CCB (Asia) Credit Card Installment Loan Program

CCB (Asia) Credit Card provides you an array of installment plans to maximize your
financial flexibility.

  • Tax Installment
  • Cash Out
  • FUN Express

Settle your tax bill with ease

Key Facts Statement (KFS) for "Tax Installment Program"


Enjoy the flexibility of the extra cash and settle your tax bill with ease!

CCB (Asia) Credit Card “Tax Installment Program” gives you the flexibility to convert selected CCB (Asia) Principal Cardmember’s available combined credit limit4 into cash. Act now! Just a few simple steps to pay tax with ease!

Preferential Monthly Interest Rate as low as 0.0939%1,2,with no other loan handling fee3

Apply via Online Banking / Mobile Banking or by Phone

Convert your available combined credit limit4 into cash

Repayment period up to 24 months

Example: Assume Cash Out Amount is HKD350,000, calculated by Cash Out Amount of HKD10,000, repayable by 12 monthly installments and a Monthly Interest Rate of 0.0939%1,2.

Monthly Interest* Daily Interest*
(calculated based on 30 days)
Monthly Repayment Amount*
HKD9.39 HKD0.31 HKD842.72

*The calculation are rounded to the nearest two decimal places.

  • Cardmembers who successfully apply for the Program within the Promotion Period with Cash Out Amount of HKD350,000 or above and Repayment Period of 12 months or above, will be eligible for Monthly Interest Rate of 0.0939%.
  • The Annualized Percentage Rate ("APR") for monthly interest rate 0.0939% is calculated as follows: 12-month repayment period is 2.09%, 18-month repayment period is 2.15%, 24-month repayment period is 2.17%. Our Annualized Percentage Rate is calculated according to the standard of Hong Kong Association of Banks and is rounded to the nearest two decimal places. An APR is a reference rate which includes the basic interest rates and other applicable fees and charges of the product expressed as an annualized rate.
  • In the event of early repayment of the Cash Out installment amount, the Bank will charge the Cardmember a termination fee of HKD500. Please refer to the Terms and Conditions for details.
  • Combined credit limit is applicable to all your CCB (Asia) Credit Card Account(s) (except Business Cards). The cash out amount under this Program shall be at a minimum of HKD10,000. The maximum ‘Cash Out’ amount is subject to the available credit limit of the designated Credit Card account, at time of approval (includes monthly interest fee). The final approval will be based on a credit review of the said applicant. We shall retain all rights in approving or reject any application and cash out amount under this program.
  • Office Hours: Monday – Friday: 9:00am – 8:00pm, Saturday: 9:00am – 1:00pm, closed on Sunday and public holidays.

Click here for Key Facts Statement (KFS) for Installment Loan and Illustrative Example of Making Early Repayment

Click here for Terms and Conditions of “Tax Installment Program”

Click here for the Frequently-Asked-Questions

Apply at
Online Banking
Apply at Mobile Banking
Search CCB (Asia) Mobile App from Apple Store or Google Play
Apply via Hotline
317 95518 5
Register Online,
we will contact
you shortly

Enjoy an easy life with cash on hand

Key Facts Statement (KFS) for "Cash Out Installment Program"


Get ready cash for your flexible use with Monthly Interest Rate as low as 0.15%1!

CCB (Asia) Credit Card “Cash Out Installment Program” gives you the flexibility to convert selected CCB (Asia) principal cardmember’s available combined credit limit2 into cash. Act now! Just a few simple steps to fulfill your plans with ease!

Personalized preferential Monthly Interest Rate as low as 0.15%1,with no other loan handling fee3

Convert your available combined credit limit2 into cash

Apply via Online Banking / Mobile Banking or by Phone

Repayment period up to 60 months

Example: Calculated by Cash Out Amount of HK$10,000, repayable by 12 monthly installments and a Monthly Interest Rate of 0.15%1.

Monthly Interest* Daily Interest*
(calculated based on 30 days)
Monthly Repayment Amount*
HK$15.00 HK$0.50 HK$848.33

*The calculation of Monthly Interest, Daily Interest and Monthly Repayment Amount are rounded to the nearest two decimal places.

  • The Annualized Percentage Rate (”APR”) for monthly interest rate 0.15% is calculated as follows: 6-month repayment period is 3.12%, 12-month repayment period is 3.36%, 18-month repayment period is 3.44%, 24-month repayment period is 3.47%, 36-month repayment period is 3.50%, 48-month repayment period is 3.50%, 60-month repayment period is 3.50%. Our Annualized Percentage Rate is calculated according to the standard of Hong Kong Association of Banks and is rounded to the nearest two decimal places. An APR is a reference rate which includes the basic interest rates and other applicable fees and charges of the product expressed as an annualized rate.
  • Combined credit limit is applicable to all your CCB (Asia) Credit Card Account(s) (except Business Cards).
  • In the event of early repayment of the Cash Out installment amount, the Bank will charge the Cardmember a termination fee of HK$500. Please refer to the Terms and Conditions for details.
  • Office Hours: Monday – Friday: 9:00am – 8:00pm, Saturday: 9:00am – 1:00pm, closed on Sunday and public holidays.

Click here for Key Facts Statement (KFS) for Installment Loan and Illustrative Example of Making Early Repayment

Click here for Terms and Conditions of “Cash Out Installment Program”

Click here for the Frequently-Asked-Questions

Apply at
Online Banking
Apply at Mobile Banking
Search CCB (Asia) Mobile App from Apple Store or Google Play
Apply via Hotline
317 95518 4
Register Online,
we will contact
you shortly

Enjoy an easy life with cash on hand

Key Facts Statement (KFS) for “FUN Express” Spending Installment Program


Have greater FUN whilst shopping, dining, traveling and paying insurance premium with our “FUN Express” Spending Installment Program. Repay Just a Little Every Month!

With CCB (Asia) Credit Card “FUN Express” Spending Installment Program, selected principal cardmembers can repay their spending in up to 36 monthly installments by simply register online or apply by phone!

Preferential Monthly Interest Rate

  • AIA Hong Kong Designated Policy Premium: Preferential Monthly Flat Rate at 0.30%1,3
    Installment Amount Monthly Flat Rate1,3 (%)
    HKD1,000 or above 0.30%
  • General Spending: Preferential Monthly Interest Rate as low as 0.35%1,2
    Installment Amount Monthly Interest Rate1,2 (%)
    HKD1,000 - HKD14,999 0.50%
    HKD15,000 - HKD29,999 0.42%
    HKD30,000 or above 0.35%

Flexible Installment Amount

The minimum installment amount is HKD1,000. You can choose a flexible installment amount.

Flexible Repayment Period

You may choose repayment options 6/12/18/24/36 months.

Number of Applications

No limit on number of applications

Hassle-free Application Procedure

Simple and document-free phone or online application process after you have received your statement4

Example for AIA Hong Kong Designated Policy Premium 5

AIA Hong Kong Premium Installment Transactions Premium Payment Installment Amount
Life Protection Premium HK$20,000
Medical Protection Premium HK$6,050
Total HK$26,050
Enroll CCB (Asia) Credit Card
“FUN Express” Spending Installment Program
Monthly repayment6
HK$2,248.987 x 12-month

Examples for Greater Spending Pleasure 5

Installment Transactions Installment Amount
Travel Package HK$24,000
Premium Repayment9 HK$5,000
Dining with friends HK$1,222
Total HK$30,222
Enroll CCB (Asia) Credit Card
“FUN Express” Spending Installment Program
Monthly repayment6
HK$945.288 x 36-month
  • Our Annualized Percentage Rate (“APR”) is calculated according to the standard of Hong Kong Association of Banks and is rounded to the nearest two decimal places. An APR is a reference rate which includes the basic interest rates and other applicable fees and charges of the product expressed as an annualized rate.
  • The Annualized Percentage Rate (“APR”) for monthly interest rate 0.35% is calculated as follows: 6-month repayment period is 7.40%, 12-month repayment period is 7.94%, 18-month repayment period is 8.10%, 24-month repayment period is 8.16%, 36-month repayment period is 8.16%.
  • The Annualized Percentage Rate (“APR”) for monthly interest rate 0.30% is calculated as follows: 6-month repayment period is 6.32%, 12-month repayment period is 6.78%, 18-month repayment period is 6.93%, 24-month repayment period is 6.98%, 36-month repayment period is 7.00%.
  • The earliest date of application is the first working day after the relevant statement is generated; the latest date of application is 4 working days (excluding Saturdays) immediately before the Payment Due Date specified in the Statement of Account where the relevant eligible transaction(s) first appears.
  • Please refer to the Terms and Conditions for the eligible transaction.
  • The calculation of Monthly Repayment Amount is rounded to the nearest two decimal places.
  • Calculated by total installment amount of HKD26,050, repayable by 12 monthly installments and a Monthly Interest Rate of 0.30%1,3.
  • Calculated by total installment amount of HKD30,222, repayable by 36 monthly installments and a Monthly Interest Rate of 0.35%1,2.
  • Preferential Monthly Flat Rate for AIA Hong Kong Designated Policy Premium is at 0.30%.
  • Office Hours: Monday – Friday: 9:00am – 8:00pm, Saturday: 9:00am – 1:00pm, closed on Sunday and public holidays.

Click here for Terms and Conditions of “FUN Express” Spending Installment Program

Click here for Key Facts Statement (KFS) for Installment Loan and Illustration Example of Making Early Repayment.

Click here for the Frequently-Asked-Questions

Apply Online Hotline +852 317 9551810