Terms and Conditions of "Instant Travel Club" ("Program")

1. This Program - This Program is only applicable to principal cardmembers of Platinum credit cards issued by China Construction Bank (Asia) Corporation Limited (“we”, “us”, “the bank”) (excluding CCB (Asia) Hong Kong Airlines Fly Away Credit Card, any UnionPay Dual Currency Credit Card and Corporate Credit Card) (“cardmember(s)”, “you”) and only applicable to credit cards which successfully (“Eligible Credit Cards”) registered for the Program. This membership is not applicable to cardmember who successfully enrolled with “Annual Insurance Plan”.
2. Registration – Cardmembers are required to register through the “Instant Travel Club” Registration Hotline at 317 95508, Online Banking or fill in the enrollment form. Upon successful registration, Cardmembers (“Eligible Cardmembers”) will receive a Registration Confirmation Letter sent to your correspondence address within 2 weeks after successful registration. For cardmembers holding more than one eligible credit cards, registration for each eligible credit card is required. If the remaining cardmembership year period of the registered credit card is less than two months, related registration will be processed and treated as a registration for next cardmembership year.
3. Membership – All privileges under this Program is effective on second working day after your successful registration until your cardmembership expiry month. For registration of new card cardmembers, this Program will be effective on first day of the following month after your credit card account is opened. The effective date as indicated on the Registration Confirmation Letter (“Instant Travel Club Membership Effective Date”) shall be final. Please note that this Program’s membership will be renewed automatically each year upon your cardmembership expiry month. If you do not wish to renew, please call or write to us prior to the membership of this Program expires.
4. Privileges – Eligible Cardmembers who successfully enrolled this Program can enjoy the below listed privileges.

"Extra Bonus Points"
i. Promotion Period – From your Instant Travel Club Membership Effective Date, eligible transaction will receive 3 times bonus point rewards. (3 times bonus point rewards has included the basic bonus points given under Bonus Point Program) (“Bonus Point Rewards”).
ii. Eligible Transaction – All local travel related transactions (include transactions at travel agencies and airline companies) and oversea retail transactions in non-Hong Kong currency can enjoy bonus point rewards as described under (i) above. The maximum total amount of transactions eligible for this “Extra Bonus Points” is HKD50,000 within each cardmembership year. Only posted transactions will be counted as eligible. Un-posted, cancelled or refunded transactions and transactions that are found fraudulent will be counted as ineligible transactions. For any cancelled/refunded transactions, the Bank has the right to and will be entitled to debit or charge back any bonus point so granted to the Cardmember from the Card Account(s) without prior notice.
iii. Account Status - Bonus point rewards (including the basic bonus points given under Bonus Point Program) will be credited to the successfully registered Card Account directly on second working day after the transaction is posted. The Eligible Credit Card account(s) should be valid and in good standing (as determined at the Bank discretion) throughout the Promotion Period and at the time when the bonus point rewards is given.
"0% Travel Installment" ("Installment Plan")
iv. Eligible Transactions - Cardmember may apply for 6 months installment plans for any local travel related transactions (include transactions at travel agencies and airline companies) and oversea retail transactions in non-Hong Kong currency. The total transaction amount applicable for Installment Plan should be HKD500 or above made using the Eligible Credit Card. The maximum total amount applicable for this Installment Plan within each cardmembership year is HKD50,000 (the cardmembership year is based on the application date).
v. Application - Cardmembers must call CCB (Asia) Platinum Card 24-hour Customer Service Hotline 317 95588 and apply this Installment Plan according to application dates as follows:

Earliest date of application

1st working day after the relevant eligible retail transaction is posted

Latest date of application

4 working days (excluding Saturdays) immediately before the Payment Due Date specified in the Statement of Account where the relevant eligible retail transaction appears

vi. Installment Amount - The maximum total installment amount (which shall include the principal) per Cardmember at any time shall be the available credit limit of a Card Account at the time of Installment Plan approval. If this maximum is exceeded, we may at our discretion process the Installment Plan application and approve the installment amount up to that maximum amount. If this happens, related overlimit fee will be charged referring to our Fee Schedule. The Installment Plan application cannot be changed or cancelled upon process.
vii. Repayment Period - Successful applicants will be notified in writing. Upon application approval, the first monthly installment amount shall first be charged to the Account on the issuance date of the notification letter, and the remaining balance will be charged to the Account by 5 monthly equal installments on the following consecutive months and shown in the monthly statements.
viii. Approval is conditional – Application approval shall be subject to our checking of the account status and available credit limit of the Account. We shall have all rights in approving or rejecting any Installment Plan application, deciding any total installment amount, monthly installment amount, and the deadline for submitting any Installment Plan application without having to provide a reason for any decision. Rejections will normally be notified by letter.
"Advance Mileage Redemption"
ix. Promotion Period – Eligible Cardmembers can apply to advance redeem mileage by submitting the “Advance Mileage Redemption” form within May 1 – December 31 each year. No late application will be accepted (our record shall prevail).
x. Redemption - “Advance Mileage Redemption” is only applicable for Asia Miles redemption and the Terms and Conditions of “Asia Miles Redemption” apply. Any redemption request is irrevocable and may not be changed or withdrawn once submitted to us. Bonus points / advance bonus points (if applicable) required for redemption will be deducted from the Eligible Credit Card Account automatically. Bonus points deducted for redemption will not be returned.
xi. Advance Bonus Points – Besides bonus points earned under the Eligible Credit Card Account, Cardmembers can redeem Asia Miles with advanced bonus points. The maximum bonus points can be advanced during Promotion Period is 150,000. The advanced bonus points are not transferable.
xii. Bonus Point Consolidation – Bonus points earned on multiple cards can not be consolidated for the purpose of Advance Mileage Redemption.
xiii. Bonus Points Repayment Period – Any advanced bonus points must be fully repaid on or before April 30 in the next year after redemption or upon card cancellation (disregard of cancellation reason) (“Bonus Point Redemption Period”), whichever the earlier. If Cardmembers cannot repay the advanced bonus points within Bonus Points Repayment Period, the outstanding advanced bonus points will be charged within 1 month after the expiry of Bonus Points Repayment Period or upon card cancellation (whichever the earlier) from the Eligible Credit Card Account at HKD1.2 per 100 bonus points (outstanding balance less than 100 will be rounded as 100 bonus points) without prior notice.
5. Account Status - Cardmember’s eligibility for the Program is subject to the Bank checking on Card account status and the Card account(s) should be valid and in good standing (as determined at the Bank discretion) throughout the Promotion Period.
6. Right to vary – We reserve the right to vary the Program and/or these Terms and Conditions, or to replace, cancel or withdraw the Program, at our discretion at any time without giving you prior notice.
7. Final decision – We retain the final decision in any differences or disputes under the Program, and shall not be responsible or liable for any claims or liability resulting from any Cardmember's participation in the Program howsoever suffered or incurred.
8. English version prevails – In case of any inconsistency between English and Chinese versions of these Terms and Conditions, the English version shall prevail.

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