The result of the loan calculator is for reference only and the actual repayment liability depends on the actual terms of each borrowing arrangement

*The APR for reference only, the final interest rate provided by the Bank shall prevail.

*Annualized Percentage Rate (“APR”) above is calculated based on the Interest Rate (Flat) p.a. of 3.00% (Hire Purchase) and 2.40% (Leasing Purchase) respectively with the Total Car Price customers input and the Loan Tenor customers select. The APR is calculated according to the standard of Hong Kong Association of Banks and rounded to two decimal places. An APR is a reference rate which includes the basic interest rates and other applicable fees and charges of the product expressed as an annualized rate. Interest is charged daily and calculated on the basis of 365 days per year. The actual APR may vary for individual customer and the final interest rate will be subject to credit condition of the customer, please contact the staff of the Bank for details. The Bank reserves the right of final decision on the interest rate and approval result.