Customer Referral Program

Enjoy up to HK$1,500 reward for referral of new customer! Share the joy of unlimited rewards together!

Refer your family and friends, share the joy of unlimited rewards together! From now until February 28, 2021, existing customer who successfully refers a new customer1 to open a Designated Bank Account2 and/or join Packaged Banking service may enjoy up to HK$1,500 reward!

New Customer1 Referral Reward

Each successful referral of new customer1 to enroll banking service below can enjoy cash reward3:

Banking Service Cash Reward
PREMIER SELECT HK$1,500
PREMIER BANKING HK$1,000
WISE BANKING HK$300
GENERAL BANKING2
(only applicable to online referral)
HK$100

Register as a Referrer online; it’s that easy and convenient!

3 Simple Steps for Online Referral

Register as a referrer

1. Register as a referrer

▸ Click the above button and submit online registration form with your name, mobile phone number and/or email address.

next step

Share the referral link to your family and friends

2. Share the referral link to your family and friends

▸ Receive a dedicated referral link through email and/or SMS after registration.

▸ Referrer may share the referral link to family and friends.

next step

Referee open an account after submitting online referral form

3. Referee open an account after submitting online referral form

▸ Through the dedicated referral link, referee may fill his/her name and mobile phone number on the online referral form for submission.

▸ During the promotion period, Referee opens Designated Bank Account via branch or e-Account Service and/or join Packaged Banking service, after which the referrer may enjoy referral reward!

▸ Referee become a new Packaged Banking customer and can enjoy extraordinary welcome privileges, click here for more details.



e-Account Service – Hassle-free Account Opening
Anytime, Anywhere

e-Account Service – Hassle-free Account Opening Anytime, Anywhere

Family and friends referred can apply for an account via e-Account Service when staying home, and enjoy exclusive reward up to HK$1,2004
Click here to learn more.

Enquiry Hotline : 2903 8303

1New customer must not maintain any account or any banking products or services in sole name or joint name (excluding Credit Card Account) with the Bank in the past 12 months from the date of opening the Designated Account and/or joining the Packaged Banking Service and must not be a staff of the Bank.
2Open a HKD Checking / Savings account.
3New customer is required to sign up for Online Personal Banking Service or apply for a UnionPay Dual Currency Debit Card. Online Personal Banking Service includes Online Banking PIN activation and first-time login to Online Personal Banking, while applying for a UnionPay Dual Currency Debit card includes usage of the card at least once successfully.
4Applicable to eligible customer only. e-Account Service currently does not support the new smart HKID introduced on November 26, 2018. For more details and terms and conditions, please refer to "e-Account Service Promotion" website at www.asia.ccb.com/hk/eaccount/en.

Remark: The offers are bound by related terms and conditions, please refer to the following terms and conditions or contact our staff for details.


Terms & Conditions
Customer Referral Program (“The Program”) Terms and Conditions

A. General Terms and Conditions
  1. The promotion period of the Program is from November 9, 2020 to February 28, 2021 (both dates inclusive) ("Promotion Period").
  2. If Referrer successfully refers a new customer to open a HKD Checking / Savings Account (“Designated Account”) and / or join PREMIER SELECT/ PREMIER BANKING/ WISE BANKING (“Packaged Banking Service”) with China Construction Bank (Asia) Corporation Limited (the “Bank”) during the Promotion Period (“Referee”), Referrer may enjoy the Referral Reward as specified under Section B below.
  3. The Referrer must be an existing customer of the Bank, must not be the staff of the Bank and the staff of the subsidiary companies of China Construction Bank.
  4. The Referee must not maintain any account or any banking products or services in sole name or joint name (excluding Credit Card Account) with the Bank in the past 12 months from the date of opening the Designated Account and / or joining the Packaged Banking Service, and must not be a staff of the Bank.
  5. The Referee who joins Packaged Banking Service must maintain the minimum Daily Average Combined Balance (i.e. the aggregate amount of deposits and other wealth management products less the amount of outstanding unpaid temporary overdrafts) of HK$100,000 (for WISE BANKING customer) / HK$1,000,000 (for PREMIER BANKING customer) / HK$5,000,000 (for PREMIER SELECT customer) equivalent or above for at least 2 months after the date of joining the Packaged Banking Service.
  6. The Referee must successfully sign up for Online Personal Banking Service (includes Online Banking PIN activation and first-time login to Online Personal Banking) or apply for a UnionPay Dual Currency Debit Card including usage of the card at least once successfully within the specific period below. Specific period to logon to Online Personal Banking Service or usage of UnionPay Dual Currency Debit Card are as follows:
    Promotion Period Date of opening Designated Account and / or enrollment of Packaged Banking Service by the Referee Specific period for logging on to Online Personal Banking Service or usage of UnionPay Dual Currency Debit Card
    First promotional period November 9, 2020 to December 31, 2020 On or before February 28, 2021
    Second promotional period January 1, 2021 to February 28, 2021 On or before April 30, 2021
  7. The Customer-Get-Customer Referral Form must be filled-in by the Referee and successfully submitted to any consumer branch(es) of the Bank (only applicable to the Referee who joins Packaged Banking Service) or submitted via the website of the Bank prior to or on the same day of opening Designated Account and / or joining Packaged Banking Service by the Referee (as determined in accordance with the Bank’s record).
  8. To submit the Customer-Get-Customer Referral Form via the website of the Bank. Referrer and Referee must fulfill the following requirements:
    1. Referrer must complete and submit a Referrer Registration Form via www.ccbasia-campaign.com.
    2. After submitting the Referrer Registration Form, Referrer will receive a dedicated referral link via Email and/or MMS. Referrer must forward the dedicated referral link to the Referee.
    3. Referee must complete and submit the Customer-Get-Customer Referral Form via the dedicated referral link of Referrer prior to or on the same day of opening Designated Account and / or joining Packaged Banking Service.
  9. To be eligible to the Referral Reward, Referrer and Referee must provide accurate name (must be same as identification document) and mobile phone number (must be same as the Bank’s record) on the Referrer Registration Form and Customer-Get-Customer Referral Form.
  10. Referrer and Referee cannot refer each other. The Referrer and the Referee cannot be the same person. If the Referee opens Designated Account and / or joins Packaged Banking Service under joint name with the Bank, the Referrer is eligible for Referral Reward once only. If the Referrer is one of the account holders of the new Designated Account and / or Packaged Banking Service account under joint name, he / she is not eligible to the Referral Reward.
  11. The Referrer must maintain a valid HKD Checking / Savings account or principal credit card account with the Bank and the Referee must maintain the Designated Account and / or the respective Packaged Banking Service status (if applicable) at the time that the Referral Reward are credited. Otherwise, the Referral Reward will be forfeited and will not be provided to the Referrer through any other means.
  12. The Program cannot be used in conjunction with other referral promotion offers of the Bank, the Bank reserves the right to grant partial or all of offers entitled by the Customer.
  13. The Bank reserves the right to contact the Referrer to verify the Referrer information. The information is only used for confirming the eligibility of reward entitlement.
  14. Customer is also bound by relevant terms and conditions for the banking products and services under the Program, please refer to the relevant promotional materials or visit the official website of the Bank or contact our staff for details. In the event of any inconsistency between these Terms and Conditions and the relevant terms and conditions for the banking products and service, these Terms and Conditions of the Program shall prevail.
  15. The Bank reserves the right to revise these Terms and Conditions, withdraw or vary the offers anytime.
  16. In case of dispute, the decision of the Bank shall be final and binding.

B. Offer details:
  1. Referral Reward (“Referral Reward”)
    The Referrer who successfully refers Referee to open Designated Account and / or join Packaged Banking Service during the Promotion Period can enjoy Referral Reward as stated in the below table:
    Customer Type Packaged Banking Customer General Customer
    Type of banking service enrolled by the Referred Customer PREMIER SELECT PREMIER BANKING WISE BANKING HKD Checking / Savings Account
    For each referral HK$1,500 HK$1,000 HK300 HK$100
  2. Each Referee can only be referred once. If the Referee is referred by more than one Referrer, the Referral Reward will be given to the latest Referrer according to the Bank’s record.
  3. Referral Reward will be credited directly to the Referrer’s valid HKD bank account or principal credit card account held with the Bank (if applicable and in the priority of HKD Savings Account, HKD Checking Account or principal credit card account) according to below schedule. The Referrer and Referee must also fulfill the conditions of the Program at the time of receipt of Referral Reward. Below is the schedule for crediting the Referral Reward:
    Promotion Period Date of opening Designated Account and / or enrollment of Packaged Banking Service by the Referee Referral Reward Credit Date
    First promotional period November 9, 2020 to December 31, 2020 On or before March 31, 2021
    Second promotional period January 1, 2021 to February 28, 2021 On or before May 31, 2021