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CCB (Asia) Credit Card Installment Loan Program

Enjoy an easy life with
cash on hand

CCB (Asia) Credit Card provides you an array of installment plans to maximize your financial flexibility.

Get ready cash for your flexible use with Monthly Interest Rate
as low as 0.15%1!

CCB (Asia) Credit Card “Cash Out Installment Program” gives you the flexibility to convert selected CCB (Asia) credit card’s available credit limit/ combined credit limit2 into cash. Act now! Just a few simple steps to fulfill your plans with ease!

Personalized preferential Monthly Interest Rate as low as 0.15%1

Enjoy Monthly Interest Rate as low as 0.15%1 with no other loan handling fee3

Extra cash

Convert your available credit limit/ combined credit limit2 into cash

Simple application procedure

Submit Online or Phone Application and receive the cash at ease

Flexible repayment period

Repayment period up to 60 months


Example: Calculated by Cash Out Amount of HKD10,000, repayable by 12 monthly installments and a Monthly Interest Rate of 0.15%1.

Monthly Interest* Daily Interest*
(calculated based on 30 days)
Monthly Repayment Amount*
HKD15.00 HKD0.50 HKD848.33

* The calculation of Monthly Interest, Daily Interest and Monthly Repayment Amount are rounded to the nearest two decimal places.



1 The Annualized Percentage Rate (”APR”) for monthly interest rate 0.15% is calculated as follows: 6-month repayment period is 3.12%, 12-month repayment period is 3.36%, 18-month repayment period is 3.44%, 24-month repayment period is 3.47%, 36-month repayment period is 3.50%, 48-month repayment period is 3.50%, 60-month repayment period is 3.50%. Our Annualized Percentage Rate is calculated according to the standard of Hong Kong Association of Banks and is rounded to the nearest two decimal places. An APR is a reference rate which includes the basic interest rates and other applicable fees and charges of the product expressed as an annualized rate.


2 Combined credit limit is applicable to all your VISA and / or Mastercard Credit Card Account(s) (The combined credit limit is not applicable to Corporate Credit Cards, Business Card and CCB (Asia) UnionPay Dual Currency Credit Cards).


3 In the event of early repayment of the Cash Out installment amount, the Bank will charge the Cardmember an administration fee of HKD500. Please refer to the Terms and Conditions for details.


4 Office Hours: Monday – Friday: 9:00am – 9:00pm, Saturday: 9:00am – 6:00pm, closed on Sunday and public holidays.



Click here for Key Facts Statement (KFS) for Installment Loan and Illustrative Example of the Breakdown of Principal and Interest in the Monthly Repayment


Click here for Terms and Conditions of “Cash Out Installment Program”


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Apply Online Hotline 317 955184

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