To let you enjoy a worry-free
retirement and lifelong fixed income, China Construction Bank (Macau)
proudly presents MassMutual Asia Ltd.'s Flexi-Annuity Savings
Plan. You don't need to be a civil servant to enjoy the
many advantages of lifelong income in your golden years!
Advantages
- Guarantees you a lifetime fixed-income monthly annuity
even if you live to be over 90, 100 or even 110 years
old, leaving you with nothing to worry about but to enjoy
your golden years. You have total freedom to determine
when to exercise the annuity option and convert the cash
value into a lifetime fixed-income monthly annuity for
life1.
- Provides you with the widest range of annuity options
in the market to meet all your needs whatever the future
may bring.
| Option
1 |
- |
Lifetime fixed-income annuity |
| Option
2 |
- |
"Lifetime
fixed-income annuity with 10 years or 15 years guaranteed
payment" |
| Option
3 |
- |
Joint
annuitant fixed-income lifetime annuity |
| |
|
You have
the option of sharing a 100% fixed-income annuity
with your spouse2.
In the event of the death of either annuitant, the
other will continue to receive 50% of the annuity
for the rest of his/her life. |
- Higher returns - Provides extra bonuses at compound
rates.
- Provides guaranteed interest rate3.
- Permits flexible premium payments and cash withdrawals
to suit your needs.
For enquiries, please call our
Bank By Phone at 0800 555 or visit our branches.
Remarks:
- The earliest annuity date is at the 10th policy anniversary or the policy anniversary on which the insured has reached age 55, whichever is later. Current requirement on minimum cash value for annuity conversion is USD10,000.
- Current requirement of the age of spouse when exercising the "joint annuitant fixed-amount lifetime annuity" option is 40 or above.
- The "guaranteed interest rate" is only applicable to a policy that has been in force for 15 years or more.
The above contains general information only. For full details, please refer to policy document. China Construction Bank (Macau) is an appointed insurance agent (Corporate body established in Macao) of MassMutual Asia Ltd. ("MassMutual Asia"). This plan is underwritten by MassMutual Asia, an authorized insurer approved by the Office of the Commissioner of Insurance of Hong Kong.
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