Checking Account

Keep your spending in check
with a convenient form of payment

With our low minimum deposits requirement, it’s easy to open a HKD, USD or RMB Checking Account. Our Renminbi Checking Account enables you to issue checks in Guangdong Province, including Shenzhen.

Hong Kong Dollar Checking Account

US Dollar Checking Account

  • Minimum opening deposit of USD500
  • Monthly statement detailing all account activities

Renminbi Checking Account

  • Minimum opening deposit of RMB1,000
  • Free to issue RMB checks in Hong Kong
  • Checks issued in Guangdong Province (including Shenzhen) have to be for payment of consumer expenses and should not exceed the aggregate amount of RMB 80,000 per account per day *
  • Monthly statement detailing all account activities

    * Applicable to Hong Kong Identity Card holders only


Don't be tempted by quick money. Don't sell your account.

Risk Disclosure
RMB Currency Risk
RMB is currently not freely convertible and is subject to exchange controls and restrictions (which are subject to changes from time to time without notice). You should consider and understand the possible impact on your liquidity of RMB funds in advance. The fluctuation in the exchange rate of RMB may result in losses in the event that you convert RMB into other currencies. Onshore RMB and offshore RMB are traded in different and separate markets operating under different regulations and independent liquidity pool with different exchange rates. Their exchange rate movements may deviate significantly from each other.

Currency switching
Currency exchange rates are affected by a wide range of factors, including, among others, national and international financial and economic conditions and political and natural events. The effect of normal market forces may at times be countered by intervention by central banks and other bodies. At times, exchange rates, and prices linked to such rates, may rise or fall rapidly.