Terms & Conditions


Terms and Conditions for “Chill” Spending Installment Visa Cardmember Top Up Offer (“Program”):
  1. THE PROGRAM – This Program is only applicable for Visa Credit Cards (“Eligible Card(s)”) issued by China Construction Bank (Asia) Corporation Limited ( the “Bank”, “we”, “us” or “our”) and is applicable to principal cardmembers (“Cardmember(s)”, “you”), who successfully applied CCB (Asia) Credit Card “Chill” Spending Installment Program ("Spending Installment Program") and approved by us with applications made within the period from October 1, 2022 to September 30, 2022 (both dates inclusive) ("Promotion Period").
  2. ELIGIBILITY – During the Promotion Period, Cardmember who successfully registered and applied the Spending Installment Program via any channel and fulfilled the below installment amount requirement shall be entitled to the cash rebate (“Rebate”) as listed in the below table:
    Installment Amount Cash Rebate Amount
    HKD9,000 – HKD29,999 HKD100
    HKD30,000 – HKD99,999 HKD200
    HKD 100,000 or above HKD500
  3. RESTRICTIONS – The quota of the program is limited to 500. The offer is available on a first-come-first-served basis while quota last. To be eligible to the Rebate, tenor must be 12 months or above. The Rebate will be awarded based on the earliest spending during the Promotion Period. Should there be more than 1 application on the same day, the application with higher amount will be counted. Each Cardmember can receive the Rebate once during the Promotion Period. Spending Installment Program has to remain valid and in good standing at the time of fulfillment in order to be eligible for the Rebate.
  4. NOTIFICATION OF THE REWARDS – The Rebate will be credited to eligible principal card accounts used to apply for the spending installment application on or before January 31, 2023. The Rebate can only be applied against the outstanding in card account statement and cannot be converted into cash, and/ or withdrawn as cash advance nor transferable.
  5. OUR RECORD PREVAILS – Cardmembers’ eligibility for the Offer shall be determined by the Bank at its sole discretion based on the Bank’s record. Our records of your Rewards earned under the Program and all our decisions shall be final and binding upon you.
  6. RIGHT TO VARY, ETC. – We reserve the right to vary the Program and/or these Terms and Conditions, or to replace, cancel or withdraw the Program, at our discretion at any time without giving you prior notice.
  7. FINAL DECISION – We may terminate or withdraw the Program at any time without notice and have the final decision in all matters and disputes in relation to the Program, and may vary any relevant details and these Terms and Conditions. We shall not be responsible or liable for any claims or liability in relation to use of the Program howsoever suffered or incurred by any Applicant or other person.
  8. ENGLISH VERSION PREVAILS – In case of any inconsistency between English and Chinese versions of these Terms and Conditions, the English version shall prevail.


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