Treasury Products

Tailor-made treasury products and services

Important Notes:
- Some FX products are structured products involving derivatives. Some mutual funds, bonds and FX products may involve derivatives. The investment decision is yours but you should not invest in an investment product unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives.
- Investment products are not equivalent to or alternative of time deposits. They are not protected deposits, and are not protected by the Deposit Protection Scheme in Hong Kong.
- Please click here to view the summary of the Bank’s Best Execution Policy.

As a trustworthy business partner, China Construction Bank (Asia) is dedicated to providing customers with our professional advice. We offer tailor-made treasury products and services including:


Capital Market

  • Bond Investment and Trading
  • Debt Securities Issuance
  • Debt Capital Market

Foreign Exchange Market

  • FX Spot
  • FX Forward
  • FX Swap
  • RMB Exchange for Trade-related Transactions

Derivative Market

  • Interest Rate Swap
  • Cross Currency and Interest Rate Swap

Money Market

  • Inter-bank Lending and Borrowing
  • Repo and Reverse Repo
  • Inter-bank Deposit
  • FX Swap

Personal and SME Customers Products

  • FX Linked Deposit - Principal Protected Deposit
  • FX Linked Deposit - High Yield Deposit
  • Swap Deposit
  • Equity Linked Products
  • Currency Switching
  • Paper Gold

Please contact our relationship managers for any enquiries.


Risk Disclosure
Investment involves risks. The prices of investment products fluctuate, sometimes dramatically, and may become valueless. Investors should not invest based on this website alone. Before making any investment decisions, customers should consult their own independent financial advisors and read the relevant offering documents for further details including the risk factors in order to ensure that they fully understand the risks associated with the investment products.
Important Notice to Customers: FX Disclosure Statement

Securities Trading
It is as likely that losses will be incurred rather than profits made as a result of buying and selling securities.

FX linked deposit
FX linked deposit is an unlisted investment product and subject to the credit and insolvency risk of the Bank. Its return is limited to the interest payable, which will be dependent on movements in some linked exchange rate. Exchange rates are affected by a wide range of factors, including international finance, economics, politics, central banks and other bodies intervention and natural events, and may rise or fall rapidly. Whilst the possible return may be higher than conventional time deposits, it is normally associated with higher risks. When the fluctuation of the linked exchange rates differs from what the customer expected, the customer may have to bear the loss. While some FX linked deposit types are principal-protected conditionally, others are not principal-protected. FX linked deposit is not the same as investing in its linked currency. It is not protected by the Investor Compensation Fund. If the FX linked deposit is approved by the Bank to be withdrawn before its maturity, the customer may also need to bear the costs involved which may reduce the return and the principal amount of FX linked deposit he may get back. There is no secondary market for the FX linked deposit and it is not collateralized. The Bank can early terminate FX linked deposit. FX linked deposit is not a protected deposit and is not protected by the Deposit Protection Scheme.

Structured equity-linked products
Investment in structured equity-linked products involves substantial risks including market risks, liquidity risks, risks relating to changes in market conditions, counterparty risks, and the risks that the issuer(s) will be unable to satisfy its obligations under the structured equity-linked products. Customers should recognize that their structured equity-linked products may mature worthless. While the maximum return on a structured equity-linked product is usually limited to a predetermined amount of cash, an investor stands to potentially loss up to the entire investment amount if the underlying stock price moves substantially against the investor’s view.

Currency switching
Currency exchange rates are affected by a wide range of factors, including national and international financial and economic conditions and political and natural events. The effect of normal market forces may at times be countered by intervention by central banks and other bodies. At times, exchange rates, and prices linked to such rates, may rise or fall rapidly.

RMB Currency Risk
RMB is subject to the PRC government's control (for example, exchange restrictions). Besides, there is no guarantee that RMB will not depreciate. If customers convert Hong Kong Dollar or any other currency into RMB so as to invest in RMB denominated investment products and subsequently convert the RMB redemption proceeds back into Hong Kong Dollar or any other currency, you may suffer a loss if RMB depreciates against Hong Kong Dollar or other currency.

Disclaimer
This webpage does not constitute advice to buy or sell, or an offer with respect to any investment products. Any offer, invitation or recommendation to any customers to enter into any investment transaction does not constitute any prediction of likely future movements in prices of any investment products. This webpage are issued by China Construction Bank (Asia) Corporation Limited which is a licensed bank regulated by the Hong Kong Monetary Authority. This webpage has not been reviewed by the Securities and Futures Commission or any other regulatory authorities in Hong Kong.