Credit Card Electronic Fund Transfer
Transfer at ease
Transfer at ease with Electronic Fund Transfer from your
CCB(Asia) Credit Cards to other local banks
3.8% handling fee will apply to the transferred amount (Minimum HKD40)
CCB(Asia) Credit Cards to other local banks
3.8% handling fee will apply to the transferred amount (Minimum HKD40)
Step 1/9
After login Mobile Banking, go to "Transfer/Payment"
After login Mobile Banking, go to "Transfer/Payment"
Step 2/9
Selec "FPS/ Local Bank Transfer"
Selec "FPS/ Local Bank Transfer"
Step 3/9
Select "Debit Account"
3.8% handling fee will apply to the transferred amount (Minimum HKD40)
Select "Debit Account"
3.8% handling fee will apply to the transferred amount (Minimum HKD40)
Step 4/9
Select "New Payee"
Select "New Payee"
Step 5/9
Select "Transfer Method"
Select "Transfer Method"
Step 6/9
Check and confirm the "Debit Account" and "Receipt Account" and click Next
3.8% handling fee will apply to the transferred amount (Minimum HKD40)
Check and confirm the "Debit Account" and "Receipt Account" and click Next
3.8% handling fee will apply to the transferred amount (Minimum HKD40)
Step 7/9
Enter "Transfer Amount"
Enter "Transfer Amount"
Step 8/9
Verify the transaction details and "Confirm"
Verify the transaction details and "Confirm"
Step 9/9
Complete
Complete
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Terms & Conditions
Terms & Conditions for using Credit Card Electronic Fund Transfer Services (the “Terms and Conditions”)
The Terms & Conditions is applicable to cardmembers (“Cardmember(s)”, “you” or “your”) of CCB (Asia) Credit Card (“Eligible Card(s)”) issued by China Construction Bank (Asia) Corporation Limited (the “Bank” or “we”).
The Terms & Conditions is applicable to cardmembers (“Cardmember(s)”, “you” or “your”) of CCB (Asia) Credit Card (“Eligible Card(s)”) issued by China Construction Bank (Asia) Corporation Limited (the “Bank” or “we”).
- We provide the Credit Card Electronic Fund Transfer Services (the “Services”) to you to facilitate payments and funds transfers by using Faster Payment System (“FPS”). The FPS service is provided and operated by Hong Kong Interbank Clearing Limited (“HKICL”). The Services are therefore subject to the rules, guidelines and procedures imposed by HKICL in relation to the FPS from time to time and forms part of the Terms and Conditions.
- The Bank has the right to set or vary, from time to time, the scope of the FPS Services and the conditions and procedures for using the FPS Services. In order to use the FPS Services, you have to accept and follow these conditions and procedures. Please refer the Terms and Conditions for Bank Services relating to Faster Payment System.
- You should not initiate any payment or funds transfer using Credit Card Electronic Fund Transfer Services unless you accept the provisions of this Terms and Conditions and Bank Services relating to Faster Payment System. By initiating any payment or funds transfer using the Bank’s Credit Card Electronic Fund Transfer Services, you will be regarded as having accepted and will be bound by these Terms.
- Unless informed otherwise, we will charge a handling fee at a rate of 3.8% on the transferred amount (Minimum HKD40). Such handling fee could be amended from time to time and will be specified in CCB (Asia) Credit Card Fee Schedule.
- Credit Card Electronic Fund Transfer are not entitled to credit card bonus points.
- Chargeback rights/protection is not applicable to any transactions effected by Credit Card Electronic Fund Transfer using HKICL because such transactions will not go through credit card associations so the credit card associations chargeback rules will not apply. As such, you agree and accept that there is no chargeback right or dispute handling for transactions effected through Credit Card Electronic Fund Transfer, and we do not accept dispute or chargeback handling for Credit Card Electronic Fund Transfer. Any contract between you and a recipient in respect of any goods or services provided to you by the recipient, or in respect of any payment obligation between you and a recipient, is independent of this clause and is entirely between you and such recipient. Accordingly, we assume no responsibility and will have no liability of any kind whatsoever in respect of your dealings with recipients including the amount, the proper and timely delivery of goods or services by recipients, cessation of business, winding up or bankruptcy of recipients. You remain solely and fully responsible for the timely and complete fulfilment of all your obligations towards your recipient (whether under contract or at law), including all payments to be made by you to a recipient. You agree to pursue all claims and disputes against the relevant recipient directly. Using Credit Card Electronic Fund Transfer indicates you agree and accept respective terms and conditions, you should not use the service if you do not agree and accept.
- The Services are bound by the credit card available credit limit, the Bank’s limits for funds transfer, and the bank's constantly upgrading banking security protection mechanism. For transfer limit of each type, please refer to the Bank’s webpage > Home > e-Banking > Frequently Asked Questions > Frequently Asked Questions (Online Banking).
- We reserve the right to suspend or terminate the Services in whole or in part at any time without giving notice or reason.