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Investment involves risks.
The services listed above are subject to the related terms and conditions of the services.

Risk Disclosure
This webpage does not constitute advice to buy or sell any investment products and does not constitute an offer with respect to any investment products. Before making any investment decision, you are encouraged to consult your own independent financial advisors and read the relevant offering documents in order to ensure that you fully understand the risks associated with the investment products. Any offer, invitation or recommendation to any customers to enter into any investment transaction does not constitute any prediction of likely future movements in prices of any investment product. Investment products are not bank deposit and thus should not be considered as alternative of normal time deposit.

Mutual Fund Investment

Mutual funds are investment products and some may involve derivatives. The investment decision is yours but you should not invest in the mutual fund unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives.

Investment involves risks. The past performance of a mutual fund is not a guide to its future performance and yields are not guaranteed. The value of a mutual fund can go down as well as up and you could lose some or all of the principal amount invested. Funds are not deposits or other obligations of, or guaranteed by, the Bank or any of its affiliates. The Bank will normally be paid a commission/ rebate by the fund manager. For the risks involved in investing in mutual funds, investors should refer to the prospectus of the relevant funds. You are encouraged to consult your own independent financial advisors before making any investment decision.

Disclaimer of Online Investment Trading Services
Information, products and services referred to in this email and relevant web pages for the Online Investment Trading Services are offered only in jurisdictions where and when they may be lawfully offered by China Construction Bank (Asia) Corporation Limited (the“Bank”). The materials in this email and relevant web pages for the Online Investment Trading Services are not intended for use by persons located in or residents in jurisdictions that restrict the distribution of such materials by the Bank.

Please assure that you are proficient and competent in using the platform of online banking and have appropriate arrangements in place to ensure so.

Before using the Online Investment Trading Services of the Bank, please assure that you are proficient and competent in using the platform of online banking and accept the relevant risks as follows:
  1. Due to unpredictable network traffic congestion and other reasons, the Internet and other electronic media may not be reliable media of communication and transactions conducted over the Internet and via other electronic media are subject to: (i) possible failure or delay in the transmission and receipt of instructions for any or all transactions in investment products or other information, and (ii) possible failure or delay of execution or execution at prices different from those prevailing at the time when your instructions were given;
  2. There are risks associated with the online investment trading system, including the failure of hardware and/or software, and the result of any such system failure may be that your orders are either not executed according to your instructions or are not executed at all; and
  3. There are risks of interruption, distortion, omission, blackout or interception during the transmission of instructions for any or all transactions in investment products, as well as of any misunderstanding or errors in communication.
Please be advised that this email and the relevant web pages for the Online Investment Trading Services are exempted from pre-vetting and authorization by the Securities and Futures Commission in Hong Kong ("SFC") pursuant to the Securities and Futures Ordinance. As such, such web pages (including the changes made subsequent thereto) have not been reviewed by the SFC. The information contained is not intended to provide professional advice and should not be relied upon in that regard.



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