Dragon HKPay QR Code Payment

One-Scan for
FPS & UnionPay
QR Code Payment

Dragon HKPay QR Code Payment provides QR Code payment services through Faster Payment System (“FPS”) and UnionPay. You may enjoy the convenience of instant payment and bill settlement simply by scanning a Faster Payment System (FPS) QR Code. You can also make global payments through UnionPay QR Code Payment Service and enjoy UnionPay credit card discounts and UnionPay instant discount!

Product Features
Fast and convenient
Support payments and bills settlement through FPS
Global Payments
UnionPay QR code payment is accepted at over 29 million merchants in mainland China, and covers over 20 countries and regions1 (if applicable)
Enjoy Promotion Offers
Enjoy UnionPay credit card bonus point rewards and UnionPay QR Code payment instant discount2
Remarks:
  1. UnionPay QR Code payments must be taken place in countries or regions where UnionPay International has permitted such service to be carried out.
  2. Credit card discounts and UnionPay instant discount is offered by UnionPay International and terms and conditions apply.
Product Description
Log in Mobile Banking and enter “Dragon HKPay QR Code Payment”. You may then start using Faster Payment Service or UnionPay QR Code Payment Service.
Mobile Banking
Dragon HKPay QR Code Payment
Product details as below:
Fast Payment System
For details regarding functions of Faster Payment System (FPS), please click here.
UnionPay QR Code Payment Service
Functions
Customers may bind more than one CCBA UnionPay credit cards and start making payments using UnionPay QR Code Payment Service upon successful binding.
Step 1: Click “UnionPay Payment Management” and select a UnionPay Credit Card.
UnionPay Payment Management
Step 2: The card is successfully bound after verifying the One-Time Password.
One-Time Password
Customers may make payments through the UnionPay QR code Payment Service to merchants in Hong Kong or *around the globe (if applicable) that accept UnionPay QR code payments.
Step 1: Login Mobile Banking and use the “Scan to Pay” function to scan any UnionPay QR Code to pay. OR
Mobile Banking
Step 2: Use the “Payment QR Code” function to generate a UnionPay QR code for merchants to scan^.
Payment QR Code
*Please be reminded that UnionPay QR Code payments must be taken place in countries or regions where UnionPay International has permitted such service to be carried out.
^Subject to the discretion of UnionPay International, customers may switch the regions of Payment QR code according to your location. If you are in Hong Kong, Macau or overseas countries (if applicable), you may select payment code for “Other Countries/ Regions” ;if you are in Mainland China, you may select “The Chinese Mainland”
1. View selected credit card’s transaction record through Dragon HKPay UnionPay QR Code Payment Service at “UnionPay Payment Management”.
2. Unlink a UnionPay Credit Card at “UnionPay Payment Management”.
UnionPay Payment Management
Transaction Limit
Subject to the transaction limit(s) imposed or varied by UnionPay International** from time to time, the transaction limits for UnionPay QR Code Payment Service are as below:
Transaction Currency Payment Method Limit per Transaction Daily Transaction Limit Remarks
HKD and other currencies (exclude RMB) Scan to Pay HKD1,000 HKD5,000 The limit should not exceed the transaction limit for QR Code Payment set by the Merchant’s local regulatory bodies. For example:
According to regulations in Macau, the Limit per Transaction and the Daily Transaction Limit of QR code payment transactions are MOP5,000 respectively.
Also, according to regulations in China, the transaction limit of “Scan to Pay” taken place in China shall not exceed CNY500;
The limit shall not exceed the credit available for the Credit Card.
HKD and other currencies (exclude RMB) Payment QR Code HKD1,000 HKD5,000
RMB transaction Scan to Pay and Payment QR Code RMB1,000 RMB1,000
**The transaction limit(s) imposed by UnionPay International may change from time to time, and a transaction may be rejected by UnionPay International in its sole and absolute discretion. The Bank does not control how UnionPay International determines whether a Merchant or transaction type warrants a particular transaction limit. The Bank cannot control the transaction limit(s) applicable to a transaction effected via the UnionPay QR Code Payment Services.
These transaction limit(s) may be varied by the Bank from time to time without prior notice.
FAQ for Dragon HKPay QR Code Payment

1.What is Dragon HKPay QR Code Payment?

Dragon HKPay QR Code Payment provides QR Code payment services through Faster Payment System (FPS) and UnionPay. You can make instant payment and settle bills by scanning a Faster Payment System (FPS) QR Code and make global payment through “UnionPay QR Code Payment Service”. You can also enjoy Credit Card discount and UnionPay instant discount.

2.What devices does Dragon HKPay QR Code Payment support?

Dragon HKPay QR Code Payment can be used in CCB (HK&MO) Mobile App. For details, please refer to requirements of Mobile Operating System.

3.Is there any charge for using Dragon HKPay QR Code Payment?

No.


FAQ for Dragon HKPay UnionPay QR Code Payment Service

1.Where can I use Dragon HKPay UnionPay QR Code Payment Service (the “Service”)?

UnionPay QR Code payments are accepted by UnionPay Merchants that support receiving payments through UnionPay QR Code or the UnionPay app.

2.How to use the Service?

CCBA UnionPay credit card holder may log onto his/her Mobile Banking and bind his/her CCBA UnionPay credit card(s) to activate the Service. After activating the Service, customer may tap “Pay to Scan” in his/her Mobile Banking to scan the UnionPay Merchant QR Code; or create a Payment QR Code for UnionPay Merchants to scan.

3.Can I bind more than one CCBA UnionPay credit card?

Yes. You may bind more than one credit cards but only primary card users may use the Service.

4.How can I view the transaction record for transactions made through Dragon HKPay UnionPay QR Code Payment Service?

After logging onto Mobile Banking, you may tap “Dragon HKPay QR Code Payment”, then click “UnionPay Payment Management” to view your transaction information. Transaction information may include Paid Amount, Product Price, Merchant Name, Transaction Time, Transaction Status etc under each of your transactions. You may also view your CCBA UnionPay credit card statement.

5.Can I unbind my CCBA UnionPay credit card?

Yes. You may log onto Mobile Banking and remove your CCBA UnionPay credit card(s) at “UnionPay Payment Management”. If you unbind all of your CCBA UnionPay credit card(s), you will be reminded by the system that you would not be able to use the Service anymore.

6.Would binding or unbinding the CCBA UnionPay credit card via Dragon HKPay UnionPay QR Code Payment Service affect the function of the physical CCBA UnionPay credit card?

No.

7.Can I continue to use Dragon HKPay UnionPay QR Code Payment Service if my CCBA UnionPay Credit Card is expired?

No. If your CCBA UnionPay credit card is expired, you would have to unbind the expired CCBA UnionPay credit card in “UnionPay Payment Management” and bind a new and activated CCBA UnionPay credit card to continue to use the Service.

8.Can I use Dragon HKPay UnionPay QR Code Payment if I have terminated my “Mobile Banking” service?

No. If you wish to use the Service again, you will have to reactivate Mobile Banking and bind your CCBA UnionPay Credit Card again to use the Service.

9.If I have switched my electronic device, do I need to bind my CCBA UnionPay credit card again?

If you have switched your electronic device, you would only need to download CCB (HK&MO) Mobile App again to continue using the Service.



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