Visa Credit Card and CCB (Asia) Octopus UnionPay Dual Currency Credit Card simultaneously or successfully set up Credit Card e-Statement or successfully enrolled in Online Banking Service or activate the Automatic Add Value service of your CCB (Asia) Octopus UnionPay Dual Currency Credit Card and auto reload once (“Eligible Customer”), Eligible Customer will be offered with the lucky draw chance(s) as stipulated in Table 1 below (“Promotion Offer”), with a chance to win the Grand Prize of the Welcome Lucky Draw: a “Northern Europe Aurora Experience” Travel Package for two people ( the “Grand Prize”). The setup of new eStatement for the same type of account(s) which already has the eStatement setup record prior to the Promotion Period will not be counted. The time of the eStatement setup captured in the Bank’s record will be conclusive. Each Eligible Customer is entitled up to maximum of 4 lucky draw chances. This promotion does not apply to staff of the Bank and the staff of the subsidiary companies of China Construction Bank.
Table 1: Program Eligibility
Type of Banking Services successfully enrolled/performed Lucky Draw Chance (Maximum 4 Chances per customer)
Activate both CCB (Asia) AIA Visa Credit Card and CCB (Asia) Octopus UnionPay Dual Currency Credit Card 1
Successfully set up Credit Card e-Statement
Successfully enrolled in Online Banking Service enrollment
Activate the Automatic Add Value service of your CCB (Asia) Octopus UnionPay Dual Currency Credit Card and auto reload once

4. Grand Prize - “Northern Europe Aurora Experience” Travel Package for two people valued at HKD60,000 provided by Swire Travel Limited (“Travel Package”) includes fuel surcharges, Hong Kong airport passenger security charge, airport tax, airport construction fee and administration fee but does not include additional fees for seats and room availability caused by Airlines and Hotels and personal spending. Travel Package can be used to redeem other travel services or packages provided by Swire Travel Limited at equivalent value but cannot be exchanged or redeemed for cash. If the redemption of other travel services or packages is less than the package value (HKD60,000) provided under the prize, winner will forfeit the rest of the value of the package which is not redeemable in cash or any other form. Any additional costs including package costs in excess of the package value, must be paid by winner. Travel Package’s redemption valid from March 1 to September 30, 2018. Travel Package’s travel period valid from April 1, 2018 to November 30, 2019. Usage instructions, terms and conditions set by Swire Travel Limited shall prevail.
5. Lucky Draw Result - Winner will be drawn randomly by the computer system of the Bank - Winner announcement will be published on the Bank’s website on or before March 31, 2018. The notification letter will be mailed to the Winners’ correspondence address through surface mail on or before March 31, 2018. Winner must follow the instruction stated on the notification letter to designated location for redemption. Under no circumstance shall any Cardmember or any person have any claim or action whatsoever against the Bank relating to this Promotion. Winners may be requested to take photograph during prize collection / redemption. The photographs will only be used for lucky draw result announcement and publication of the Winner on the Bank’s website in relation to this Promotion upon receiving the requisite consent from the Winner.
6. Approval - Your eligibility for the Grand Prize shall be subject to our final decision (at our discretion), for which we are not obliged to provide any reason.
7. Restrictions - If a Winner fails to collect and redeem the prize or at the time of registration or prize collection / redemption, or for whatever reason(s), the prize will be forfeited automatically without notice. The Grand prize is not transferrable and cannot be cancelled, altered, returned or redeemed for cash under any circumstance. In case of any dispute arising from this Promotion, the decision of the Bank shall be final and conclusive. The Bank reserves the right to suspend, amend, or terminate this Promotion and change these Terms and Conditions at any time. Customer is also bound by relevant terms and conditions for the banking products and services under the Program, please refer to the relevant promotional materials or visit the official website of the Bank or contact our staff for details. In the event of any inconsistency between these Terms and Conditions and the relevant terms and conditions for the banking products and service, these Terms and Conditions of the Program shall prevail.
8. Disclaimer - The validity and use of the Grand Prize under the Program shall be subject to the relevant usage instructions and terms and conditions set by the supplier. We shall not act as, or assume any liability of, a produc t/ service supplier (or its agent). Any claim, complaint, or dispute concerning the Grand Prize must be referred to and resolved between the relevant supplier and the Applicant, which shall in no way relieve such Applicant from his / her payment or other obligation to us.
9. ENGLISH VERSION PREVAILS - In case of any inconsistency between the English and Chinese versions of these Terms and Conditions, the English version shall prevail.
 

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