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CCB (Asia) UnionPay Dual Currency Credit Card

APPLY NOW Waiver of overseas transaction handling fee and foreign currency exchange rate.


CCB (Asia) UnionPay Dual Currency Credit Card combines both RMB and HKD credit card accounts in one card. Whether you spend in China, Hong Kong or overseas, you can enjoy better foreign currency exchange rate. China spending is settled in RMB, while spending in Hong Kong and overseas is settled in HKD. Spending with dual currency in one card brings you the ultimate convenience and saving.


Year-Round Handling Fee Waiver for Overseas Spending

Waiver of handling charges for overseas spending and foreign exchange to bring you more savings while enjoying shopping.


  • The above data, transaction and purchase equivalent value are for reference only.
  • For the detailed terms and conditions of other credit cards, please contact the individual card issuers.
  • The above case is only applicable to CCB (Asia) UnionPay Dual Currency Credit Card.

UnionPay International Premium Service Platform

Remark: The above services are provided by International SOS. Any third party expenses shall be borne by the cardmember. International SOS can assist you to settle the expenses on your behalf with the third party. Coverage on medical-related service includes referral and hospitalization arrangement only and does not constitute an insurance policy or agreement.

A wide range of cross-border transport discounts come with the Card to satisfy your various cross-border travel needs:


Enjoy 10% off on 10 Hong Kong CTS Bus Routes
Connecting you to the entire Guangdong Province including Guangzhou, Panyu, Jiangman, Xinhui, Taishan.

To buy tickets, simply call our 24-hour Customer Service Hotline. It's quick and easy!


  • Ticket prices may vary depending on route schedules (e.g. weekdays, weekends, day shift or night shit). Please call respective supplier enquire about ticket prices.
  • CCB (Asia) UnionPay Dual Currency Credit Card 24-Hour Customer Service Hotline: 317 95568 (select language and press "4")
  • Ticket prices of each route may be adjusted from time to time and are subject to supplier’s announcement upon ticket ordering. Cardmember is required to pay the price difference after ticket price adjustment before boarding.
  • Please refer to the Terms and Conditions of "Cross-Border Bus Ticket Discount" for details.

CCB (Asia) UnionPay Dual Currency Credit Card brings you unparalleled and comprehensive protection as you travel for business or leisure trips or visit your family, giving you absolute peace of mind:

China Taiping Insurance
50% discount on Accidental Emergency Medical Insurance Gold Card

Purchase China Taiping Insurance - Accidental Emergency Medical Insurance Gold Card with the card to enjoy 50% off. Present this Insurance Gold Card to receive immediate medical treatment at any network hospital in Mainland China without deposit payment.

Purchase China Taiping Insurance Accidental Emergency Medical Insurance Gold Card

    Remarks:The plan is underwritten by China Taiping Insurance (HK) Company Limited ("China Taiping (HK)"). The protection plan is subject to the terms and conditions of the Policy underwritten by China Taiping (HK). For details, please contact China Taiping (HK) Customer Service Hotline: 2852 8407 (Service Hours: Monday – Friday, 9:00 a.m. - 5:00 p.m. except for public holidays) or refer to the Terms and Conditions of "China Taiping Insurance – Accidental Emergency Medical Insurance Plan".


RMB/ HKD Cash Rebate or Asia Miles Totally at Your Choice

The Reward Scheme presents you with more flexible choices of rewards to fit your needs. Earn 1 bonus point with every RMB/HKD1 spending or cash advance with the card. Your bonus points can be redeemed for cash rebate in RMB or HKD, which will be automatically converted on a monthly basis. What’s more, there is no annual limit on the amount of cash rebate you can earn.


  • Cardmember must select the Cash Rebate/ Asia Miles™ on the application form. If cardmember has chosen Cash Rabate, the currency choice of the Rebate is not indicated or more than one currency is selected, HKD will be taken as the default currency.
  • Any cash rebate amount earned will be deposited into your selected HKD/RMB credit card account, and will be shown in the subsequent monthly statement.
  • Please refer to the Terms and Conditions of "Dual Currency Cash Rebate Scheme" for details.
  • Asia Miles is only applicable to Platinum cardmembers. Please refer to the Terms and Conditions of "Asia Miles Redemption Program".

Adjust RMB Credit Limit of Dual Currency Credit Card Anytime

Simply call our Customer Service Hotline to adjust the RMB credit limit for your Dual Currency Credit Card, to enjoy extra peace of mind while spending in China at ease.

Remark: Please refer to Terms and Conditions of "Pre-Set Lower Credit Limit in RMB Card Account" for details.


China Spending SMS Alert Service

Receive SMS alert on your registered mobile phone number for transactions in China for extra peace of mind.

Remark: Please refer to Terms and Conditions of "China Spending SMS Alert Service" for details.

Apply Now Hotline 371 95500

  1. Activate My Credit Card

  2. Card Application Status

  3. Credit Card Overseas ATM
    Cash Withdrawals

  4. Online Transaction Verification Service

    Learn More
  5. LongPass Digital Wallet

  6. Online Bill Payment