Faster Payment System

Mobile Banking on hand
Fund Transfer without any boundary

Pay or get paid? Complete fund transfer at your fingertips. You may save your time in exchanging bank account information or visit to branches and ATMs. Simply use Faster Payment System (FPS) to pay or get paid in just a few taps. Set up now with ease!

Key Features

  • 7 x 24 real time HKD and RMB fund transfer1 without service charge
  • Addressing Service registration and real-time fund transfer can be completed simply using mobile number or email address
  • QR Code Services allow you to scan payee’s QR code to make payment without entering payee’s information. You can also generate your own QR code using Mobile Banking to capture payment or fund transfer
  • Instant notification after any successful fund transfer to unregistered account2
  • Electronic direct-debit authorization (eDDA) set up (autopay setup) via Online Banking and Mobile Banking


  • Simple steps to complete fund transfer anytime anywhere
  • Bank account information is not required for fund transfer
  • Transaction notification enabled and end-to-end encryption to keep transaction secure
  • Reduce paperwork and cheque issuance

Bill payments made easy

  • Easy: Scan and pay
  • Fast: Payment details captured automatically
  • Convenient: Anytime, anywhere

Demonstration of FPS

1. Fund Transfer Setting

2. How to complete Fund Transfer

3. Set up FPS with HKID number addressing

4. Cancel FPS with HKID number addressing

Please Click Here for Terms and Conditions for Bank Services relating to Faster Payment System

1 7 x 24 real time fund transfer services is only applicable to fund transfer amount of HKD/RMB 1 million or below
2 Except fund transfer to your own account in the Bank and the account you registered for fund transfer via our branches