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CCB (Asia) UnionPay Dual Currency Credit Card

APPLY NOW Waiver of overseas transaction handling fee and foreign currency exchange rate.

Two Currencies in One Card
Enjoy Better Deals on Overseas Transactions

CCB (Asia) UnionPay Dual Currency Credit Card combines both RMB and HKD credit card accounts in one card. Whether you spend in China, Hong Kong or overseas, you can enjoy better foreign currency exchange rate. China spending is settled in RMB, while spending in Hong Kong and overseas is settled in HKD. Spending with dual currency in one card brings you the ultimate convenience and saving.

CCB (Asia) UnionPay
Dual Currency Credit Card Sample

HKD Card Account No.
HKD Account
Spending in Hong Kong and overseas is settled in HKD
RMB Card Account No.
RMB Account
Spending in China is settled in RMB

Year-Round HKD0 Handling Fee Waiver for Overseas Spending

Waiver of handling charges for overseas spending and foreign exchange to bring you more savings while enjoying shopping.

Example for better deals on overseas transactions:

Ways of Purchase
CCB (Asia) UnionPay Dual Currency Credit Card
Other Credit Cards
Japanese Yen
Purchase equivalent value in Hong Kong Dollars + Handling fee
Actual equivalent value in Hong Kong Dollars
HKD0 Handling Fee
Up to 1.95%
Saved HKD195
equal 1.95%


  • The above data, transaction and purchase equivalent value are for reference only.
  • For the detailed terms and conditions of other credit cards, please contact the individual card issuers.
  • The above case is only applicable to CCB (Asia) UnionPay Dual Currency Credit Card.

CCB (Asia) UnionPay Dual Currency Credit Card
Brand New Experience

UnionPay International Premium Service Platform

24-hour telephone medical advice, such as medical institution referrals, appointment assistance and hospital admission arrangement
Pre-paid medical expenses incurred during hospitalization in China and other countries
Restaurant recommendation and reservation service
Flower and gift arrangement service
UnionPay Premium Service Hotline 3122 2333

Remark: The above services are provided by International SOS. Any third party expenses shall be borne by the cardmember. International SOS can assist you to settle the expenses on your behalf with the third party. Coverage on medical-related service includes referral and hospitalization arrangement only and does not constitute an insurance policy or agreement.

Enhanced Cross-Border Privileges to
Help You Journey Between Hong Kong and China

A wide range of cross-border transport discounts come with the Card to satisfy your various cross-border travel needs:

(Charges in HKD)

All China Express Bus Route
Original Price (per set)
Special Price (per set)
"All China Express" - Daytime (06:01-23:30) 10 pieces of one-way tickets
1. Mong Kok Route -
    between Mong Kok and Huanggang
HKD390 HKD320
2. Wan Chai Route -
    between Wan Chai and Huanggang
HKD500 HKD440

Enjoy 10% off on Hong Kong CTS Bus Routes Connecting You to Guangdong Province

(Charges in HKD)

Route(Round Trip Tickets)
Original Price(per set)
Special Price(per set)
“Guangzhou (HK Island - Guangzhou) Route”
HKD190 HKD171
"Guangzhou (Kowloon - Guangzhou) Route"
HKD190 HKD171
"Xinhui Route"
HKD205 HKD185
"Zhongshan Route"
HKD200 HKD180
Ticket Purchase Hotline
317 95568 (Press 4 after language selection)
To buy tickets, simply call our 24-hour Customer Service Hotline. It's quick and easy!


  • Ticket prices may vary depending on route schedules (e.g. weekdays, weekends, day shift or night shit). Please call respective supplier enquire about ticket prices.
  • CCB (Asia) UnionPay Dual Currency Credit Card 24-Hour Customer Service Hotline: 317 95568 (select language and press "4").
  • Ticket prices of each route may be adjusted from time to time and are subject to supplier’s announcement upon ticket ordering. Cardmember is required to pay the price difference after ticket price adjustment before boarding.
  • Please refer to the Terms and Conditions of "Cross-Border Bus Ticket Discount" for details.

China Accidental Insurance Privileges
For More Enjoyable Travel to China

CCB (Asia) UnionPay Dual Currency Credit Card brings you unparalleled and comprehensive protection as you travel for business or leisure trips or visit your family, giving you absolute peace of mind:

China Taiping Insurance
50% discount on Accidental Emergency Medical Insurance Gold Card

Purchase China Taiping Insurance - Accidental Emergency Medical Insurance Gold Card with the card to enjoy 50% off. Present this Insurance Gold Card to receive immediate medical treatment at any network hospital in Mainland China without deposit payment.

Purchase China Taiping Insurance Accidental Emergency Medical Insurance Gold Card

    Remarks: The plan is underwritten by China Taiping Insurance (HK) Company Limited ("China Taiping (HK)"). The protection plan is subject to the terms and conditions of the Policy underwritten by China Taiping (HK). For details, please contact China Taiping (HK) Customer Service Hotline: 2852 8407 (Service Hours: Monday - Friday, 9:00 a.m. - 5:00 p.m. except for public holidays) or refer to the Terms and Conditions of "China Taiping Insurance - Accidental Emergency Medical Insurance Plan".


Reward Scheme
Choose Your Own Reward
for All Your Spending Year-Round

RMB/ HKD Cash Rebate or Asia Miles Totally at Your Choice

The Reward Scheme presents you with more flexible choices of rewards to fit your needs. Earn 1 bonus point with every RMB/HKD1 spending or cash advance with the card. Your bonus points can be redeemed for cash rebate in RMB or HKD, which will be automatically converted on a monthly basis. What’s more, there is no annual limit on the amount of cash rebate you can earn.

Bonus Points
Cash Rebate
Every 250 Points
RMB / HKD1 Cash Rebate
Platinum cardmembers can even choose to redeem either a cash rebate or Asia Miles with their bonus points!
Bonus Points
Rewards of Your Choice
Every 15 Points


  • Cardmember must select the Cash Rebate/ Asia Miles™ on the application form. If cardmember has chosen Cash Rabate, the currency choice of the Rebate is not indicated or more than one currency is selected, HKD will be taken as the default currency.
  • Any cash rebate amount earned will be deposited into your selected HKD/RMB credit card account, and will be shown in the subsequent monthly statement.
  • Please refer to the Terms and Conditions of "Dual Currency Cash Rebate Scheme" for details.
  • Asia Miles is only applicable to Platinum cardmembers. Please refer to the Terms and Conditions of "Asia Miles Redemption Program".

A More Secure Way to Spend

Adjust RMB Credit Limit of Dual Currency Credit Card Anytime

Simply call our Customer Service Hotline to adjust the RMB credit limit for your Dual Currency Credit Card, to enjoy extra peace of mind while spending in China at ease.

Remark: Please refer to Terms and Conditions of "Pre-Set Lower Credit Limit in RMB Card Account" for details.


China Spending SMS Alert Service

Receive SMS alert on your registered mobile phone number for transactions in China for extra peace of mind.

Remark: Please refer to Terms and Conditions of "China Spending SMS Alert Service" for details.

Apply Now Hotline 317 95578

  1. Activate My Credit Card

  2. Card Application Status

  3. Credit Card Overseas ATM
    Cash Withdrawals

  4. Online Transaction Verification Service

    Learn More
  5. Masterpass™ Digital Wallet Service

  6. Online Bill Payment

  7. To borrow or not to borrow? Borrow only if you can repay!