Time Deposit Promotion Offer
 
 
  From now until December 29, 2017, customer who exchanges HKD/USD to RMB^ at our branches, and places time deposit with designated currency# and amount at the same time can enjoy Bonus Interest Rate (p.a.)* up to 2.80%.  
 
Time Deposit Offer
Deposit Tenor Bonus Interest Rate (p.a.)*
2 weeks + 2.80%
1-month + 1.38%
3-month + 0.45%
6-month + 0.23%
 
  Act now to maximize your wealth potential!  
 
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  Enquiry Hotline : 2903 8303  
 
^Exchange RMB to HKD/USD is also applicable.
#Designated currency includes HKD, USD and RMB.
*The Bonus Interest Rate (p.a.) is for reference only and is not guaranteed. The Bonus Interest Rate (p.a.) will be subject to rates quoted by the Bank from time to time. Before making relevant transaction, please check with our branch staff for the effective Bonus Interest Rate (p.a.) applicable to the transaction.
 
 
Terms & Conditions
Terms and Conditions for the Time Deposit Promotion Program (the “Program”)
  1. The promotion period for the Program is from September 25, 2017 to December 29, 2017 (both dates inclusive) (“Promotion Period”).
  2. During the Promotion Period, customer who exchanged RMB100,000 / HKD100,000 / USD10,000 or above to Designated Currency through China Construction Bank (Asia) Corporation Limited (the “Bank”) and placed the 2 weeks, 1-month, 3-month or 6-month Time Deposit under Designated Currencies with the equivalent exchanged amount, can enjoy the below Bonus Interest Rate (p.a.)* (“Time Deposit Offer”):
    Exchanged currency Time Deposit
    currency
    Time Deposit amount Bonus
    Interest Rate
    (p.a.) *
    From To Maximum Minimum
    RMB HKD / USD HKD / USD / RMB Equal to the equivalent exchanged currency amount
    HKD Time Deposit
    HKD100,000
    RMB Time Deposit
    RMB100,000
    USD Time Deposit
    USD10,000
    2 weeks
    +2.80%
    1-month
    +1.38%
    3-month
    +0.45%
    6-month
    +0.23%
    HKD / USD RMB
    *The Bonus Interest Rate (p.a.) is for reference only and is not guaranteed. The Bonus Interest Rate (p.a.) will be subject to changes of the rates quoted by the Bank from time to time. Before making the relevant transaction, please check with our branch staff for the effective Bonus Interest Rate (p.a.) applicable to the transaction.
  3. The Time Deposit Offer is only applicable to customers who conduct the exchange transaction and place the relevant Time Deposit through the Bank’s branches at the same time, and is not applicable for the Time Deposit and exchange transaction being conducted at the other channels of the Bank, e.g. Online Banking, Mobile Banking and/or Phone Banking, etc. The applicable Bonus Interest Rate will be added on top of the prevailing Time Deposit interest rate announced at the time of the Time Deposit placement.
  4. The exchange rate will be the daily exchange rate as provided by the Bank’s branches from time to time, once the customer and the Bank agree and confirmed the exchange rate, it will be binding and irrevocable, notwithstanding that the Bank may quote a different exchange rate through other channels.
  5. The Time Deposit Offer is calculated based on each time deposit transaction. The transaction amount cannot be aggregated.
  6. Any withdrawal or partial withdrawal of a time deposit prior to maturity of the time deposit without sufficient prior notice shall only be permitted at the discretion of the Bank. The Bank may levy a charge and/or forfeit the interest accrued on the deposit in whole or in part in such instances.
  7. If the maturity date of the time deposit period falls on a day which is not a Business Day, the maturity date of the time deposit and / or the automatic roll-over instruction of the time deposit will be deferred to the following Business Day without prior notice. The Bank will not be responsible to any person for the deferral of the time deposit maturity date and/or the automatic roll-over instruction. “Business Day" means a day on which the Bank is open for business in Hong Kong, but excluding Saturdays, Sundays, public holidays and the day which the Bank is unable to open for business due to extreme weather or sudden event.
  8. The Program cannot be used in conjunction with any other promotions.
  9. The Program is not applicable to the staff of the Bank and the Bank’s affiliates, Private Banking customers, Commercial Banking customers and Capital Investment Entrant Scheme customers of the Bank.
  10. The Bank reserves the right to vary, modify and terminate any of the above offers and to amend any of these terms and conditions from time to time without prior notice. In case of dispute, the decision of the Bank shall be final and binding.
  11. If there is any inconsistency or conflict between the English and Chinese versions of these Terms and Conditions, the English version shall prevail.
 
  Risk Disclosure
  • Currency exchange rates are affected by a wide range of factors, including national and international financial and economic conditions and political and natural events. The effect of normal market force may at times be countered by intervention by central banks and other bodies. At times, exchange rates, and price linked to such rates, may rise or fall rapidly.
  • RMB is subject to the PRC government's control (for example, exchange restrictions). Besides, there is no guarantee that RMB will not depreciate. If customers convert Hong Kong Dollar or any other currency into RMB so as to invest in RMB denominated investment products and subsequently convert the RMB redemption proceeds back into Hong Kong Dollar or any other currency, you may suffer a loss if RMB depreciates against Hong Kong Dollar or other currency.
 
 


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