Terms and Conditions

Terms and Conditions of the Welcome Gifts:

1. THE PROGRAM – This Program is only available to successful applicants ("Cardmembers", "you" or "your") for principal card of CCB (Asia) AIA VISA Credit Card and CCB (Asia) Octopus UnionPay Dual Currency Credit Card ("Card(s)") issued by China Construction Bank (Asia) Corporation Limited ("Bank", "we", "us" or "our") simultaneously with applications made under this program from December 28, 2017 to May 31, 2018 (both dates inclusive) or within such extended or shortened period as we deem appropriate ("Promotion Period"), who at any time in the 6 months ending on the date of application did not hold any principal CCB (Asia) Credit Cards issued by the Bank.
2. ELIGIBILITY – The Cardmember who successfully applied both CCB (Asia) AIA VISA Credit Card and CCB (Asia) Octopus UnionPay Dual Currency Credit Card and accumulates the following required spending (“Spending Requirement”) on his/her new Card(s) within first 3 monthly statement periods from Card issuance will be entitled to a welcome gift ("Welcome Gift(s)"):
Welcome Gifts Minimum Spending Requirement or criteria for both cards
CCB (Asia) AIA VISA Credit Card CCB (Asia) Octopus UnionPay Dual Currency Credit Card
HKD 500 Cash Rebate(“Cash Rebate”); or Minimum spending of HKD4,000
in the first 3 monthly statements
Minimum spending of HKD4,000
in the first 3 monthly statements
(including 1 time Octopus Auto Reload)
 ORITE Matrix 28” and 20” Travel Suitcase Minimum spending of HKD4,000
in the first 3 monthly statements
Minimum spending of HKD4,000
in the first 3 monthly statements
3. ELIGIBLE SPENDING – Only posted transactions are counted towards the above Spending Requirement. For the avoidance of doubt, all handling / administration fees, finance charges, late charges, reversed transactions and any transaction or transfer made via mobile app or which we otherwise decide to be not eligible at our sole and absolute discretion will not be counted for this purpose. All transactions in RMB shall be converted to HKD using the prevailing exchange rate adopted by Credit Card of the Bank on the date of conversion in order to count the Spending Requirement.
4. APPROVAL – Your eligibility for the Welcome Gift shall be subject to our final decision (at our discretion), for which we are not obliged to provide any reason.
5. CASH REBATE – If you choose HKD500 Cash Rebate, you have to successfully activate the Automatic Add Value Service of your CCB (Asia) Octopus UnionPay Dual Currency Credit Card and auto reload once within 3 months after the Card has been issued. Cash Rebate of HKD250 will be automatically credited to Cardmembers’ CCB (Asia) AIA VISA Credit Card and CCB (Asia) Octopus UnionPay Dual Currency Credit Card accounts respectively within 6 months once you have fulfilled the Spending Requirements of CCB (Asia) AIA VISA Credit Card and CCB (Asia) Octopus UnionPay Dual Currency Credit Card receptively, and will be shown in the monthly statement. If only application of CCB (Asia) AIA VISA Credit Card is approved, Cash Rebate of HKD250 will be automatically credited to Cardmembers' Card account within 1 week once you have fulfilled the Spending Requirement of that Card and will be shown in the monthly statement. Cash Rebate cannot be converted into cash, and/or withdrawn as cash advance and is not transferable.
6. TRAVEL SUITCASE SET – If you choose ORITE Matrix 28” and 20” Travel Suitcase, gift redemption letters of ORITE Matrix 28” and 20” Travel Suitcase will be mailed to your correspondence address within 4 to 6 weeks once you have fulfilled the Spending Requirements of CCB (Asia) AIA VISA Credit Card and CCB (Asia) Octopus UnionPay Dual Currency Credit Card respectively. You must collect both redemption letters to redeem the above-mentioned gift. If you can only fulfill the Spending Requirement of one of the Cards or the application of only one of the Cards is approved, you cannot redeem ORITE Matrix 28” and 20” Travel Suitcase or any other Welcome Gifts.
7. RESTRICTIONS – If you cancel your Card(s) within 12 months from the date of Card issuance, we may charge you an administration fee of an amount equivalent to the cost of Welcome Gift given to you from each of your cancelled HKD Card account without prior notice. No change of choice of the Welcome Gift will be accepted. You may only receive one Welcome Gift of a specific card type, notwithstanding the number of successful applications of that card type during the program. If you have received the Account Opening Gift, you cannot enjoy the Credit Card application offer of New Customer and New Packaged Banking Customer Promotion and Value Added Payroll Program at the same time. Customer is also bound by relevant terms and conditions for the banking products and services under the Program, please refer to the relevant promotional materials or visit the official website of the Bank or contact our staff for details. In the event of any inconsistency between these Terms and Conditions and the relevant terms and conditions for the banking products and service, these Terms and Conditions of the Program shall prevail.
8. DISCLAIMER – The validity and use of any Welcome Gift item under the Program shall be subject to the relevant usage instructions and terms and conditions set by the suppliers. We shall not act as, or assume any liability of, a product/service supplier (or its agent). Any claim, complaint and/ or dispute concerning any Welcome Gift must be referred to and resolved between the relevant supplier and the Cardmember, which shall in no way relieve such Cardmember from his/her payment or other obligations to us.
9. SUBJECT TO AVAILABILITY – The Welcome Gifts are subject to availability at the point of redemption on first-come-first-served basis. Even if a redemption letter is issued, we may substitute another item/offer in case of non-availability. We will not provide notice of non-availability or substitution.
10. ENGLISH VERSION PREVAILS – In case of any inconsistency between the English and Chinese versions of these Terms and Conditions, the English version shall prevail.
   
   

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