Terms and Conditions

1. Cash advance is limited to a maximum of 30% of your card's credit limit.
2. Cash advance is limited to a maximum of RMB 2,000 per day for both classic and platinum cards.
3. The CCB(Asia) Renminbi Credit Card can only be used for transactions in the Mainland China (including retail spending and cash advance).
4. Annualized Percentage Rate (APR) is calculated according to the Net Present Value (NPV) Method as specified in the Code of Banking Practice and is quoted for reference only. The APR of cash advance is inclusive of the Cash Advance Fee.
5. New customers of the CCB(Asia) CUP Renminbi Credit Card are entitled to an annual fee waiver for the first year. For the second and third years, cardholders are required to make at least three transactions at preceding year to enjoy an annual fee waiver.
6. The card services are subject to the CCB (Asia) CUP Renminbi Credit Card Cardholder Agreement.
7. CCB(Asia) reserves the right to change the above terms and conditions from time to time. In case of dispute, the decisions of CCB(Asia) shall be final and binding on all parties concerned.
 
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