Important Note:
  • Insurance products are not equivalent to or alternative of time deposits. They are not protected deposits, and are not protected by the Deposit Protection Scheme in Hong Kong.
Commercial Packaged
Banking Services
 
   
 
  CCB (Asia) Commercial Packaged Banking Services provides your company with the comprehensive superb business wealth management services and privileges to achieve your business plan.  
 
 
High Yield HKD Checking Account with interest rate up to 0.4%* p.a. giving you better flexibility of cash flow as well as higher returns.
Premier Anniversary Gift^, expressing our gratitude for your support.
Foreign Exchange preferential rate, matching your business financial needs even better.
Up to 30% off for selected general insurance products, giving you adequate protection.
Preferential Commercial Mortgage interest rate, letting you save more on operating costs.
An array of customized commercial service privileges including remittance services, loan services and investment to empower your competitiveness, surpassing your peers at all times.
 
 
Customized Welcome Offer
From now till December 30, 2017, customers who successfully join Commercial Packaged Banking and Commercial Online Banking services and maintain designated average balance amount in the Savings/Checking Account in the first 3 months after service commencement, can enjoy up to 50% off online outward remittance handling fee discount.
Designated Average Balance Amount (or HKD equivalent) Remittance Handling Fee Discount
HKD1,000,000 or above 50% off
HKD500,000 to below HKD1,000,000 30% off
HKD200,000 to below HKD500,000 20% off
 
 
Commercial Packaged Banking Services
 
 
Business Payroll Offer
From now till December 30, 2017, new or current corporate customers who enroll Employer Payroll Autopay Service can enjoy HKD300 Coffee Gift Card.

Employer Payroll Autopay Service
Fee Waiver on an array of Bank Service Charges
New-to-Market RMB Payroll Service, both you and your employees can enjoy flexible financial management solutions
Using Online Employer Payroll Autopay Service could save time and manpower
 
  We sincerely invite your company to be our esteemed customer in enjoying rewards to help your business grow!  
  Follow CCB(Asia)WeChat Official Account  
  Enquiry Hotline : 2903 8366  
 
*The interest rate is subject to change from time to time without prior notice. Please contact Customer Relationship Manager for the respective interest rate.
^Customer maintaining a Daily Average Combined Balance with the Bank of the Required Minimum Amount in the past 3 calendar months before the anniversary date is eligible to enjoy the anniversary gift provided by the Bank from time to time. The anniversary gift offer are subject to change without prior notice.
The above offers and services are bound by related terms and conditions, please refer to the terms and conditions below.
 
     
  To borrow or not to borrow? Borrow only if you can repay!  
     
 
Terms & Conditions
Commercial Packaged Banking and Employer Payroll Service Promotion (the Program) Terms and Conditions

A. General Terms and Conditions
  1. The promotion period is from 1 April, 2017 to 30 December, 2017 (both dates inclusive) (“Promotion Period”).
  2. Unless otherwise indicated, the Promotion Offer under Section B is only applicable to new Corporate customer of China Construction Bank (Asia) Corporation Limited (the “Bank”) who successfully join the PREMIER BUSINESS/ WISE BUSINESS (“Commercial Packaged Banking”) and Commercial Online Banking services of the Bank during the Promotion Period, new Corporate customer refers to those who has not maintained any account or banking services (excluding credit card account) with the Bank in the past 12 months before the date of joining this Program; and the Promotion Offer under Section C is only applicable to new Corporate customer of the Bank who successfully enroll Employer Payroll Autopay Service during the Promotion Period (“Eligible Customer(s)”).
  3. Eligible Customer will be entitled to the offers as specified under Section B and Section C below only once during the Promotion Period.
  4. If Eligible Customer is entitled to below offers in conjunction with other promotion, the Bank reserves the right to grant partial or all of offers entitled by the Customer.
  5. Pursuant to the requirements listed under Section B/C Offers below, Eligible Customer must maintain as the Bank’s valid Commercial Packaged Banking customer/ Employer Payroll Autopay Service customer at the time of receipt of the respective offers. Otherwise, the reward under the relevant offers will be forfeited absolutely and will not be provided to the Eligible Customer through any other means.
  6. If Eligible Customer terminates Commercial Packaged Banking within 6 months of service commencement, he/ she shall agree to pay the Bank a service termination fee of HKD500 (applicable to PREMIER BUSINESS)/ HKD150 (applicable to WISE BUSINESS) (“Service Termination Fee”). The Eligible Customer shall agree the Bank to debit the Service Termination Fee or other administrative fee as the Bank may determine subject to the Bank’s notice in any of his/ her bank accounts maintained with the Bank (if applicable).
  7. The Bank reserves the right to suspend, modify or terminate any of the offer(s) or the Program and change these Terms and Conditions at any time.
  8. Eligible Customer is also bound by relevant terms and conditions for the banking products and services under the Program (including but not limited to “Terms and Conditions for Accounts and Related Services (For Commercial Customers)” , “Terms and Conditions for China Construction Bank (Asia) Business Packaged Banking Services” and “Terms and Conditions for Employer Payroll Autopay Service”),), please refer to the relevant promotional materials or contact our staff for details. In the event of any inconsistency between these Terms and Conditions and the relevant terms and conditions for the banking products and service, these Terms and Conditions of the Program shall prevail.
  9. The Program is not applicable to Private Banking customer of the Bank.
  10. In case of dispute, the decision of the Bank shall be final and binding.
  11. If there is any inconsistency or conflict between the English and Chinese versions of this Promotion Terms and Conditions, the English version shall prevail.
B. Commercial Packaged Banking Online Remittance Offer (“Online Remittance Offer”)
  1. During the below Designated Deposit Period (“Designated Deposit Period), the average balance of Eligible Customer’s all Savings/Checking Account with the Bank reaches the below Designated Average Balance Amount (“Designated Average Balance Amount“), the Eligible Customer can enjoy the online outward remittance handling fee discount during the Designated Deposit Period listed below.
    Commercial Packaged Banking Service Commencement Date Designated Deposit Period (both dates inclusive)
    April 1, 2017 to April 30, 2017 May 1, 2017 to July 31, 2017
    May 1, 2017 to May 31, 2017June 1, 2017 to August 31, 2017
    June 1, 2017 to June 30, 2017July 1, 2017 to September 30, 2017
    July 1, 2017 to July 31, 2017August 1, 2017 to October 31, 2017
    August 1, 2017 to August 31, 2017September 1, 2017 to November 30, 2017
    September 1, 2017 to September 30, 2017October 1, 2017 to December 31, 2017
    October 1, 2017 to October 31, 2017November 1, 2017 to January 31, 2018
    November 1, 2017 to November 30, 2017December 1, 2017 to February 28, 2018
    December 1, 2017 to December 31, 2017January 1, 2018 to March 31, 2018

    Designated Average Balance Amount Remittance Handling Fee Discount
    HKD 1,000,000 equivalent or above50% off
    HKD 500,000 to below HKD 1,000,000 equivalent30% off
    HKD 200,000 to below HKD 500,000 equivalent20% off
  2. The Designated Average Balance Amount mentioned in the above clause 12 refers to the average balance calculated from the daily account balance (excluding the balance in the decimal places) of Eligible Customer’s all Savings / Checking account(s) with the Bank during the Designated Deposit Period. The Bank reserves the right to calculate the Designated Average Balance Amount based on the Bank’s system record, in case of any dispute, the Bank’s decision shall be final and binding. If the relevant Savings/Checking account in foreign currency, the Bank will adopt appropriate exchange rate on the date of calculating the Designated Average Balance Amount for converting the Average Balance Amount from the foreign currency to HKD equivalent.
  3. This Online Remittance Offer is only applicable to the outward remittance transactions which charge standard handling fee and are successfully conducted through Commercial Online Banking of the Bank (excluding Local Interbank Fund Transfers and the fee not charged by the Bank).
  4. Handling fee will first be charged according to the schedule of service fees as advised by the Bank from time to time and the discounted handling fee will be credited in cash to the relevant settlement account of the Eligible Customer’s Commercial Packaged Banking or a valid HKD checking/ savings account opened most recently. The Eligible Customer must also fulfill the conditions of the Program, maintain a valid Commercial Packaged Banking status and maintain valid Commercial Online Banking Service. Handling fee rebate schedule:
    Commencement Date of Commercial Packaged Banking Service Cash Rebate Credit Date
    1 April, 2017 to 30 June, 2017On or before 31 October, 2017
    3 July, 2017 to 30 September, 2017On or before 31 January, 2018
    3 October, 2017 to 30 December, 2017On or before 30 April, 2018
  5. Each Eligible customer can only enjoy this offer once and cannot enjoy the offer of other Promotion. If the relevant handling fee is calculated in foreign currency, the Bank will adopt appropriate exchange rate on the transaction date or the date of calculating the aggregated transaction count for converting the discounted handling fee cash rebate from the foreign currency to HKD equivalent.
C. Employer Payroll Autopay Service Reward (“Employer Payroll Reward”)
  1. Eligible Customer successfully join the Employer Payroll Autopay Service of the Bank during promotion period and with any payroll transaction(s) in the month before providing the Employer Payroll Reward can enjoy HKD300 Coffee Gift Card (6 pieces of HKD50 Coffee Gift Cards).
    The Coffee Gift Card as specified above (“Coffee Gift Card”) will be sent to Eligible Customer’s local correspondence address with the Bank by mail according to the schedule as set out in the table below. The Eligible Customer must also fulfill the conditions of the Program, maintain a valid Employer Payroll Autopay service and maintain valid Commercial Online Banking Service.
    Commencement Date of Employer Payroll Autopay Service Coffee Gift Card Distribution Date
    1 April, 2017 to 30 June, 2017On or before 31 October, 2017
    3 July, 2017 to 30 September, 2017On or before 31 January, 2018
    3 October, 2017 to 30 December, 2017On or before 30 April, 2018
  2. The Reward cannot be exchanged for other prizes and redeemed for cash. The Bank reserves the right to substitute the Reward with another item and will not provide prior notice.
  3. The Employer Payroll Autopay Service will be terminated if the Eligible Customer did not use it for 3 consecutive months. Please refer to the “Terms and Conditions for Employer Payroll Autopay Service and Online Employer Payroll Autopay Service” for details.
  4. The validity and use of Coffee Gift Card shall be subject to the relevant usage instructions and terms and conditions set by the suplier. The Bank should not act as, or assume any liability of, a Coffee Gift Card supplier (or its agent). Any claim, complaint, or dispute concerning any Coffee Gift Card must be referred to the resolved between the relevant supplier and the customers, which shall in no way relieve from his/her repayment or other obligations to the Bank. In case of loss of Coffee Gift Card, including any lost in transit, the Bank will not replace under any circumstances. The Bank shall not be liable for any failure of delivery as a result of invalid or inaccurate address provided by the customer.
 
  RMB Currency Risk
RMB is subject to the PRC government's control (for example, exchange restrictions). Besides, there is no guarantee that RMB will not depreciate. If customers convert Hong Kong Dollar or any other currency into RMB so as to invest in RMB denominated investment products and subsequently convert the RMB redemption proceeds back into Hong Kong Dollar or any other currency, you may suffer a loss if RMB depreciates against Hong Kong Dollar or other currency.
 
 


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