Services Fees
COUNTER SERVICES
Cashier's Order
Issurance commission
- For Premer Banking customers - Nil
- For general account customers - MOP50 per transaction
- For non-account customers - MOP100 per transaction
Repurchase - MOP50 per transaction
Report loss - MOP200 per transaction
Gift Check
For Premer Banking customers - Nil
For general account customers - MOP10 per transaction
For non-account customers - MOP20 per transaction
HKD Note Deposit
HKD1 - HKD30,000 - Nil
Above HKD30,000 - 0.20% on amount
Foreign Currency Deposit
(including RMB and subject to acceptance)
Cash deposit into the same currency account - 0.25% on the deposit amount, min. MOP50
Encashment of Traveler's Check and Other Clean Foreign Currency Check
USD check
- Paid out in MOP/HKD - MOP30 per check, min. MOP60
- Paid out in USD - 1% on amount plus handling fee MOP30 per check, min. MOP100
- Credited to USD account - 1% on amount plus handling fee MOP30 per check, min. MOP100, plus 7 days transit interest
Non-USD foreign currency check
- Paid in MOP/HKD - MOP30 per check, min. MOP60
- Paid in the same currency - 1% on amount plus handling fee MOP30 per check, min. MOP100 (subject to availability of relevant currency notes)
- Credited to same currency account - 1% on amount plus handling fee MOP30 per check, min. MOP100, plus 14 days transit interest
Foreign Currency Clean Check Sent for Collection
Handling commission - MOP400 per check plus correspondent bank charges, if applicable
Return of foreign currency check - MOP150 per check plus out-of-pocket expenses
Foreign Currency Note Exchange
(including RMB) 		- MOP50 for non-account customers
Coin Exchange - MOP15 per bag
Coin Deposit    
MOP Coins - Nil
HKD Coins    
- Total deposit amount HKD50 or below - Nil
- Total deposit amount above HKD50 - 5% on amount, min. MOP10
Mail Held for Collection - MOP1,200 per year
CHECKING ACCOUNT
Account Closed Within 3 Months - MOP150 per account
Company Business Search - MOP100 per search
Returned Check
For insufficient funds - MOP200 per check
For technical or other errors on the check - MOP50 per check
Return outward clearing check - MOP30 per check
Temporary Overdraft - Prime + 8% p.a., min. MOP/HKD100
Stop Payment of Check - MOP100 per check
Dormant Account
(No account activity for 12 months)
MOP/HKD account with balance below MOP/HKD2,000 - MOP/HKD100 per quarter until the balance is reduced to zero
Special Printed Check - To cover printer's charges plus MOP25 for personal account and MOP50 for company account
Check Book Issuing
For Premier Banking account - NIL
For personal account - MOP25 per booklet
For company account - MOP50 per booklet
Check Book Mailing - MOP10 plus postage
SAVINGS ACCOUNT
Account Closed Within 3 Months - MOP150 per account
Dormant Account
(No account activity for 12 Months)
MOP/HKD account with balance below MOP/HKD2,000 - MOP/HKD100 per quarter until the balance is reduced to zero
RMB account with balance below RMB2,000 - RMB100 per quarter until the balance is reduced to zero
Foreign currency account with balance below USD200 or equivalent - USD10 or equivalent per quarter until the balance is reduced to zero
Passbook Account History Record
Within 12 months - MOP250 per account
Within 13-24 months - MOP500 per account
Within 25-36 months - MOP1,000 per account
37 months and above - MOP2,000 with an increment of MOP1,000 for every 12 months theresafter
Replacement of Lost or Damaged Passbook - MOP100 per passbook
INWARD REMITTANCE
For Credit to Account with Our Bank
Premier Banking customers - Nil
General account customers - MOP50 per transaction
For Credit to Account with Other Bank    
MOP/HKD remittance by cashier's order - MOP150 per transaction
Foreign currency paid in same currency by demand draft - MOP150 per transaction
Foreign currency paid in same currency by telegraphic transfer - MOP150 per transaction plus other relevant cost
Issuance of Remittance Receipt - MOP100 per transaction
(deducted from proceeds)
Cash Payment Against Remittance Receipt
HKD remittance paid in MOP/HKD - MOP50 per transaction
Foreign currency remittance paid in MOP/HKD - NIL
Foreign currency remittance paid in same currency - 0.25% on remittance amount, min. MOP100
OUTWARD REMITTANCE
Demand Draft
Issuance commission
HKD
- For Premier Banking customers - 0.05% of issuance amount, min. MOP25
- For general account customers - 0.1% of issuance amount, min MOP50
- For non-account customers - 0.1% of issuance amount, min MOP160
USD
- For Premier Banking customers - MOP25 per transaction
- For general account customers - MOP50 per transaction
- For non-account customers - MOP160 per transaction
Other foreign currencies
- For Premier Banking customers - MOP40 per transaction
- For general account customers - MOP80 per transaction
- For non-account customers - MOP160 per transaction
Repurchase - MOP60 per transaction
Report Loss - MOP200 per transaction
Telegraphic Transfer
Issuance commission
HKD
- For Premier Banking customers - 0.05% on amount, min. MOP50*, MOP80 per transaction for credit to same name account maintained with China Construction Bank (Asia)
- For general account customers
- to Hong Kong - 0.1% on amount, min. MOP100*, MOP80 per transaction for credit to same name account maintained with China Construction Bank (Asia)
- to overseas - 0.1% on amount, min. MOP150**
- For non-account customers - 0.1% on amount, min. MOP300*
Other foreign currencies
- For Premier Banking customers - MOP75 per transaction**
  - MOP140* for RMB remittance to Mainland China
- For general account customers - MOP200 per transaction**
  - MOP220* for RMB remittance to Mainland China
- For non-account customers - MOP300 per transaction** (Other charge will be incurred if special arrangement is required)
Handling charge for amendment, cancellation or enquiry - MOP200 per transaction plus correspondent bank charge
Commission in Lieu of Exchange
Notes or demand draft of the same currency is tendered - 0.25% of the remittance amount, min. MOP50
A foreign currency account in the same currency is debited - NIL
SECURITIES SERVICES (HK Securities)
Traded-related Services
Brokerage+
Through Internet - 0.20% flat, min. HKD125
Through manned hotline or branches - 0.25% flat, min. HKD125
Subscription of IPO
Brokerage - 1% on transaction amount
New issues handling fee through manned hotline or branches - HKD100 per application (non-refundable)
Transaction Levy
(collected by HKSFC)		 - 0.004% on transaction amount
Investor Compensation Levy
(collected by HKSFC)		 - 0.002% on transaction amount
Trading Fee
(collected by HKEx)		 - 0.005% on transaction amount
Stamp Duty
(collected by HKSAR Gov't)		 - HKD1 for every HKD1,000 of transaction amount (or part thereof)
Scrip Handling and Settlement-related Services
Stock Settlement Fee for CCASS - 0.002% on transaction amount, min. HKD2 and max. HKD100
Money Settlement Fee
(collected by CCASS)		 - HKD1.2 per transaction
Deposit of Stocks - HKD5 per board lot#, min. HKD30 and max. HKD500
(Charge of Deposit of stocks will be waived if shares purchased are sold through the same transaction channel on the same day)
Settlement Instruction Fee - HKD1 per transaction
Transfer Deed Stamp Duty - HKD5 for each transfer deed
Information Services
Real-time Quote Service (per month)
Securities Customers - 200 free quotes
Securities Customers with holdings in securities accounts - 500 free quotes
Securities Customers with monthly transaction amount less than HKD100,000 - 1,000 free quotes
Securities Customers with monthly transaction amount HKD100,000 or above - 5,000 free quotes
Account Maintenance
Safe Custody Fee - Paid semi-annually on May 31 and November 30
    (also applies to accounts closed between the two fee collection dates)
For Premier Banking customers -

From Jan 1, 2008 - May 31, 2008:
Semi-annual fee HKD210 flat per account

    -

From Jun 1, 2008 and thereafter:
Semi-annual fee HKD120 flat per account

For general account customers -

Semi-annual fee HKD210 flat per account

Nominee Services and Corporate Actions
Collection of Dividend - 0.5% on dividend amount, min. HKD50
(Collection of Dividend fee also applicable to investors who opt for shares in lieu of cash dividend) - 0.12% on transaction amount, max. HKD10,000
(collected by CCASS)
Share Bonus Issues, Right Issues, Warrants or Scrips in Lieu of Cash Dividends - HKD5 per board lot#, min. HKD30 and max. HKD500
Registration with Registrar
Registration fee - HKD1.5 per board lot #
Transfer fee - HKD2.5 per share certificate#
Corporate Action Scrip Fee - HKD1.5 per board lot#
(collected by CCASS)
- HKD0.75 per board lot# (Deem Book Close)
Conversion of Covered Warrant
(collected by CCASS)		 - HKD200 per transaction
Corporate Action Service Fee
(collected by CCASS)		 - HKD0.8 per board lot#
Privatization - 0.5% on the transaction amount
Financing and Other Services
Stock Withdrawal Fee - HKD100 plus physical withdrawal from CCASS charge
(HKD3.5 per board lot)
Dividend Claim - HKD200 per claim
Conversion of Rights/Warrant Handling Fee - HKD250 per transaction
MUTUAL FUNDS INVESTMENT SERVICE
Transfer Charges
Transfer of funds from the Bank - HKD100 per fund per transfer
Other Charges
Subscriptions, switch, redemption, etc. - Please refer to the respective prospectus of fund
STRUCTURED NOTES
Transfer Charges
Transfer of Structured Notes from the Bank - HKD100 per fund per transfer
BOND TRADING SERVICE
Commission - 0.8% on trading amount
Custodian Fee - 0.025% half-yearly on daily average holding amount (on face value)
Transfer Fee