FLEXI-Education InvestPlan

Build Your Investments And Brighten Your Child's Future

You may have to prepare sufficient reserves to fund a quality education and a more secure future for your child. China Construction Bank (Macau) proudly presents MassMutual Asia Ltd.'s FLEXI-Education InvestPlan which gives you a flexible choice of global market investment funds and extra bonuses for greater potential long-term returns.

Flexible investment to make your child's dreams come true

Managed by world-class fund managers, our funds invest in global equity and bond markets aiming at different investment goals. Best of all, you may opt to change your portfolio at any time.

Extra bonuses add value to your education fund

Offers you extra bonuses at the 10th policy anniversary and every 5 years thereafter, maximizing potential returns by offering you with additional fund units with these extra bonuses.

Flexible cash withdrawal to suit child-growth needs

You are free to redeem your funds for cash at any time provided that the cash value is sufficient to cover policy charges¹. You may set multiple savings targets to meet financial needs for your child's education at different stages.

Payor's benefit to give 100% peace of mind

In the event of the policyowner's death or total disability for over 6 consecutive months before age 65, premiums falling due will be waived until the insured child reaches age 25².

Flexible payments to suit your financial needs

You have total control to determine and to change the premium amount, payment mode, or even the payment period at any time to match your financial status³. You may also reduce the premium amount or even skip payments once the cash value is sufficient to cover policy charges. Additional premium payments can be made for investment on top of the regular premium, in any amount you choose.

For enquiries, please call our Bank By Phone at 0800 555 or visit our branches.

Remarks:

1. Cash withdrawals will be subject to a withdrawal charge. Please refer to Principal Brochure for details.
2. The Payor's Benefit will be terminated when the insured reaches age 25; or when the policyowner reaches age 65, whichever is earlier.
3. Current requirement on the minimum yearly target premium is USD500. Decrease in yearly target premium will trigger a surrender charge, for details, please refer to the Principal Brochure.

The above content contains general information only. For full details and charges of the plan, please refer to the Principal Brochure. For detailed terms and conditions, please refer to policy provisions. China Construction Bank (Macau) is an appointed insurance agent (Corporate body established in Macau) of MassMutual Asia Ltd. ("MassMutual Asia"). This plan is underwritten by MassMutual Asia, an authorized insurer approved by the Office of the Commissioner of Insurance of Hong Kong.

Important information:

Investors should remember that each investment fund is subject to market and exchange rate fluctuations and to the risks inherent in all investments. Past performance is not indicative of future performance. The price of funds may go down as well as up. This website is for information purposes only and does not constitute an offer or solicitation for the purchase or sales of any funds or insurance. Please refer to the Principal Brochure for details.

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