Diverse ePayment Services

Total Cash Rewards up to HK$150

CCB (Asia) offers diverse e-payment services, empowering you to conveniently manage daily bill payments. From February 17, 2026 to March 31, 2026 (“Promotion Period”), eligible customers who complete the designated transactions can enjoy:
Total Cash Reward up to $150
Reward 1 – Online Bill Payment Transaction1
During the Promotion Period, eligible customers2 who successfully conduct at least two Online Bill Payment Transactions3 of HK$500 or above with different merchants through Mobile Banking/ Online Banking/ ATM, can enjoy HK$50 cash reward!
Reward 2 – eDDA and Transaction1
During the Promotion Period, eligible customers who successfully set up at least two new4 Electronic Direct-Debit Authorization (“eDDA”) with different merchants by using CCB (Asia) Bank account through Mobile Banking/ Online Banking; and conduct at least two eDDA bill payment transactions of HK$500 or above with different merchants5, can enjoy HK$100 cash reward!
Act now to unlock fabulous rewards!
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Login Online Banking and complete online bill payments and eDDA transactions.
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Remarks:
  • Reward 1 and 2 each have 500 quotas. Each reward is limited by quota and is available on a first-come-first-served basis while quota lasts.
  • Applicable to customers who do not conduct Online Bill Payment transaction through the Mobile Banking/ Online Banking/ ATM with his/ her banking account from February 17, 2025 to February 16, 2026 (both dates are inclusive).
  • Customers who have successfully conduct two Online Bill Payment Transactions of HK$500 or above (only applicable to HKD bill payment) with two different merchants, by using the Bank HKD Savings or Checking account through the Mobile Banking / Online Banking/ ATM.
  • Applicable to the corresponding merchants that do not have Direct-Debit Authorization setup records with the Bank as of February 16, 2026.
  • Customers who have successfully set up new eDDA with at least two different merchants (only applicable to HKD payment instruction), by using the Bank HKD Savings or Checking account through the Mobile Banking / Online Banking; and conduct at least two eDDA bill payment transactions of HK$500 or above with different merchants, including but not limited to payment for utility bills or other merchant bills.

The above offers and services are bound by related terms and conditions. For details, please refer to the relevant terms and conditions or contact our staff.

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Terms & Conditions
“ePayment Services Cash Reward Promotion” (“The Promotion”) Terms and Conditions
A. General Terms and Conditions
  1. The Promotion period is from February 17, 2026 and March 31, 2026, both dates inclusive (“Promotion Period”).
  2. The Promotion is only applicable to personal customers of China Construction Bank (Asia) Corporation Limited (the “Bank”) (the “Eligible Customer”) and not applicable to staff of the Bank and the Bank’s affiliates, and Capital Investment Entrant Scheme customers.
  3. In case of a joint name account, only the primary account holder is entitled to the offers and become an Eligible Customer.
  4. The offers under this Promotion cannot be used in conjunction with any other promotions.
  5. The Bank reserves the right to vary, suspend and terminate the Promotion and to vary or modify any of these Terms and Conditions from time to time. In case of dispute, the decision of the Bank shall be final and binding.
  6. In case of any inconsistency between English and Chinese versions of these Terms and Conditions, the English version shall prevail.
B. Reward 1 - Online Bill Payment Transaction Reward
  1. Eligible Customer must fulfill the requirements as stated the clause 7(a) to 7(c) during the Promotion Period to enjoy HK$50 cash reward (“Online Bill Payment Transaction Reward”). Each Eligible Customer will be entitled to the Online Bill Payment Transactions Reward under the Promotion once only.
    1. Only applicable to customers who do not conduct Online Bill Payment transactions through the Mobile Banking / Online Banking / ATM with his/ her banking account from February 17, 2025 to February 16, 2026, both dates are inclusive; AND
    2. Open/ maintain a valid HKD Savings or Checking account with the Bank; AND
    3. Conduct at least two successful Online Bill Payment transactions of HK$500 or above with different merchants (only applicable to HKD bill payment) through the Mobile Banking/ Online Banking/ ATM, by using the HKD Savings or Checking account (“Eligible Online Bill Payment Transaction”).
  2. The first 500 eligible customers can enjoy the Online Bill Payment Transaction Reward. The offer is limited by quota and is available on a first-come-first-served basis while quota lasts.
  3. Payment for credit cards or transactions of non-merchant bills and/ or individual transfer are not regarded as Designated Online Bill Payment Transactions.
  4. All Eligible Online Bill Payment transaction records are determined according to the Bank’s record. In case of dispute, the decision of the Bank shall be final and conclusive.
  5. The Online Bill Payment Transactions Reward will be credited directly to Eligible Customers’ valid settlement account for Packaged Banking or HKD Savings/ Checking account (excluding “Step Up Savings Account”) opened most recently according to the time schedule below. Otherwise, the reward will be forfeited and will not be provided to the Eligible Customer by any other means. Below is the reward fulfillment time schedule:
    Date of completing Online Bill Payment Transaction Date of Crediting Reward
    February 17, 2026 to Mar 31, 2026 On or before May 30, 2026
C. Reward 2 - Electronic Direct Debit Authorization (“eDDA”) and Transaction Reward
  1. Eligible Customer must fulfill the requirements as stated the clause 12(a) to 12(d) during the Promotion Period to enjoy the HK$100 cash reward (“eDDA and Transaction Reward”). Each Eligible Customer will be entitled to the transaction rewards of eDDA under the Promotion once only.
    1. Applicable to the corresponding merchants that do not have Direct-Debit Authorization setup record as of February 16, 2026; AND
    2. Open/ maintain a valid HKD Savings or Checking account with the Bank during the Promotion Period; AND
    3. Successfully set up new eDDA with at least two different merchants (only applicable to HKD payment instruction), by using customer’s HKD Savings or Checking account through the Mobile Banking / Online Banking; and successfully conduct at least two eDDA bill payment transactions of HK$500 or above with different merchants (“Eligible eDDA Transaction”), including but not limited to payment for utility bills or other merchant bills during the Promotion Period; AND
    4. The Eligible Customer’s relevant eDDA must remain valid at the time of receiving the eDDA and Transaction Reward. Otherwise, the cash reward under the eDDA and Transactions Reward will be forfeited absolutely and will not be provided to the Eligible Customer.
  2. The first 500 eligible customers can enjoy the eDDA and Transaction Reward. The offer is limited by quota and is available on a first-come-first-served basis while quota lasts.
  3. Payment for credit card or transactions of one-time bill, non-merchant bills and/ or individual transfer/ top-up are not regarded as Designated eDDA Transactions.
  4. All eligible eDDA transaction records are determined according to the Bank’s record. In case of dispute, the decision of the Bank shall be final and conclusive.
  5. The eDDA and Transactions Reward will be credited directly to Eligible Customers’ valid settlement account for Packaged Banking or HKD Savings/ Checking account (excluding “Step Up Savings Account”) opened most recently according to the time schedule below. Otherwise, the reward will be forfeited and will not be provided to the Eligible Customer by any other means. Below is the reward fulfillment time schedule:
    Date of completing eDDA and Transaction Date of Crediting Reward
    February 17, 2026 to Mar 31, 2026 On or before May 30, 2026

Risk Disclosure

Currency Exchange
Currency exchange involves bid-ask spread.

Exchange Rate Risk
Currency exchange rates are affected by a wide range of factors, including national and international financial and economic conditions and political and natural events. The effect of normal market force may at times be countered by intervention by central banks and other bodies. At times, exchange rates, and price linked to such rates, may rise or fall rapidly. The fluctuations in the exchange rate of a foreign currency may result in losses in the event that you convert HKD to any foreign currency or vice versa.

RMB Currency Risk
RMB is currently not freely convertible and is subject to exchange controls and restrictions (which are subject to changes from time to time without notice). You should consider and understand the possible impact on your liquidity of RMB funds in advance. The fluctuation in the exchange rate of RMB may result in losses in the event that you convert RMB into other currencies. Onshore RMB and offshore RMB are traded in different and separate markets operating under different regulations and independent liquidity pool with different exchange rates. Their exchange rate movements may deviate significantly from each other.