Terms & Conditions


Terms and Conditions for CCB (Asia) Credit Card – “Cash Out Installment” Cash Rebate Program (Nov – Dec 2022) (the “Program”):
  1. THE PROGRAM – The promotion period of the Program is from November 21, 2022 to December 31, 2022 (both dates inclusive) (“Promotion Period”). The Program is only available to selected principal cardmembers (“Cardmembers”, “you” or “your”) holding valid credit cards (except Business Card and UnionPay Dual Currency Credit Card RMB Account) (“Eligible Card(s)”) issued by China Construction Bank (Asia) Corporation Limited ( the “Bank”, “we”, “us” or “our”) and the Program is only available to principal Cardmembers who successfully submitted their application via Online Banking or Mobile Banking within the Promotion Period and obtained approval by the Bank. For the eligibility of the selected customer, please call our Customer Service Hotline at 317 95533.
  2. ELIGIBILITY & CASH REBATE – During the Promotion Period, Cardmember will be entitled to 3% cash rebate of the total cash out installment amount (“Cash Rebate”) (“Total Cash Out Installment Amount”) when all the below requirements have been met. The maximum Cash Rebate is HKD3,000 per Cardmember during the Promotion Period.
    1. Principal Cardmember who successfully submitted their application of Cash Out Installment via Online Banking or Mobile Banking within the Promotion Period and obtained approval by the Bank (based on approval date);
    2. Total Cash Out Installment Amount of HKD50,000 or above;
    3. Monthly interest rates of 0.15% or above and with tenor of 12-month or more.
  3. NOTIFICATION OF THE REWARDS – The Cash Rebate will be credited to eligible principal card accounts on or before February 28, 2023. The Cash Rebate can only be applied against the outstanding in card account statement and cannot be converted into cash, and/ or withdrawn as cash advance nor transferable.
  4. OUR RECORD PREVAILS – Cardmembers’ eligibility for the Cash Rebate shall be determined by the Bank at its sole discretion based on the Bank’s record. Our records of your Cash Rebate earned under the Program and all our decisions shall be final and binding upon you.
  5. TERMS and CONDITIONS APPLIED – Terms and Conditions of CCB (Asia) Credit Card “Cash Out Installment Program” is applied and applicable to this Program.
  6. RIGHT TO VARY, ETC. – We reserve the right to vary the Program and/or these Terms and Conditions, or to replace, cancel or withdraw the Program, at our discretion at any time without giving you prior notice.
  7. FINAL DECISION – We retain the final decision in any differences or disputes under the Program, and shall not be responsible or liable for any claims or liability resulting from any Cardmember's participation in the Program howsoever suffered or incurred.
  8. ENGLISH VERSION PREVAILS – In case of any inconsistency between English and Chinese versions of these Terms and Conditions, the English version shall prevail.


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