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Do you need more financial
flexibility for your business expansion? Our Small
Business Loan can be a powerful business tool for
you. With our competitive terms and tailor-made services,
we can provide you the support you need to improve
your cash flow when the right opportunity comes along.
Our Small Business Loan provides you with the right amount of support at your request. The loan amount ranges from a minimum of MOP/HKD200,000 to up to MOP/HKD7,500,000. Here's a table for your easy reference of loan amount against asset held with China Construction Bank (Macau):
| Assets Held |
Maximum
Loan Ratio*
|
| Deposits of MOP/HKD |
95% |
| Deposits of Other Currencies |
90% |
| Standby Letters of Credit |
100% |
| Real Estate |
70% |
| Hang Seng Index Shares |
70% |
| *Loan
ratio for real estate and shares can be
up to 120% in the case the loan is for trade
finance. |
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Your choice of terms
You can arrange for your loan as an overdraft facility, trade finance or term loan. For term loan, your repayment period can be extended up to 120 months.
For enquiries, please call
our Commercial Credit Department at 8396 9626 or visit
our branches.
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