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To secure what you have
today and prepare for the future, good planning is
always necessary. China Construction Bank (Macau) proudly
presents MassMutual Asia Ltd's Lady Health Benefit
plan that takes care of your needs at different life
stages.
Extensive Coverage
The Plan covers 4 Female Critical Illnesses, 8
Common Female Illnesses, 7 benefits for Complications
from Pregnancy Cover, 14 benefits for Congenital Anomalies,
and Reconstructive Surgery benefit1.
Free Health Check-Up
A free health check-up will be provided for you after the first policy anniversary and every two years thereafter, up to age 75. Four plans, suitable for the unmarried, for females preparing for marriage, for the married and the elderly, are designed to give you the most appropriate healthcare program at different stages of your life.
Lifelong Benefit
Offers protection up to the Insured's 100th birthday. Best of all, the plan is guaranteed to be renewed every five years.
Medi-Net Pro
Through our unique Medi-Net Pro2, Lady Health Benefit offers you access to a second medical opinion, enabling you to seek alternative professional advice on an illness from renowned medical specialists at various specialist US hospitals and on the methods of treatment available.
Furthermore, MediNet Pro will, upon request, refer the Insured to a hospital network in the USA or Canada delivering the best possible treatment at a discounted price, should the Insured suffer from any illness covered by the plan.
For enquiries, please call
our Bank By Phone at 0800 555 or visit our branches.
Important Notes:
To keep this plan as economical as possible, certain
circumstances are not covered by Lady Health Benefit.
These include, for example, pre-existing conditions;
any female illness or female critical illness which
occurs within 60 days of Effective Date of Coverage;
any pregnancy complication or congenital anomaly which
occurs within 300 days of Effective Date of Coverage;
if, after the diagnosis of Female Illness or Complication
of Pregnancy, the Insured dies within 30 days; if,
after the diagnosis of a Congenital Anomaly, the child
dies within 30 days; suicide or self-inflicted injuries;
intoxication by alcohol or drugs; inhaling gas; illegal
acts; AIDS.
Remarks:
- Within the benefit term, each particular benefit type can be claimed once only.
- MediNet Pro is provided by Inter Partner Assistance
Hong Kong Ltd. The current administration fee for
each Second Medical Opinion is HKD500. For each
referral for medical treatment in the USA / Canada,
the current administration fee is USD500. The Insured
is also responsible for paying the administration
fee and for any medical treatment and other related
costs in the USA / Canada. Inter Partner Assistance
Hong Kong Ltd. reserves the right to review the
price and the number of hospitals from time to time.
The above contains general information only. For full details, please refer to policy document. China Construction Bank (Macau) is an appointed insurance agent (Corporate body established in Macao) of MassMutual Asia Ltd. ("MassMutual Asia"). This plan is underwritten by MassMutual Asia, an authorized insurer approved by the Office of the Commissioner of Insurance of Hong Kong.
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