Revolving Credit Facility - e-loan
Instant Cash In Hand
Fulfill your financial needs anywhere, anytime by e-Loan Instant approval function.
Key Facts Statement (KFS) for Revolving Credit Facility
Apply for e-Loan through CCB (HK&MO) Mobile App anytime, no income and address proof required1.
e-Loan Application process by CCB (HK&MO) Mobile App
Tips for capturing HKID card:
- Not applicable to Smart ID Card
- Avoid choosing a background with similar colour of the HKID and dim lighting
- Ensure the image is clear
Tips for taking a selfie:
- Remove accessories which may cover your face
- Avoid unnecessary facial expression
- Follow the instructions for random movements
Remarks:
1. The processing time of each application and approval may vary, the Bank reserves the right to request applications to submit supporting documents. And the Bank has the absolute discretion to approve or reject the application without giving any reason.
Loan Features
-
Loan amount up to HK$2,000,000 or 12 times of your monthly salary, whichever is lower
-
The Maximum loan amount of HK$15,000 is only applicable to customer without providing supporting documents but fulfill specific credit requirements. Larger loan amounts maybe offered to customer who provide further supporting documents
-
Validity of credit limit is 12 months, it is required to repay the interest and the entire principal amount in full upon the maturity
-
Make withdraws and repayments through online and mobile banking within the credit limit validity
-
Monthly e-statement list out account details clearly
-
Only repay the interest due, applicable fees and charges every month, interest is calculated on daily basis upon your outstanding balance
-
Credit limit will be automatically restored upon repayment within the period of validity
-
Use China Construction Bank (Asia) Corporation Limited HKD checking / savings account for loan down and repayment in mobile banking more conveniently
Download CCB (HK&MO) Mobile App to apply for e-Loan Service
Search "CCB Asia" or "CCB HK&MO" at App Store
Search "CCB Asia" or "CCB HK&MO" at Google Play
For more tips and information, you may refer to our Key Facts Statement (KFS) for Revolving Credit Facility or Financial Tips of this website.
Warm reminders:
- In order to minimize the risk when banking on-line, the Mobile App will not run on any devices which are "jailbroken" (iOS) or "rooted" (Android). The Bank shall not be responsible for any problems or loss suffered by you if you attempt to use the Mobile App on such devices.
- To use e-Loan Service, please ensure your mobile device operation system meets the minimum requirements, for further details, please visit Requirements of Mobile Operating System; and is equipped with front and back cameras for identity verification.