Terms and Conditions

Terms and Conditions of Octopus Auto Living UnionPay Diamond Credit Card Welcome Gifts for New Cardmembers ("Program"):

  1. THE PROGRAM - This Program is only applicable to cardmembers ("Cardmember(s)", "you" or "your") for a principal card of Octopus Auto Living UnionPay Diamond Credit Card ("Card") issued by China Construction Bank (Asia) Corporation Limited ("Bank", "we", "us" or "our") who submit their applications from August 1, 2023 to June 30, 2024 (both dates inclusive) or within such extended period or shortened period as we deem appropriate ("Promotion Period"), who at any time in the 6 months ending on the date of application did not hold any principal credit card issued by the Bank.
  2. ELIGIBILITY - Cardmember fulfills the below spending requirement on his/her new Card will be entitled to one of the welcome gift ("Welcome Gift") as follows:
    Welcome Gift Spending Requirement
    Gift 1: HK$800 Cash Rebate
    ("Gift 1")     		Successfully apply for "Chill" Spending Installment Program with tenor of 6 months or above and minimum total installment amount of HK$15,000 in the first 3 months from Card issuance date
    OR
    Gift 2: HK$500 Cash Rebate
    ("Gift 2")     		Minimum total spending of HK$8,000 in the first 2 months from Card issuance date
    (including 1 time Octopus Auto Reload)
  3. CHOICE OF WELCOME GIFT - You shall indicate your choice of the Welcome Gift on the application form. If you have not indicated your choice or indicated more than one choice in the application form, Cardmember will automatically be assigned "Gift 2" as Welcome Gift. Once such choice has been made or assigned, it cannot be changed.
  4. Welcome Gift - Gift 1 and Gift 2 cannot be entitled in conjunction. Unless otherwise specified, the Program cannot be entitled in conjunction with other promotion program or offer of the Bank.
  5. Gift 1 – You shall successfully apply for "Chill" Spending Installment Program with tenor of 6 months or above and minimum total installment amount of HK$15,000 in the first 3 months from Card issuance date. For the Terms and Conditions of "Chill" Spending Installment Program, please refer to www.asia.ccb.com/hk/0124sil.
  6. APPLICATION OF "CHILL" SPENDING INSTALLMENT PROGRAM FOR GIFT 1 – You shall fulfil Clause 5 of this Program and all applications must be received by the Bank during August 1, 2023 to October 31, 2024 (if applicable). Total Installment Amount will be credited to the account within 3 working days after successful application. To avoid potential late payment fee, please submit applications as follows:
    Earliest date of application 1st working day after the relevant Eligible Transaction(s) is/are posted
    Latest date of application 4 working days (excluding Saturdays) immediately before the Payment Due Date specified in the Statement of Account where the relevant Eligible Transaction(s) first appears
  7. Gift 2 – Minimum total spending of HK$8,000 in the first 2 months from Card issuance date (including 1 time Octopus Auto Reload). Only posted transactions are counted towards the above Spending Requirement. For the avoidance of doubt, all handling / administration fees, finance charges, late charges, reversed transactions and any transaction or transfer made via mobile app or which we otherwise decide to be not eligible at our sole and absolute discretion will not be counted for this purpose.
  8. CASH REBATE - Cash Rebate of Gift 1 and Gift 2 will be automatically credited to Cardmembers' Card account within 6 months after you have fulfilled the spending requirement and shown in the monthly statement. Cash Rebate cannot be converted into cash, and/ or withdrawn as cash advance and is not transferable.
  9. APPROVAL - Your eligibility for the Welcome Gift shall be subject to our final decision (at our discretion), for which we are not obliged to provide any reason
  10. RESTRICTIONS - If there is fraud and / or abuse in relation to your participation in this Program or you cancel your Card within 12 months from the date of Card issuance, we may charge you an administration fee of an amount equivalent to the cost of the Welcome Gift given to you from your Card account or any account with the Bank without prior notice. You may only receive one Welcome Gift, notwithstanding the number of successful applications of the Card under the Program. No change of the Welcome Gift will be accepted. Your Card account has to remain valid and in good standing at the time of fulfillment in order for you to be eligible for the Welcome Gift.
  11. OUR RECORD PREVAILS - Our records of your Welcome Gift earned under the Program shall (unless there is an obvious error) be final and binding upon you. The Bank reserves the right to request Cardmember to submit the relevant original sales slip(s) and /or such further document(s) and /or evidence for inspection at purchase or any time.
  12. FINAL DECISION - We may terminate or withdraw the Program at any time without notice and have the final decision (at our discretion) in all matters and disputes in relation to the Program. We may vary any relevant details and these Terms and Conditions. We shall not be responsible or liable for any claims or liability in relation to use of the Program howsoever suffered or incurred by any Cardmember or other person.
  13. ENGLISH VERSION PREVAILS - In case of any inconsistency between the English and Chinese versions of these Terms and Conditions, the English version shall prevail.