Notes

Portfolio Overview covers only the following products: Gold, Mutual Fund, Equity Linked Investment products, Securities, Bonds, FX Linked Deposit, Checking and Savings, Time Deposits, Home Mortgage Loan, Personal Loan, Car Park Loan, Auto Loan, Credit Card and Overdraft Account. Products that are not named in the list above are not covered.

The value of Total Liabilities shown in the Portfolio Overview includes the total debit balance of all Credit Cards, Loan products and Overdraft Account. Any credit balance of Credit Cards is neither included in the value of Total Liabilities nor the value of Total Assets in the Portfolio Overview.

For investment products including among others, Mutual Funds, Equity Linked Investment products, Securities Trading, Bonds, FX Linked Deposit, the value of Total Assets shown in the Portfolio Overview includes settled orders only. The unsettled redeemed unit(s) has/have been included. For investment products, the credit and debit account balance of the settled orders may result discrepancy in a short period of time due to systems data update time gap.

All information (including those mentioned in Total Assets and Total Liabilities) shown in the Portfolio Overview are for reference only. The exchange rate of currency conversion is calculated on basis of the Bank’s reference value of the day(“Designated Exchange Rate”). It may differ from the actual and current value of the specific product(s).

For Mutual Fund account, the reference value of the relevant products is calculated based on the fund price provided to the Bank by third party information provider(s) and the Bank's designated exchange rate from time to time, and they may be different from those shown on the Bank’s Online Banking and Mobile Banking platforms, the relevant bank statement(s) or any other records.

For Securities Trading account, the reference value of the relevant products is calculated based on the Stock Quantity held in your account and Reference Stock Price as quoted. Stock Quantity is your settled holdings as of the current trading day. The Reference Stock Price is the closing price from previous trading day as at information retrieve date of the Portfolio Overview. The Reference Stock Price is provided to the Bank by third party information provider(s) and is for reference only. Please note that the values of Securities Margin, Collateral and Share Financing are being counted as part of the Total Assets only in the Portfolio Overview. For Securities Trading accounts held by joint holders, the relevant holdings will only be shown in the Portfolio Overview of the principal account holder.

For Structured Equity Linked Investment account, the reference value of the relevant products is calculated based on the Nominal Value, MTM and Exchange Rate of the Structured Equity Linked Investment products as received from time to time. MTM is the bid price provided by the note issuer and / or in the market and for customer’s reference only.