Credit Card Electronic Fund Transfer Frequently Asked Questions

Q1:	What is the handling fee for Credit Card Electronic Fund Transfer?
A1:	3.8% handling fee will apply to the transferred amount (Minimum HKD40).

Q2:	Can I Earn Credit Card Bonus Points from Credit Card Electronic Fund Transfer?
A2:	Credit Card Electronic Fund Transfer is not entitled to credit card bonus points.

Q3:	Is chargeback rights/protection applicable to Credit Card Electronic Fund Transfer?
A3:	Chargeback rights/protection is not applicable to any transactions through Credit Card Electronic Fund Transfer because such transactions will not go through credit card associations so the credit card associations chargeback rules will not apply.

Q4:	Is Credit Card Electronic Fund Transfer available at Online Banking?
A4:	Credit Card Electronic Fund Transfer is only available through Mobile Banking.

 

To borrow or not to borrow? Borrow only if you can repay!