- Investment involves risk, prices of investment product may go up as well as down, and may become valueless.
- Securities Margin Trading involves significant risk and losses may exceed the value of your collateral.
- Some mutual funds and bonds may involve derivatives. Structured equity-linked products and FX linked deposits are structured products involving derivatives. The investment decision is yours but you should not invest in an investment product unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives.
- Insurance products and investment products including FX linked deposits, are not equivalent to or alternative of time deposits. They are not protected deposits, and are not protected by the Deposit Protection Scheme in Hong Kong. Some FX linked deposits are not principal-protected while some FX linked deposits are principal-protected conditionally.
Enjoy Extraordinary Banking Privileges and Showcase your Prestigious Status as our Honored Premier Select Customer.
CCB (Asia) is delighted to present you prestigious banking services. We strive to offer you with intimate living and banking privileges to ensure you an esteemed lifestyle and a competitive financial edge.
|Preferential Brokerage Commission at 0.1%||Extraordinary Birthday Privileges1||"Bonus Points Reward Program"|
|All new and existing PREMIER SELECT customers can enjoy a preferential brokerage commission at 0.1% for buy & sell eligible securities transactions via automated channels. Meanwhile, you can also enjoy "Bonus Points Reward Program" to earn bonus points at the same time, helps you to redeem fabulous rewards more quickly by earning bonus points in an easier way!||We strive to offer you the extraordinary birthday privileges by different themes. ||As our valued customer, Bonus Points you earned will be multiplied through using designated products or services below. In addition, you can also enjoy double Bonus Points during your birthday month to get double happiness! |
|Click here for details|
Note: All the above services and privileges are subject to terms and conditions, please click here to read the relevant terms and conditions or contact our staff for details.
Enquiry Hotline: 2903 8303
- The Bank reserves the right to terminate or change the privileges and discounts from time to time without prior notice. All birthday gifts are subject to availability and will be provided on a first-come-first-served basis. All birthday gifts (except Preferential Time Deposit Rate) are valid for 6 months unless the Bank agrees otherwise. The Bank reserves the right to change the Valid Period of any or all birthday gifts awarded to the Customer by notification.
The above offers and services are bound by related terms and conditions. For details, please refer to the relevant terms and conditions. For other reward and offer details, please refer to the relevant promotional leaflet or contact our staff.
Terms and Conditions of Securities Trading Offer for PREMIER SELECT Customers ("Securities Offer")
|1.||The promotion period is from January 1, 2021 to December 31, 2021 (both dates inclusive) (the "Promotion Period").|
|2.||The Securities Offer is applicable to customers who have successfully joined PREMIER SELECT service provided by China Construction Bank (Asia) Corporation Limited (the "Bank") and have fulfilled the following criteria ("Eligible Customer"):|
|a.||PREMIER SELECT customer who successfully opens new Securities Cash Trading account and/ or Securities Margin Trading account ("Securities Account") with the Bank during the Promotion Period ("New Securities Customer"); OR|
|b.||Existing PREMIER SELECT customer who holds Securities Account with the Bank before Promotion Period ("Existing Customer"); OR|
|c.||Existing customer who holds Securities Account with the Bank before Promotion Period and successfully joins PREMIER SELECT during the Promotion Period ("Upgraded Customer")|
|For joint name Securities Account, only primary account holder is eligible to the Securities Offer.|
|If the customer is terminates the PREMIER SELECT service during the promotion period, the customer will not be eligible to the Securities Offer.|
|3.||Securities Offer includes:|
|a.||0.1% Brokerage Commission Offer ("Brokerage Offer"): |
Eligible Customer can enjoy 0.1% Brokerage Commission Offer according to the offer period as stated in clause 4 below ("Offer Period") and it is only applicable to buy and/ or sell transactions of HKD-denominated or RMB-denominated securities listed on the Stock Exchange of Hong Kong Limited ("SEHK") (excluding IPO subscriptions) or SSE securities listed on Shanghai Stock Exchange ("SSE") which are successfully executed via any automated trading channels ("Eligible Transactions"); and
|b.||"Bonus Points Reward Programme": |
Eligible Customer is entitled to Bonus Points for Eligible Transactions with brokerage commission equal to or higher than 0.1% (i.e. the minimum requirement of brokerage commission is reduced from 0.18% to 0.1% during the Promotion Period). Please visit our Bank’s website for details of the latest “Bonus Points Reward Programme”. Eligible Customer is bound by the Terms and Conditions for the Programme.
|4.||Eligible Customers are entitled to the Brokerage Offer according to the offer period below: |
|5.||The Brokerage Offer is subject to minimum brokerage commission as stipulated in the Bank’s fee schedule of Securities Trading Services for each Eligible Transaction.|
|6.||Eligible Customers are required to pay other fee(s) including but not limited to transaction levy, trading fee, stamp duty, handling fee, securities management fee and transfer fee (if applicable). For details, please refer to the Bank’s fee schedule of Securities Trading Services.|
|7.||If the Eligible Customer is entitled to the Securities Offer in conjunction with other promotional offers, the Eligible Customer is only entitled to the offer that is of the highest value, the Bank reserves the right to grant partial or all of offers entitled by the Eligible Customer.|
|8.||The Securities Offer is not applicable to the Bank’s Private Banking / Commercial Banking customers, Capital Investment Entrant Scheme customers as well as staff of the Bank and its affiliates. |
|9.||The Securities Trading Services of the Bank are bound by related terms and conditions, please contact our staff for details.|
|10.||The Bank reserves the right to vary, suspend and terminate the Securities Offer and to vary or modify any of these Terms and Conditions from time to time without prior notice. In case of disputes, the decision of the Bank shall be final and binding.|
|11.||If there is any inconsistency or conflict between the English and Chinese versions of these Terms and Conditions, the English version shall prevail.|
Investment involves risks. The prices of investment products fluctuate, sometimes dramatically, and may become valueless. Investors should not invest based on this webpage alone. Before making any investment decision, customers must consult their own independent financial advisors and read the relevant offering documents for further details including the risk factors in order to ensure that they fully understand the risks associated with the investment products.
It is as likely that losses will be incurred rather than profits made as a result of buying and selling securities.
Securities Margin Trading
If a client maintains a margin account with the Bank, the risk of loss in financing a transaction by deposit of collateral is significant. The client may sustain losses in excess of the client’s cash and any other assets deposited as collateral with the Bank. Market conditions may make it impossible to execute contingent orders, such as "stop-loss" or "stop-limit" orders. The client may be called upon at short notice to make additional margin deposits or interest payment. If the required margin deposits or interest payments are not made within the prescribed time, the client’s securities collateral may be liquidated without the client’s consent. Moreover, the client will remain liable for any resulting deficit in the client’s account and interest charged on the client’s account. The client should therefore carefully consider whether such a financing arrangement is suitable in light of the client’s own financial position and investment objectives.
Shanghai-Hong Kong Stock Connect
Shanghai-Hong Kong Stock Connect is not covered by Hong Kong’s Investor Compensation Fund. It involves risks of quotas used up, difference in trading day, restrictions on selling imposed by front-end monitoring, recalling of eligible stocks, and mainland market risks.
RMB currency risk
RMB is currently not freely convertible and is subject to exchange controls and restrictions (which are subject to changes from time to time without notice). You should consider and understand the possible impact on your liquidity of RMB funds in advance. The fluctuation in the exchange rate of RMB may result in losses in the event that you convert RMB into other currencies.
Online Investment Trading Services
Due to unpredictable network traffic congestion and other reasons, the Internet and other electronic media may not be reliable media of communication and transactions conducted over the Internet and via other electronic media are subject to: (i) possible failure or delay in the transmission and receipt of instructions for any or all transactions in investment products or other information, and (ii) possible failure or delay of execution or execution at prices different from those prevailing at the time when your instructions were given. There are risks associated with the online investment trading system, including the failure of hardware and/or software, and the result of any such system failure may be that your orders are either not executed according to your instructions or are not executed at all. There are risks of interruption, distortion, omission, blackout or interception during the transmission of instructions for any or all transactions in investment products, as well as of any misunderstanding or errors in communication.
Initial Public Offering
The price of a security may move up or down, and may become valueless. There is a risk that losses may be incurred rather than making profits. You should read the relevant prospectus for detailed information about the proposed offer. You should also obtain independent financial professional advice before making any investment decision. This webpage does not constitute an offer or an invitation or an inducement by the Bank to any person to acquire, purchase or subscribe for the shares proposed to be offered.
Mutual fund investment
The past performance of a mutual fund is not a guide to its future performance and yields are not guaranteed. Customers could lose some or all of the principal amount invested. Funds are not obligations of, or guaranteed by, the Bank or any of its affiliates. The Bank will normally be paid a commission or rebate by the fund manager.
Trading of bond involves liquidity risk and interest rate risk and there is no 100% guarantee of positive return but loss may be incurred. There is a risk that the bond issuer fails to promptly pay the client the interest or principal if a credit event or default occurs on the bond issuer. Investing in emerging markets bonds involves special consideration and higher risks, such as greater price volatility, less developed regulatory and legal framework, economic, social and political instability, etc.
Structured equity-linked products
Investment in structured equity-linked products involves substantial risks including market risks, liquidity risks, risks relating to changes in market conditions, counterparty risks, and the risks that the issuer(s) will be unable to satisfy its obligations under the structured equity-linked products. Customers should recognize that their structured equity-linked products may mature worthless. While the maximum return on a structured equity-linked product is usually limited to a predetermined amount of cash, an investor stands to potentially loss up to the entire investment amount if the underlying stock price moves substantially against the investor’s view.
FX linked deposit
FX linked deposit is an unlisted investment product and subject to the credit and insolvency risk of the Bank. Its return is limited to the interest payable, which will be dependent on movements in some linked exchange rate. Exchange rates are affected by a wide range of factors, including international finance, economics, politics, central banks and other bodies intervention and natural events, and may rise or fall rapidly. Whilst the possible return may be higher than conventional time deposits, it is normally associated with higher risks. When the fluctuation of the linked exchange rates differs from what the customer expected, the customer may have to bear the loss. While some FX linked deposit types are principal-protected conditionally, others are not principal-protected. FX linked deposit is not the same as investing in its linked currency. It is not protected by the Investor Compensation Fund. If the FX linked deposit is approved by the Bank to be withdrawn before its maturity, the customer may also need to bear the costs involved which may reduce the return and the principal amount of FX linked deposit he may get back. There is no secondary market for the FX linked deposit and it is not collateralized. The Bank can early terminate FX linked deposit.
FX Margin Trading
The risk of loss in leveraged foreign exchange trading can be substantial. You may sustain losses in excess of your initial margin funds. Placing contingent orders, such as "stop loss" or "stop limit" orders, will not necessarily limit losses to the intended amounts. Market conditions may make it impossible to execute such orders. You may be called upon at short notice to deposit additional margin funds. If the required funds are not provided within the prescribed time, your position will be liquidated. You will remain liable for any resulting deficit in your account. You should therefore carefully consider whether such trading is suitable in light of your own financial position and investment objectives. Currency exchange rates are affected by a wide range of factors, including national and international financial and economic conditions and political and natural events. The effect of normal market force may at times be countered by intervention by central banks and other bodies. At times, exchange rates, and price linked to such rates, may rise or fall rapidly. Please refer to the risk disclosures in the specific documentation of these products before making a decision to invest using margin or leverage.
Non-leveraged Collateralized Foreign Exchange Trading
The risk of loss in foreign exchange trading can be substantial. You may sustain losses in excess of your initial margin funds. Placing contingent orders, such as "stop loss" or "stop limit" orders, will not necessarily limit losses to the intended amounts. Market conditions may make it impossible to execute such orders. You may be called upon at short notice to deposit additional margin funds. If the required funds are not provided within the prescribed time, your position will be liquidated without your consent. You will remain liable for any resulting deficit in your account. You should therefore carefully consider whether such trading is suitable in light of your own financial position and investment objectives. Currency exchange rates are affected by a wide range of factors, including national and international financial and economic conditions and political and natural events. The effect of normal market force may at times be countered by intervention by central banks and other bodies. At times, exchange rates, and price linked to such rates, may rise or fall rapidly. Please refer to the risk disclosures in the specific documentation of these products before making a decision to invest using margin.
Customers should read and understand the details of the insurance plan(s) (including but not limited to exact terms, conditions, coverage and exclusions) before any enrollment to assure the insurance products meet their personal needs. Specific details, terms and conditions applicable to insurance products are set out in respective insurance policies to be issued by the relevant insurance companies. Policyholders are subject to the credit risk of insurance companies. For life insurance products, an insurance plan may comprise a savings element. Part of the premium pays for the insurance and related costs. If a customer is not happy with the customer’s policy, the customer has a right to cancel it within the cooling off period and obtain a refund of any premiums and levy paid. A written notice signed by the customer should be received by the insurer's Hong Kong Main Office within the cooling off period (that is, 21 days after the delivery of the policy or issue of a notice (informing the customer/ the customer’s representative about the availability of the policy and expiry date of the cooling off period), whichever is the earlier). After the expiration of the cooling off period, if the customer cancels the policy before the end of the term, the projected total cash value may be less than the total premium the customer have paid.
Currency exchange rates are affected by a wide range of factors, including national and international financial and economic conditions and political and natural events. The effect of normal market forces may at times be countered by intervention by central banks and other bodies. At times, exchange rates, and prices linked to such rates, may rise or fall rapidly.
The Bank is an agent of the insurance company and the product is a product of the insurance company but not the Bank; and in respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between the Bank and the customer out of the selling process or processing of the related transaction, the Bank is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the product should be resolved between directly between the insurance company and the customer. This webpage does not constitute advice to buy or sell, or an offer with respect to any investment or insurance products. This webpage and the FX linked deposits abovementioned are issued by China Construction Bank (Asia) Corporation Limited which is a licensed bank regulated by the Hong Kong Monetary Authority, an approved insurance agent under the Insurance Companies Ordinance and a Registered Institution (CE No. AAC155) under the Securities and Futures Ordinance to carry on Type 1 (Dealing in Securities) and Type 4 (Advising on Securities) Regulated Activities. This webpage has not been reviewed by any regulatory authorities in Hong Kong.