Frequently Asked Questions



What do I need to prepare before applying for a loan?

You should understand your financial situation first and review your repayment ability in order to decide the requested loan amount. Our staff can help you to learn more.



How much can I borrow?

The loan amount depends on your need and your repayment ability, which is calculated based on your monthly incomes and liabilities, the loan tenor, etc.



How to choose a repayment period that suitable for me?

Our loan installment calculator can help you to select the repayment period that fit your needs.


Why should I choose China Construction Bank (Macau) to borrow the loan?

It's because China Construction Bank (Macau) offers you a wide range of loan products at a very competitive interest rate. The loan products include Mortgage Loan, Auto Loan and Small Business Loan.