Terms and Conditions for CCB (Asia) eye+ Credit Card Extra Bonus Points And Cash Rebate Reward Program (the “Program”)

The Program is only applicable to principal cardmembers (“Cardmember(s)”, “you” or “your”) of CCB (Asia) eye+ Credit Card, including eye+ Classic Card, eye+ Visa Signature Card and eye+ Visa Infinite Card (“eye+ Credit Card”) issued by China Construction Bank (Asia) Corporation Limited (the “Bank” or “we”). The Promotion Period runs from October 1, 2026 to March 31, 2027 (both dates inclusive) (“Promotion Period”).
You can enjoy the following offers on the spending categories listed below upon making HK$3,000 Eligible Retail Spending (see clause 4 below for the definition) with eye+ Credit Card per calendar month within the Promotion Period:
1. Eligible Online Retail Spending (see clause 5 below for the definition): 7.5X bonus points (basic bonus points under Bonus Points Reward Programme included) and 2% cash rebate;
2. Eligible Retail Spending made by Visa Contactless Payments function: 7.5X bonus points (basic bonus points under Bonus Points Reward Programme included)
Please visit
https://www.asia.ccb.com/hongkong_tc/personal/credit_cards/bonus_point_rewards_program.html for Bonus Points Reward Programme terms and conditions.

Each Cardmember can earn a maximum of extra 52,000 bonus points and HK$160 cash rebate per calendar month, up to extra 312,000 bonus points and HK$960 cash rebate throughout the Promotion Period; each eye+ Visa Infinite Cardmember can get an additional extra 13,000 bonus points and HK$40 cash rebate per calendar month, up to an additional 78,000 bonus points and HK$240 cash rebate throughout the Promotion Period.

	Extra 6.5X bonus points cap per calendar month	2% cash rebate cap per calendar month	Eligible spending amount cap per calendar month
eye+ Credit Cardmembers	52,000 points	HK$160	Spending HK$8,000 Enjoy 60,000 bonus points and 2% cash rebate (Every 25,000 bonus points can be redeemed for HK$100 cash rebate; 60,000 bonus points are equivalent to HK$240 cash rebate; i.e., 3% cash rebate)
eye+ Visa Infinite Cardmembers can get extra rewards	13,000 points (A total of 65,000 points)	HK$40 (A total of HK$200)	Extra spending HK$2,000 (a total of HK$10,000 spending) Enjoy 13,000 bonus points and HK$40 cash Rebate

Example:

Within the same calendar month, customer A holds eye+ Visa Classic Card and eye+ Visa Signature Card at the same time, and make Eligible Online Retail Spending HK$5,000 and HK$3,000 respectively, customer A can earn $400 rewards (8,000 basic bonus points + 52,000 extra bonus points and HK$160 cash rebate).
Within the same calendar month, customer B holds eye+ Visa Classic Card and eye+ Visa Infinite Card at the same time, and make Eligible Online Retail Spending HK$6,000 and HK$4,000 respectively, customer B can earn $500 rewards (10,000 basic bonus points + 65,000 extra bonus points and HK$200 cash rebate).
Within the same calendar month, customer C holds eye+ Visa Classic Card and eye+ Visa Infinite Card at the same time, and make Eligible Online Retail Spending HK$10,000 with eye+ Visa Classic Card, customer C can earn $500 rewards (10,000 basic bonus points + 65,000 extra bonus points and HK$200 cash rebate).

Eligible Retail Spending include retail transactions made in Hong Kong / overseas and online transactions with original sales slip or official payment record; and shall be determined at the sole and absolute discretion of the Bank according to the merchant codes issued by Visa international.
Eligible Online Retail Spending include transactions classified as online transactions based on the merchant category code or transaction type as determined by Visa International or the acquiring bank of the respective merchant, regardless of transaction location or currency, and supported by formal transaction records; and shall be determined at the sole and absolute discretion of the Bank according to the merchant codes issued by Visa International.

Extra bonus points and cash rebate will be credited to your eye+ Credit Card account recorded by our Bank according to the table below:

	Spending period	Transaction post date	Rewards post date
Phase 1	October 1 to December 31, 2026	On or before January 15, 2027	On or before March 31, 2027
Phase 2	January 1 to March 31, 2027	On or before April 15, 2027	On or before June 30, 2027

For the avoidance of doubt, the following spending will not qualify as Eligible Retail Spending and Eligible Online Retail Spending under this Program, transactions made within the Promotion Period but not posted on or before January 15, 2027 (Phase 1) or April 15, 2027 (Phase 2) (see clause 8 below), fund transfer, balance transfers, installment loans, all interest free installment transactions, payment for insurance policies issued by insurance companies, payment made by electronic wallet (including but not limited to AlipayHK, Alipay, WeChat Pay HK, WeChat Pay and PayMe) transactions/ top-up/ fund transfer, autopay transactions, all Octopus reloading (include Octopus reloading via electronic wallet), RentSmart transactions, interest-free advance cash out program, bill payment, wire transfers, betting and gambling transactions, recurring transactions, charity donations, phone/fax/mail order, tax payment, fees and charges made or incurred (whether in relation to the Card account(s) or otherwise) and any transactions that have been cancelled or refunded, such other categories as we may determine at our sole discretion from time to time, or which we otherwise decide are not eligible.
Odd dollars for each eligible transaction will not be eligible for bonus point earning, and odd bonus point earned from each eligible transaction will be rounded down to nearest bonus point.
Spending by supplementary Cardmember(s) of eye+ Credit Card during the Promotion Period will be treated as made by principal Cardmember(s) of eye+ Credit Card for the purpose of the Program.
Terms and Conditions of Bonus Points Reward Programme applies.
Cash rebate can only be applied against outstanding in card account statement. Cash rebate cannot be converted into cash, and / or withdrawn as cash and is not transferable. If the cash rebate amount would be drawn by any means as cash or transfer to other accounts, relevant fees and charges will be incurred.
The status of your eye+ Credit Card account must remain valid and in good standing (as determined at the Bank’s discretion) throughout the Promotion Period and at the time when the bonus points and cash rebate is given. If the bonus points and cash rebate has been credited to the eye+ Credit Card account and there is a subsequent reversal of any transaction(s) in respect of which the bonus points and cash rebate was awarded, the Bank reserves the rights to debit the bonus points and the cash rebate that has been credited into the eye+ Credit Card account.
You have to keep all original sales slips or official payment records of the Eligible Transactions. In case of dispute, we may ask you to provide these slips, records, and/or further evidence for inspection and we may keep them.
We reserve the right to vary the Programme and/or these Terms and Conditions, or to replace, cancel or withdraw the Programme, at our discretion at any time without giving you prior notice.
We retain the final decision in any differences or disputes under the Programme, and shall not be responsible or liable for any claims or liability resulting from any Cardmember's participation in the me howsoever suffered or incurred.
In case of any inconsistency between English and Chinese versions of these Terms and Conditions, the Chinese version shall prevail.

To borrow or not to borrow? Borrow only if you can repay!