註 Remarks:
1. 分期付款總額將於成功申請後三個工作天內於賬戶誌賬，為免衍生逾期費用，請在顯示有關零售交易之月結單上所指明的到期繳款日前四個工作天(不包括星期六) 內申請。
Total Installment Amount will be credited to the account within 3 working days after successful application. To avoid potential late payment fee, please submit application 4 working days (excluding Saturdays) prior to the Payment Due Date as specified in the Statement of Account where the relevant Eligible Transaction(s) first appears.
2. 指定簽賬之積分獎賞上限 – 每曆年度（由1月1日至12月31日）（「曆年」）繳交保險公司之任何 費用及網上繳費交易所累積的積分上限合共為信用卡賬戶獲批核之最新綜合信用額（並不適 用於臨時加額之信用額）之12倍（交保費賺信用卡積分不包括虛擬信用卡）。
BONUS POINT CAP ON DESIGNATED TRANSACTIONS - The total Bonus Points earned for each calendar year (From 1 January to 31 December) (“Calendar Year”) will be capped at 12 times of the latest approved combined credit limit (not applicable to temporary increase in credit limit) for transaction(s) of online bill payment(s) and payment(s) to insurance companies (pay Insurance Premium to earn Bonus Points not applicable to virtual credit cards).
3. 我們的實際年利率("APR")之計算方法以香港銀行公會所提供之計算方法作依據, 並已約至小數點後兩個位。實際年利率是一個參考利率，以年化利率展示出包括銀行產品的基本利率及其他適用的費用與收費。
Our Annualized Percentage Rate (“APR”) is calculated according to the standard of Hong Kong Association of Banks and is rounded to the nearest two decimal places. An APR is a reference rate which includes the basic interest rates and other applicable fees and charges of the product expressed as an annualized rate.
4. 每月利率0.30%之實際年利率("APR")計算如下：6個月還款期為6.32%，12個月還款期為6.78%，18個月還款期為6.93%，24個月還款期為6.98%，36個月還款期為7.00%，48個月還款期為 6.97%，60個月還款期為6.92%。
The Annualized Percentage Rate (“APR”) for monthly interest rate 0.30% is calculated as follows: 6-month repayment period is 6.32%, 12-month repayment period is 6.78%, 18-month repayment period is 6.93%, 24-month repayment period is 6.98%, 36-month repayment period is 7.00%, 48-month repayment period is 6.97%, 60-month repayment period is 6.92%.
5. 以客戶於同一月結單內繳交保費港幣120,000元分期總金額，60個月分期及0.30%每月利率計算。
Calculated by Card members settle Insurance Policies Premium total installment amount of HKD120,000 within same statement, repayable by 60 monthly installments and a Monthly Interest Rate of 0.30%.
6. 辦公時間為星期一至五（上午9:00 - 晚上8:00）、星期六（上午9:00 - 下午1:00）、星期日及公眾假期休息。
Office Hours: Monday – Friday: 9:00am – 8:00pm, Saturday: 9:00am – 1:00pm, closed on Sunday and public holidays.
本計劃須受條款及細則約束，詳情請按此參閱有關之條款及細則。
This Program is subject to Terms and Conditions. Please click here for the Terms and Conditions for details.
請按此參閱分期貸款產品資料概要及提前清還說明例子
Please click here for Key Facts Statement (KFS) for Installment Loan and Illustration Example of Making Early Repayment.
請按此參閱常見問題
Please click here for the Frequently-Asked-Questions.

請按此參閱中國建設銀行（亞洲）股份有限公司之《有關個人資料（私隱）條例之客戶通告》。
Please click here to view China Construction Bank (Asia) Corporation Limited “Notice to Customers relating to the Personal Data (Privacy) Ordinance”.

中國建設銀行（亞洲）股份有限公司
地址：香港九龍灣宏照道18號中國建設銀行中心 / 電話：317 95533 / 電郵：按cs_contact@asia.ccb.com。
China Construction Bank (Asia) Corporation Limited
Address: CCB Centre, 18 Wang Chiu Road, Kowloon Bay, Hong Kong / Tel. No.: 317 95533 / Email: cs_contact@asia.ccb.com.

若  閣下不希望收取本行的促銷資訊，請致電317 95533或電郵至cs_contact@asia.ccb.com。閣下可於提出要求時表明 閣下選擇不收取促銷資訊的產品類別及渠道。本行將於收到 閣下的要求後，安排停止把 閣下的個人資料用作直接促銷，而此安排毋須收取任何費用。
If you do not wish your personal data to be used in our direct marketing, please call 317 95533 or email cs_contact@asia.ccb.com. You may specify in your request the product types and the delivery channels you would like to withdraw. Upon receipt of your request, we will arrange to cease to use your personal data in our direct marketing without charge.

保安提示：
本行採用高度安全標準及程序以防止客戶資料未經授權而外洩。本行絕對不會透過電郵或電郵中之超連結要求客戶核實個人及 / 或戶口資料（例如身份證號碼、密碼或戶口號碼等）。客戶應透過本行之官方網站網域地址 (www.asia.ccb.com) 與本行聯絡，而並非透過此等電郵或超連結。如客戶收到此等電郵，請立即致電
317 95533 聯絡本行。
Security Reminder:
Our bank maintains strict security standards and procedures to prevent unauthorised access to customer information. We will never ask our customers to validate their personal and/or account related information (e.g. ID number, passwords or account number) by emails or through any hyperlinks embedded in such emails. You are advised only to contact us through our official website domain address (www.asia.ccb.com) and not to use any such emails or hyperlinks. Please report immediately to us on 317 95533 if you receive any such email.


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