Foreign Exchange & Time Deposit Promotion

Exchange Currency and Place a Time Deposit to Enjoy an Interest Rate of up to 15% p.a.

From now until December 30, 2022, CCB (Asia) customers who exchange Designated Currency (refer to the table below) in the amount of HKD100,000 and HKD10,000,000 (or equivalent) to Time Deposit Currency (refer to the table below) through our branch staff or Relationship Managers via phone call or by visiting our branches, and consecutively place a 1-week Time Deposit with the exchanged currency in its entire amount traded, can enjoy interest rates (p.a.) of up to 15%*! Don’t miss your chance to grasp this opportunity now!

Currency Exchange & Time Deposit Offer

Designated Currency Time Deposit Currency Preferential 1-week Time Deposit Interest Rate (p.a.)*
Maintain
Step Up Savings Account
Do not maintain
Step Up Savings Account
RMB / HKD / AUD / NZD / USD / GBP / JPY / EUR / CHF / CAD / SGD
RMB 15% 11%
AUD 15% 10%
NZD 15% 10%
GBP 15% 10%
CAD 15% 10%
*Remark: The above Time Deposit Interest Rates (p.a.) are for reference only and are not guaranteed. The above Time Deposit Interest Rate (p.a.) will be subject to changes in rates quoted by the Bank from time to time. Before making the relevant transaction, please check with our Bank’s staff for the effective Time Deposit Interest Rate (p.a.) applicable to the transaction.
Act Now for Deposit Growth!
The above offers and services are bound by related terms and conditions, please refer to the following terms and conditions or contact our Bank's staff for details.
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Enquiry Hotline : 2903 8303

Terms & Conditions
Terms and Conditions for the Foreign Currency Exchange & Time Deposit Promotion (the “Promotion”):
  1. The promotion period is from October 3, 2022 to December 30, 2022 (both dates inclusive) (“Promotion Period”).
  2. This Promotion is only applicable to personal banking customers of China Construction Bank (Asia) Corporation Limited (the “Bank”), but not applicable to corporate customers, private banking customers, commercial banking customers and Capital Investment Entrant Scheme customers of the Bank.
  3. During the Promotion Period, customers who exchange Designated Currency (as defined in table below) in the amount of HKD100,000 to HKD10,000,000 (or equivalent) to Time Deposit Currency (as defined in table below) through the Bank’s branch staff or Relationship Managers via phone call or at our branches (“Designated Channels”) and consecutively place a 1-week Time Deposit with the exchanged currency in its entire amount traded (“Eligible Time Deposit”), can enjoy the below time deposit interest rate (p.a.)* offer (“Time Deposit Interest Rate Offer”) respectively when they fall into the respective clause of 3.1 or 3.2:
    3.1Customer who maintain Step Up Savings Account in any currency during the promotion period or;
    3.2Customer who does not maintain Step Up Savings Account in any currency during the promotion period
    Designated Currency Time Deposit Currency 1-week Time Deposit Interest Rate (p.a.)* Offer
    Maintain
    Step Up Savings Account
    Do not maintain
    Step Up Savings Account
    RMB / HKD / AUD / NZD / USD / GBP / JPY / EUR / CHF / CAD / SGD RMB 15% 11%
    AUD 15% 10%
    NZD 15% 10%
    GBP 15% 10%
    CAD 15% 10%
    *The above Time Deposit Interest Rates (p.a.) are for reference only and are not guaranteed. The above Time Deposit Interest Rate (p.a.) will be subject to changes in rates quoted by the Bank from time to time. Before making the relevant transaction, please check with our Bank’s staff for the effective Time Deposit Interest Rate (p.a.) applicable to the transaction.
  4. The Time Deposit Interest Rate Offer is only applicable to customers who conduct the exchange transaction and consecutively place the Eligible Time Deposit through the Bank’s Designated Channels, and is not applicable for time deposits and exchange transactions conducted through the other channels of the Bank, e.g. mobile banking, online banking, phone banking and/or Smart Teller Machine etc.
  5. The exchange rate will be the daily exchange rate as provided by the Bank’s branches from time to time, once the customer and the Bank agreed and confirmed the exchange rate, it will be binding and irrevocable, notwithstanding that the Bank may quote a different exchange rate through other channels.
  6. The Time Deposit Interest Rate Offer is calculated based on each time deposit transaction. The transaction amount cannot be aggregated.
  7. Any withdrawal or partial withdrawal of a time deposit prior to maturity of the time deposit without sufficient prior notice shall only be permitted at the discretion of the Bank. The Bank may levy a charge and/or forfeit the interest accrued on the deposit in whole or in part in such instances.
  8. If the maturity date of the time deposit period falls on a day which is not a Business Day (as defined below), the maturity date of the time deposit and / or the automatic roll-over instruction of the time deposit will be deferred to the following Business Day without prior notice. The Bank will not be responsible to any person for the deferral of the time deposit maturity date and/or the automatic roll-over instruction. “Business Day" means a day on which the Bank is open for business in Hong Kong, but excluding Saturdays, Sundays, public holidays and the day which the Bank is unable to open for business due to extreme weather or sudden event.
  9. The Time Deposit Interest Rate Offer cannot be used in conjunction with any other promotions.
  10. The Bank reserves the right to vary, modify and terminate any of the above offers and to amend any of these Terms and Conditions from time to time without prior notice. In case of dispute, the decision of the Bank shall be final and binding.
  11. If there is any inconsistency or conflict between the English and Chinese versions of these Terms and Conditions, the English version shall prevail.
Risk Disclosure:
  • Currency exchange rates are affected by a wide range of factors, including national and international financial and economic conditions and political and natural events. The effect of normal market force may at times be countered by intervention by central banks and other bodies. At times, exchange rates, and price linked to such rates, may rise or fall rapidly.
  • RMB is currently not freely convertible and is subject to exchange controls and restrictions (which are subject to changes from time to time without notice). You should consider and understand the possible impact on your liquidity of RMB funds in advance. The fluctuation in the exchange rate of RMB may result in losses in the event that you convert RMB into other currencies. Onshore RMB and offshore RMB are traded in different and separate markets operating under different regulations and independent liquidity pool with different exchange rates. Their exchange rate movements may deviate significantly from each other.