Liquidity Management and Deposit Value-added Services

Cash Pooling Services

• Local Real-time Cash Pooling

• CCBA provides a cash pooling service to help fund consolidation between parent company and subsidiaries. This service is well supported by CCBA’s advanced online banking system. Accounts in the cash pool are linked in a hierarchical manner and thus to achieve remote supervision and payment control, in order to reduce dependence on external financing, and maximize group’s fund return.

  
  
• Global Cash Pooling

• Multinational enterprise group could consolidate and mobilize funds in RMB or foreign currencies between China and HK subsidiaries with CCBA’s global cash pooling service to support your global financial needs.

  
  

Deposit Services

• Interest Enhancement Notional Pooling

• CCBA’s Interest Enhancement Notional Pooling considers the total balance of all group’s member (i.e. including multi-currency account) within the cash pool to determine the applicate interest rate, hence all participating accounts can enjoy enhanced interest when the consolidated balance reaches the required level. The service maximizes the efficiency and return of your working capital.

  
  
• Interest Enhancement Current Account

• CCBA’s Interest Enhancement Current Account provides customer with tiered enhanced interest rate in the single currency current account according to the level of the account balance.

  
  
• Flexible Time Deposit

• CCBA’s Flexible Time Deposit offers predetermines favorable interest rate with flexible deposit period, compared to traditional term deposits. This service could maximize interest income without compromising liquidity.

  
  

Please contact our relationship managers for further enquiries.