Earn High Interest with Life Insurance Plan Applications

Enjoy up to 18% p.a. Time Deposit Interest Rate

Up to p.a.

Preferential Time Deposit Interest Rate

During the promotion period from now until December 31, 2022, eligible customers of CCB (Asia) who have successfully applied for designated life insurance plans1 and fulfilled specified requirements, can enjoy preferential interest rates for Time Deposit of new funds2 at up to 18% p.a. for one month!
Designated Life Insurance Plans Designated Premium Amount 1-month Time Deposit with New Fund
Preferential Interest Rate3 Maximum Time Deposit Amount
Single Pay Products
Single Pay Products
Single Premium of HKD1,000,000 or above
(or equivalent)
18% 50% of single premium amount
Regular Pay Products
Regular Pay Products
First Year Annualised Premium of HKD100,000 or above
(or equivalent)
(For premium payment term of 2 to 4 years)
400% of the first year annualised premium amount
(For premium payment term of 5 years of above)
600% of the first year annualised premium amount

Wealth Products Transaction Rewards of up to HK$23,300

What’s more, customers who have successfully placed and completed transactions of designated investment products and life insurance plans and fulfilled designated requirements on or before December 31, 2022 can enjoy up to HK$23,300 cash reward!

Learn more

Act now to seize the opportunities to maximize your wealth!
New Customers
Apply for e-Account Service and enjoy fabulous reward
Just a few steps to open account anytime, anywhere at your fingertips. No branch visit is needed!


  1. Designated life insurance plans include any basic life insurance plans with the application date and issuance date of the relevant policy(ies) must fall within the Promotion Period.
  2. New funds refer to the funds which are newly deposited by customers and are not transferred from any accounts of the Bank. New funds do not include (i) deposits of cashier’s order/ cheques issued by the Bank nor (ii) transfers/ remittances from any accounts of the Bank (including bank accounts of Eligible Customers).
  3. To enjoy the offer, customers must deposit the new funds within 30 days from the issuance date of the relevant policy(ies), and the issuance date of the policy(ies) and the placement date of the time deposit must both fall within the Promotion Period.
The above offers and services are bound by related terms and conditions, please refer to the following terms and conditions.
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Enquiry Hotline : 2903 8343

Risk Disclosure

Customers should read the sales documents, including product brochure, benefit illustration (if applicable) and policy documents and provisions issued by relevant insurance company to understand the details of the insurance plan (including but not limited to detailed terms, conditions, coverage, exclusions, fees and product risks) and consider whether the insurance product meets their personal needs before application. Policyholders are subject to the credit risk of relevant insurance company.

For life insurance product, an insurance plan may comprise a savings element. Part of the premium will be paid for the insurance and related costs. If a customer is not completely satisfied with his/her life insurance policy, the customer has a right to cancel it within the cooling off period and obtain a refund of relevant premium and levy paid. To exercise such right, a notice of cancellation signed by the customer must be received by relevant insurance company’s Hong Kong Main Office within the cooling off period (i.e. within 21 calendar days immediately following either the day of the delivery of the policy or delivery of a Cooling-off Notice (stating the availability of the policy and expiry date of the cooling off period) to the customer or the customer’s nominated representative, whichever is the earlier). After the cooling off period is expired, if a customer cancels the policy before maturity, the surrender value may be less than the total premium the customer has paid.

Investment involves risks. The prices of investment products fluctuate, sometimes dramatically, and may become valueless. Before making any investment decision, customers are encouraged to consult their own independent financial advisors and read the relevant offering documents for further details including the risk factors in order to ensure that they fully understand the risks associated with the investment products.

China Construction Bank (Asia) Corporation Limited (Insurance Intermediary License No: FA3132) (“the Bank”) is the appointed insurance agency of AIA International Limited (incorporated in Bermuda with limited liability) and FWD Life Insurance Company (Bermuda) Limited (incorporated in Bermuda with limited liability), to distribute relevant insurance products in the Hong Kong Special Administrative Region (“Hong Kong”). Relevant insurance products are the products of the insurance companies but not the Bank. In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme (“FDRS”)) arising between the Bank and the customer out of the selling process or processing of the related transaction, the Bank is required to enter into a FDRS process with the customer; however, any dispute over the contractual terms of the insurance product should be resolved between the insurance company and the customer directly. Information on this promotion material is for reference only and is intended to be distributed in Hong Kong only. It shall not be construed as an offer to sell or a solicitation of an offer or recommendation to purchase or sale or provision of any insurance product outside Hong Kong. You should not solely base on the above information to purchase any insurance product. You should consider whether the relevant insurance products fit your needs. Please refer to the product brochure, benefit illustration (if applicable) and policy documents and provisions for details of the relevant insurance products.