You may want to enjoy a flexible insurance plan and achieve potentially greater long-term returns at the same time. China Construction Bank (Macau) proudly presents MassMutual Asia Ltd.'s FLEXI-Invest Insurance Plan which is a perfect complement to your current insurance and investment portfolio - with flexible features to give you both protection and total control over your finances.
Flexible protection with privilege premium rate
Allows you the flexibility to adjust your coverage by increasing or reducing the sum insured without the inconvenience of taking out a new policy1.
Flexible investment choice
Gives you the option of having your preferred investment funds invest your money in global markets - with potentially greater returns.
Flexible premium contributions
Premium contributions can be increased at any time to suit your individual financial circumstances and savings needs.
Premium holiday offers added flexibility
You can enjoy premium holiday provided that the policy has accumulated a cash value. You can reduce or skip premium payments, as long as the cash value2 of the policy is sufficient to cover any policy charges. Your life protection will not be affected and no interest payment will be required for skipping premium payments.
Easy withdrawal to cope with emergencies
Offers you total freedom to redeem your funds for cash once the policy has accumulated a cash value3.
Extra bonus offering potentially greater returns
Offers you extra bonuses on the 20th policy anniversary and every five years thereafter.
For enquiries, please call our
Bank By Phone at 0800 555 or visit our branches.
Remarks:
- Evidence of insurability is required for any increase in the sum insured, and any decrease in the sum insured will be subject to a surrender charge. Please refer to the Principal Brochure for details.
- Policy value is equal to the number of fund units multiplied by the bid price of the units, and cash value is equal to the policy value less the surrender charge whenever applicable to the policy.
- Withdrawals will be subject to a withdrawal charge, please refer to the Principal Brochure for details.
The above content contains general
information only. For full details and charges of the plan,
please refer to the Principal Brochure. For detailed terms
and conditions, please refer to policy provisions. China
Construction Bank (Macau) is an appointed insurance agent
(Corporate body established in Macao) of MassMutual Asia
Ltd. ("MassMutual Asia"). This plan
is underwritten by MassMutual Asia, an authorized insurer
approved by the Office of the Commissioner of Insurance
of Hong Kong.
Important information:
Investors should remember that each investment fund is subject to market and exchange rate fluctuations and to the risks inherent in all investments. Past performance is not indicative of future performance. The price of funds may go down as well as up. This website is for information purposes only and does not constitute an offer or solicitation for the purchase or sales of any funds or insurance. Please refer to the Principal Brochure for details.
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