e-Account Service

Just a few steps to
open account and enjoy
up to HK$1,200 Reward!

Apply for an account through e-Account Service in just a few steps, simple and easy! No branch visit is needed, experience hassle-free account opening anytime, anywhere at your fingertips. From now until February 28, 2021, new customer1 who successfully opens a Savings Account via e-Account Service can enjoy up to HK$1,200 Reward!

Open account to enjoy HK$1,200 Reward

e-Account Service

e-Account Service

 
Application2 HK$200
Deposit HK$10,0003 HK$400
Direct Debit Authorisation Offer

Direct Debit
Authorisation Offer

 
Set up a Direct Debit Authorisation4 HK$500
FPS Offer

FPS Offer

 
Addressing and transaction5 HK$100
Total Reward HK$1,200

For more details on the features, demonstration, User Guide and FAQ of e-Account Service, please click here.

More Fabulous Offers

Packaged Banking Services

Packaged Banking Services

Enjoy up to HK$20,500 Welcome Reward6

Experience Online and Mobile Banking Service

Experience Online and Mobile Banking Service

Enjoy up to HK$100 Reward7

PREMIER Savings Account

PREMIER Savings Account

Enjoy up to 0.50% Savings Interest Rates (p.a.)8

Revolving Credit Facility Trial Offer

Revolving Credit Facility Trial Offer

0% up to the first 3 months with a standardized annual interest rate for the rest of the months9

Apply for e-Account Service

Apply for e-Account Service App StoreSearch "CCB Asia" or "CCB HK&MO" at App Store
Google PlaySearch "CCB Asia" or "CCB HK&MO" at Google Play

Download CCB (HK&MO) Mobile App10 to apply for e-Account Service!

To use e-Account Service, please ensure your mobile device operates on iOS version 9.0 or above or Android version 6.0 or above; and is equipped with front and back cameras for identity verification.

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To borrow or not to borrow? Borrow only if you can repay!

  1. New customers must not maintain any account or any banking products or services in sole name or joint name (excluding Credit Card Account) with the Bank in the past 12 months from the date of opening Savings Account. And e-Account Service currently does not support the new smart HKID introduced on November 26, 2018.
  2. New customers who successfully submit Savings Account application via e-Account Service can enjoy HK$200 cash reward.
  3. Customers who make successful Savings Account application via e-Account Service and maintain a minimum of HK$10,000 Daily Average Deposit Balance in their account within the first two calendar months subsequent to Savings Account opening date and activation, may enjoy HK$400 cash reward.
  4. Successfully set up new Direct Debit Authorization Payment Service ("DDA") through the Savings Account opened via e-Account Service and conduct DDA transaction successfully on or before April 30, 2021.
  5. For more details and related terms and conditions, please refer to "Faster Payment System Promotion" website (www.asia.ccb.com/fps/en).
  6. For more details and related terms and conditions, please refer to "New Customer Promotion" website (www.asia.ccb.com/newcif/en).
  7. For more details and related terms and conditions, please refer to "eBanking Promotion" website (www.asia.ccb.com/hk/obmb/en).
  8. For more details and related terms and conditions, please refer to "PREMIER Savings Account Promotion Program" website (www.asia.ccb.com/hk/psa/en).
  9. For more details and related terms and conditions, please refer to "Revolving Credit Facility Trial Offer" website (www.asia.ccb.com/hk/tl/en).
  10. In order to minimize the risk when banking on-line, the Mobile App will not run on any devices which are "jailbroken" (iOS) or "rooted" (Android). The Bank shall not be responsible for any problems or loss suffered by you if you attempt to use the Mobile App on such devices.

Warm reminders:

  1. The Bank takes all reasonably practicable means to protect the data. Encryption technology is employed for sensitive data transmission. For more details about our privacy policy on personal data handling, please read our Notice to Customers relating to the Personal Data (Privacy) Ordinance.
  2. Customer should read the Bank’s Security Tips for Online Security to improve your security from time to time to understand more about the measures you can take to enhance the security when using Online Banking Services. And it is recommended to take safeguard measures for your own protection when using the Online Banking, Mobile Banking Service and CCB (HK&MO) Mobile App.

The offers and services are bound by related terms and conditions. For details, please refer to the relevant terms and conditions below or contact our staff.

Terms & Conditions

Promotion Terms and Conditions for e-Account Service Promotion Offer ("the Program")

A. General Terms and Conditions:

  1. The promotion period is from January 1, 2021 – February 28, 2021, both dates inclusive ("Promotion Period").
  2. Unless otherwise indicated, the Program is only applicable to new customer who has not maintained any accounts in sole name or joint name (excluding credit card account) or used any banking products or services of China Construction Bank (Asia) Corporation Limited ("the Bank") in the past 12 months before opening the HKD Statement Savings account and/or Multi-Currency Statement Savings account ("Savings Account") through the e-Account Service on the CCB (HK&MO) Mobile App ("e-Account Service") with the Bank within the Promotion Period ("Eligible Customer").
  3. An Eligible Customer will be entitled to each of the offers as specified under Section B ("Offers") for only once during the Promotion Period.
  4. If an Eligible Customer is also entitled to other promotional offers for or relating to the same account, product or service, the Bank reserves the right to provide only one offer to the Eligible Customer.
  5. If an Eligible Customer terminates any of the Online Personal Banking Service in respect of which offers would be awarded or no longer holds any Savings account with the Bank before or at the time of receiving relevant rewards, he/ she will be disqualified for the offers.
  6. The Bank reserves the right to suspend, modify or terminate any of the offer(s) or the Program and change these Terms and Conditions at any time.
  7. Eligible Customers are also bound by the relevant terms and conditions of the banking products and services. Please refer to the relevant promotional materials or other bank’s website or contact our staff for details. In the event of any inconsistency between these Terms and Conditions and the relevant terms and conditions of the banking products and service, these Terms and Conditions of the Program shall prevail.
  8. The gifts listed below cannot be exchanged or redeemed for cash. The use of gifts is subject to the terms and conditions of the relevant supplier. The Bank is not the supplier of the gifts. If an Eligible Customer has enquiry or dispute regarding the gifts, please contact the relevant supplier directly. The Bank shall not be liable for the any matters in relation to the gifts.
  9. In case of any inconsistency between English and Chinese versions of these Terms and Conditions, the English version shall prevail. In case of dispute, the decision of the Bank shall be final and conclusive.

B. Offer Details:

  1. Application Offer ("Application Offer")

    10.1An Eligible Customer who successfully submitted the application to open Savings Account through e-Account Service during the Promotion Period will be entitled HK$200 cash reward.

    10.2Cash reward will be credited to the Eligible Customer’s valid HKD Savings account opened most recently with the Bank according to the time schedule found in paragraph 11.2. Such account must be valid at the time of receipt of cash reward; otherwise, the cash reward will be forfeited.

  2. Deposit Offer ("Deposit Offer")

    11.1An Eligible Customer must fulfill all the following requirements during the Promotion Period in order to be entitled to the Deposit Offer:

    1. Successfully submitted application of e-Account Service;
    2. Successfully opened Savings Account via e-Account Service ("Account Opening Date");
    3. Maintain the Daily Average Deposit Balance as set out in the table below in Savings Account for the first 2 calendar months subsequent to the Account Opening Date and activation:
    Requirement of Daily Average Deposit Balance in Savings Account Deposit Offer
    HK$10,000 equivalent or above HK$400 Cash Reward

    11.2Cash Reward will be credited directly to Eligible Customer’s Savings Account opened most recently with the Bank according to the below schedule. Such account must be valid at the time of receipt of cash reward; otherwise, the cash reward will be forfeited.

    Account Opening Date Date of Crediting the Cash Reward
    January 1, 2021 - February 28, 2021 On or before May 31, 2021
  3. Direct Debit Authorization Offer ("DDA Offer")

    12.1An Eligible Customer who opens a HKD Savings account with the Bank and successfully sets up 1 new Direct Debit Authorization Payment instruction ("DDA") (only applicable to the DDA in HKD) from his/her HKD Savings account with the Bank during the Promotion Period and has at least 1 DDA transaction successfully conducted on or before April 30, 2021 will be entitled to HK$500 cash reward.

    12.2Each Eligible Customer can enjoy up to a maximum amount of HK$500 cash reward during the Promotion Period.

    12.3The Eligible Customer’s relevant DDA must remain valid at the time of receipt of DDA Offer. Otherwise, the cash reward under the DDA Offer will be forfeited absolutely and will not be provided to the Eligible Customer.

    12.4Cash reward will be credited to the Eligible Customer’s valid HKD Savings account opened most recently with the Bank according to the time schedule found in paragraph 11.2. Such account must be valid at the time of receipt of cash reward; otherwise, the cash reward will be forfeited.