Employer Payroll Autopay Service

China Construction Bank (Asia) (“our Bank”) offers Employer Payroll Autopay Service with an array of financial management and service privileges. You can now focus in managing your business and exploring every opportunity. Putting your business ahead with your employee.

Real-time Salary Payment

Utilizing Fast Payment System (FPS), no matter it is our Bank accounts or any other local Hong Kong bank accounts, your employees can receive their salary on real-time basis. Besides our bank offer flexible payment solution, you can also use mobile number or email address for payroll transactions.

RMB and HKD Payroll Service

Both you and your employees can choose to make payroll in RMB and HKD to enjoy flexible financial management solution.

Substantial Cost Savings

Using Online Employer Payroll Autopay Service could save your time and human resources to handle large amounts of cash or checks. Moreover, free Online Banking payroll platform and payroll software provided by us help you save system development cost.

Strengthen Internal Control

Together with our Bank’s Online Enterprise Banking Services, you can realize separation of duties by assigning different personnel with different roles in the whole payment process to reduce internal operational risks.

Low Service Fee

Services	Fees
Credit payroll to employee's account at China Construction Bank (Asia)	HK$0.3 / RMB0.25 per transaction*
Credit payroll to employee's account at other bank	HK$1.5 per transaction*
Minimum Service Fee	HK$30 / RMB25 per Online Submission^

* If a single transaction consists of combined payment in both HKD and RMB, service fee on the respective HKD payment transaction will be charged

^ Applicable when the total amount of payroll payment in both HKD and RMB are lower than the minimum charge

RMB Currency Risk
RMB is subject to the PRC government's control (for example, exchange restrictions). Besides, there is no guarantee that RMB will not depreciate. If customers convert Hong Kong Dollar or any other currency into RMB so as to invest in RMB denominated investment products and subsequently convert the RMB redemption proceeds back into Hong Kong Dollar or any other currency, you may suffer a loss if RMB depreciates against Hong Kong Dollar or other currency.